QuickQuote Insurance Forums - Best Term Life Companies

BillM Junior Member QuickQuote Forum User Posts: 79 Gender:	Best Term Life Companies 02/27/07 at 16:26:47 My wife and I want to apply for term life insurance. Does anyone have feedback on the best companies to use?
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luv2luvya Forum Newbies QuickQuote Forum User Posts: 2	Re: Best Term Life Companies Reply #1 - 02/27/07 at 16:54:59 I used American general life. They were fast & cheap. I think it depends on how healthy you are etc. I'm in god health so it went fast.
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dynOmite Forum Newbies QuickQuote Forum User Posts: 4	Re: Best Term Life Companies Reply #2 - 02/27/07 at 17:01:10 Quote from luv2luvya on 02/27/07 at 16:54:59: I used American general life. They were fast & cheap. I think it depends on how healthy you are etc. I'm in god health so it went fast. You're in 'god' health? Does that mean you're like a Greek God or something? In that case, you don't need life insurance.
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luv2luvya

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Re: Best Term Life Companies
Reply #3 - 03/01/07 at 16:36:07

Quote from dynOmite on 02/27/07 at 17:01:10:

Quote from luv2luvya on 02/27/07 at 16:54:59:

I used American general life. They were fast & cheap. I think it depends on how healthy you are etc. I'm in god health so it went fast. Cheesy

You're in 'god' health? Does that mean you're like a Greek God or something? In that case, you don't need life insurance.

My bad ... I meant to say good health. Sorry about that. Easy dynOmite ...

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simplemind Forum Newbies QuickQuote Forum User Posts: 3	Re: Best Term Life Companies Reply #4 - 03/01/07 at 17:09:05 We used Transamerica. They were awesome. We had our policies in two weeks and the price was the same as the quote!
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norcalgal

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Re: Best Term Life Companies
Reply #5 - 03/05/07 at 11:33:38

I originally received a quote with West Coast, however, an agent called me and said Reliastar would be able to offer a cheaper premium. My father was diagnosed with heart disease at age 63 and he died at age 67, apparently with West Coast I would have been rated for that. I applied with Reliastar and received the best rating class possible which gave me a really cheap premium. Thanks for the heads up QuickQuote!

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slikRik Forum Newbies QuickQuote Forum User Posts: 1	Re: Best Term Life Companies Reply #6 - 03/27/07 at 16:34:28 Do you mean the best insurance company or the best Internet Agency? I think the best Internet Agency will help you find the best insurance company for your situation. If you are healthy, all insurance companies are probably the same if they have good ratings and reviews. I would go for the best price in that case.
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BillM

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Re: Best Term Life Companies
Reply #7 - 03/27/07 at 16:36:21

Quote from slikRik on 03/27/07 at 16:34:28:

Do you mean the best insurance company or the best Internet Agency? I think the best Internet Agency will help you find the best insurance company for your situation. If you are healthy, all insurance companies are probably the same if they have good ratings and reviews. I would go for the best price in that case.

I mean the best insurance company. I want to be sure my wife gets paid if I take an early dirt nap.

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simplemind

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Re: Best Term Life Companies
Reply #8 - 03/27/07 at 16:38:15

Quote from BillM on 03/27/07 at 16:36:21:

Quote from slikRik on 03/27/07 at 16:34:28:

Do you mean the best insurance company or the best Internet Agency? I think the best Internet Agency will help you find the best insurance company for your situation. If you are healthy, all insurance companies are probably the same if they have good ratings and reviews. I would go for the best price in that case.

I mean the best insurance company. I want to be sure my wife gets paid if I take an early dirt nap.

Go with Transamerica. They were great for us. Good premiums and A+ rated company. Fast to.

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buttercup1 Forum Newbies QuickQuote Forum User Posts: 6 Gender:	Re: Best Term Life Companies Reply #9 - 11/02/07 at 16:22:46 I like to travel overseas alot and QuickQuote reccomended I apply with AIG or Transamerica because they have more lenient underwriting guidelines compared to other companies when it comes to travel.
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roxyrox Forum Newbies QuickQuote Forum User Posts: 6	Re: Best Term Life Companies Reply #10 - 01/15/08 at 16:53:20 I hear West Coast has some very good rates right now!
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Hadley

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Re: Best Term Life Companies
Reply #11 - 06/08/08 at 10:38:48

There are several good life insurance companies offering competitive rates and good financial strength ratings, inlcuding: AIG, West Coast Life, Prudential, Liberty Life, Northwestern Mutual, New York Life Insurance, AFLAC, Genworth Financial, and Principal Financial. You may be able to compare rates and plans by requesting a life insurance quote online from a quote service.

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Learn about term life insurance by visiting www.term-life-online.com

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Solutions Forum Newbies QuickQuote Forum User Posts: 26	Re: Best Term Life Companies Reply #12 - 06/29/08 at 10:42:38 Quote from BillM on 02/27/07 at 16:26:47: My wife and I want to apply for term life insurance. Does anyone have feedback on the best companies to use? Northwestern mutual current dividend rate is 7.5% on whole life, highest in the industry.
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Hadley Forum Newbies QuickQuote Forum User Posts: 18	Re: Best Term Life Companies Reply #13 - 06/30/08 at 08:49:29 You can take a look at the list of top term life insurance companies and request a free quote from them. Then you can review the prices, plans, and financial ratings of the companies and choose a plan to apply for online, or by contacting the insurance company.
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VeganGirl

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Re: Best Term Life Companies
Reply #14 - 07/01/08 at 14:21:24

I am surprised that John Hancock is not on that list. I thought they were highly rated.

Quote from Hadley on 06/30/08 at 08:49:29:

You can take a look at the list of top term life insurance companies and request a free quote from them. Then you can review the prices, plans, and financial ratings of the companies and choose a plan to apply for online, or by contacting the insurance company.

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"Only two things are infinite, the universe and human stupidity, and I'm not sure about the former."
- Albert Einstein

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