Individual Health Insurance - Celtic Insurance Company Resources

Plans Offered:

Celtic ValueOne Plan:

CeltiCare Any Doc PPO Plan:

CeltiCare Managed Indemnity Plan:

CeltiCare Select PPO Plan:

Plan Name	Celtic ValueOne Plan
Details Brochure	No brochure available
Plan Description Benefit	This PPO plan offers affordable premiums and extensive coverage.
Plan Deductible Benefit	2000
Plan Out of Network Deductible Benefit	$2,000 per person, $6,000 per family
Plan Coinsurance Benefit	You pay 30% after the deductible of the next $10,000 in covered services
Plan Out of Network Coinsurance Benefit	You pay 50% after the deductible of the next $10,000 in covered services
Plan Out of Pocket Maximum Benefit	$5,000
Plan Out of Network Pocket Maximum Benefit	$7,000
Plan Family Out of Pocket Maximum Benefit	3 times the per person maximum, per calendar year
Maternity Benefit	Not covered
Plan Lifetime Maximum Benefit	$5,000,000
Plan Preventive Care Benefit	Covered at 100%, up to $200 per person, per calendar year
Plan Child Preventive Care Benefit	Covered at 100%, up to $200 per person, per calendar year
Plan Lab & X-Ray Benefit	Subject to deductible and coinsurance
Plan Inpatient Hospital Benefit	Subject to deductible and coinsurance plus an additional $500 deductible per admission
Plan Outpatient Surgery Benefit	Subject to deductible and coinsurance plus and additional $250 deductible per occurence
Plan Office Visits Benefit	Subject to deductible and coinsurance
Plan Urgent Care Benefit	Subject to deductible and coinsurance
Plan Emergency Care Benefit	Subject to deductible and coinsurance plus additional $150 deductible per visit
Plan Ambulance Service Benefit	$3,000 covered per person, per calendar year for air and ground
Plan Prescription Drug Benefit	Not included
Plan Supplemental Accident Benefit	Not covered
Plan Pre-Existing Conditions Benefit	Covered if disclosed on the application and not excluded or limited by underwriting. See Exclusions for more information.

Plan Name	CeltiCare Any Doc PPO Plan
Details Brochure	No brochure available
Plan Description Benefit	This plan offers the flexibility to choose your own physician while saving money with the preferred rates of a prominent nationwide hospital network.
Plan Deductible Benefit	1000
Plan Out of Network Deductible Benefit	$1,000 per person, $3,000 per family
Plan Coinsurance Benefit	You pay 30% after the deductible of the next $10,000 in covered services
Plan Out of Network Coinsurance Benefit	You pay 50% after the deductible of the next $10,000 in covered services
Plan Out of Pocket Maximum Benefit	$4,000
Plan Out of Network Pocket Maximum Benefit	$6,000
Plan Family Out of Pocket Maximum Benefit	3 times the per person maximum, per calendar year
Maternity Benefit	Not covered
Plan Lifetime Maximum Benefit	$5,000,000
Plan Preventive Care Benefit	Covered at 100%, up to $300 per person, per calendar year
Plan Child Preventive Care Benefit	Covered at 100%, up to $300 per person, per calendar year
Plan Lab & X-Ray Benefit	Subject to deductible and coinsurance
Plan Inpatient Hospital Benefit	Subject to deductible and coinsurance
Plan Outpatient Surgery Benefit	Subject to deductible and coinsurance
Plan Office Visits Benefit	$25 Copay
Plan Urgent Care Benefit	Subject to deductible and coinsurance
Plan Emergency Care Benefit	Subject to deductible and coinsurance plus additional $50 deductible per visit
Plan Ambulance Service Benefit	$3,000 covered per person, per calendar year for air and ground.
Plan Prescription Drug Benefit	Not included
Plan Supplemental Accident Benefit	$500 per injury
Plan Pre-Existing Conditions Benefit	Covered if disclosed on the application and not excluded or limited by underwriting. See Exclusions for more information.

