Hi,
 
I am an immigrant to the U.S., who has since attained permanent residency.  I recently received a life insurance policy through my employer.  I named my beneficiary to be my only son.  My son is 16 years old, and still lives in our home country.  I am worried that if I die, my states' laws may prohibit out of country beneficiaries from receiving benefits.  Do I have any reason to be worried?  
 
Thank you,
 
Jorge
 

Gonna have to disagree with amanda on this one.  I have never heard of any such law.  I don't think it would matter where your son lives.  To be sure,  I would suggest checking with your states' own department of insurance. Here is a link to a website where you can find your own states' dept:    
 
http://www.naic.org/state_web_map.htm .

That is a good point about naming an adult guardian (that you trust of course) as beneificary. You can also set up a trust which would give you control over how the death benefit would be used to care for your child.