Company Spotlight: Fidelity


07/25/2012 By: in Life Insurance


Fidelity Term Life InsuranceAn online broker is not limited to working with one specific life insurance company. By definition, a broker typically represents several companies and works on behalf of you, the customer. QuickQuote offers highly competitive compensation levels and fulfillment services. Every life insurance company QuickQuote represents has been carefully chosen to provide favorable rates for people with particular health risks. In this way, we can provide attractive rates to people of all walks of life, whether they have health problems or not. After all, everyone deserves peace of mind. QuickQuote has long-standing partnerships with some of the nation's top term life insurance companies. Read on to learn more about one company in particular, Fidelity Life Association.

 

Fidelity

Fidelity Life Association is a Legal Reserve Life Insurance Company. Fidelity Life was established over a century ago as a fraternal benefit society in the state of Illinois designed to provide financial security for the growing middle class of the Midwest and Northern states. Today, Fidelity Life continues the tradition of serving the needs of Middle Americans through innovative products, consumer-friendly service and a staff of some of the most talented, dedicated and creative people in the industry. With a consumer-centric reputation built on innovation, we are dedicated to providing a customer experience unique in the industry today. Besides life insurance that meets your needs, Fidelity Life has combined technology with underwriting innovation to create a unique, web-based underwriting process that speeds up the time needed to approve you for a policy. By utilizing the Internet and the active involvement of our underwriters, we virtually eliminate embarrassing exams, invasive tests and tedious delays so you obtain coverage from Fidelity Life in days, not months. Currently, Fidelity Life has over 22.69 billion of life insurance in-force, over 515 million in admitted assets, and capital and surplus of over 257 million. Fidelity was awarded an A- by AM Best Rating.

 

Optional Features

Hybrid Life

Competitively priced high face-amount coverage available with a convenient 24 to 48 hour approval process. Your initial coverage is a blend of all cause and accidental death life insurance. With medical underwriting following policy issuance, you may enhance this blend by increasing your all cause coverage component and eliminating or reducing your accident only limitation. You may defer the medical exam for up to six months or choose to not undergo medical underwriting at all and keep your blended policy in force as issued.

Rapid Decision Express

Fast, hassle-free level death benefit term life insurance product to age 95. With our Rapid Decision Express product and our state-of-the-art Rapid App application, the approval and delivery process has been streamlined to allow you to obtain coverage from Fidelity Life in days, not months.

Graded Death Benefit

Designed to provide up to $150,000 of life insurance coverage for customers who have experienced health problems. Both products utilize our rapid underwriting process for quick decisions on your application.

Accidental Death Benefit

For as little as $10 a month, you can have the coverage you need to protect your family and investments with our Accidental Death Benefit insurance.

 

Working with an insurance broker like QuickQuote has its advantages. Buying online allows you to complete the process at your own pace while avoiding pressure to buy. It also gives you a variety of insurance companies to choose from.  Get started with an online quote and one of our agents will help you choose the best life insurance company for you and your unique circumstances.



This entry's tags: term life insurance, QuickQuote, health, life, premium, save, family, protection, financial future

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