What are some ideas to save money during the recession. Just curious what everyone else is doing, hoping to learn some new tricks or ideas to save money month to month.

Instead of using credit cards, set out a budget of how much you can spend that month and then take that amount out in cash at the beginning of every month. Only allow yourself to spend the cash each month, and when it is gone it is gone. This helps because you actually see yourself parting with cash rather than swiping a card. It has helped me save a couple hundred a month!

One option is to compare rates for life insurance, and see if you could get a better deal on a new policy compared to the premiums you are paying for your existing life insurance plan.
 
Since rates have steadily declined now for over 12 years on term life insurance, you may be able to save. Even if you could save $10-$20 dollars per month on your term life insurance, that may mean savings up to $4,800 over the life of a 20 year term policy (not to mention the time-value of the savings being invested elsewhere).