I tried to purchase disability insurance in case something happens to me while on the job. I work in construction, so anything can happen in this type of work. Especially when your 20 stories up in the air with nothing holding on to you except a tiny rope. The insurance company told me I would get "blue collar" prices because of my line of work. I think that as long as I  pay for my insurance, I should get to pay the same amount as a "white collar worker". Any one else have an experience like this??

Buttercup, if you think about it, it does make sense to charge more for people that work in higher risk jobs. If the insurance company did not charge a higher premium to these individuals such as yourself, then they would end up losing money and have to charge their customers even higher premiums. I guess in a way it contributes to the greater good. Game on!