Plan Name	CeltiCare Any Doc PPO Plan
Details Brochure	No brochure available
Plan Description Benefit	This plan offers the flexibility to choose your own physician while saving money with the preferred rates of a prominent nationwide hospital network.
Plan Deductible Benefit	1000
Plan Out of Network Deductible Benefit	$1,000 per person, $3,000 per family
Plan Coinsurance Benefit	You pay 0% after the deductible
Plan Out of Network Coinsurance Benefit	You pay 20% after the deductible (capped at $5,000)
Plan Out of Pocket Maximum Benefit	$1,000
Plan Out of Network Pocket Maximum Benefit	$6,000
Plan Family Out of Pocket Maximum Benefit	3 times the per person maximum, per calendar year
Maternity Benefit	Not covered
Plan Lifetime Maximum Benefit	$5,000,000
Plan Preventive Care Benefit	Covered at 100%, up to $300 per person, per calendar year
Plan Child Preventive Care Benefit	Covered at 100%, up to $300 per person, per calendar year
Plan Lab & X-Ray Benefit	Subject to deductible and coinsurance
Plan Inpatient Hospital Benefit	Subject to deductible and coinsurance
Plan Outpatient Surgery Benefit	Subject to deductible and coinsurance
Plan Office Visits Benefit	$25 Copay
Plan Urgent Care Benefit	Subject to deductible and coinsurance
Plan Emergency Care Benefit	Subject to deductible and coinsurance plus additional $50 deductible per visit
Plan Ambulance Service Benefit	$3,000 covered per person, per calendar year for air and ground.
Plan Prescription Drug Benefit	Not included
Plan Supplemental Accident Benefit	$500 per injury
Plan Pre-Existing Conditions Benefit	Covered if disclosed on the application and not excluded or limited by underwriting. See Exclusions for more information.

Plan Name	CeltiCare Any Doc PPO Plan
Details Brochure	No brochure available
Plan Description Benefit	This plan offers the flexibility to choose your own physician while saving money with the preferred rates of a prominent nationwide hospital network.
Plan Deductible Benefit	1000
Plan Out of Network Deductible Benefit	$1,000 per person, $3,000 per family
Plan Coinsurance Benefit	You pay 20% after the deductible of the next $5,000 in covered services
Plan Out of Network Coinsurance Benefit	You pay 40% after the deductible (capped at $5,000)
Plan Out of Pocket Maximum Benefit	$2,000
Plan Out of Network Pocket Maximum Benefit	$6,000
Plan Family Out of Pocket Maximum Benefit	3 times the per person maximum, per calendar year
Maternity Benefit	Not covered
Plan Lifetime Maximum Benefit	$5,000,000
Plan Preventive Care Benefit	Covered at 100%, up to $300 per person, per calendar year
Plan Child Preventive Care Benefit	Covered at 100%, up to $300 per person, per calendar year
Plan Lab & X-Ray Benefit	Subject to deductible and coinsurance
Plan Inpatient Hospital Benefit	Subject to deductible and coinsurance
Plan Outpatient Surgery Benefit	Subject to deductible and coinsurance
Plan Office Visits Benefit	$25 Copay
Plan Urgent Care Benefit	Subject to deductible and coinsurance
Plan Emergency Care Benefit	Subject to deductible and coinsurance plus additional $50 deductible per visit
Plan Ambulance Service Benefit	$3,000 covered per person, per calendar year for air and ground.
Plan Prescription Drug Benefit	Not included
Plan Supplemental Accident Benefit	$500 per injury
Plan Pre-Existing Conditions Benefit	Covered if disclosed on the application and not excluded or limited by underwriting. See Exclusions for more information.

Plan Name	CeltiCare Any Doc PPO Plan
Details Brochure	No brochure available
Plan Description Benefit	This plan offers the flexibility to choose your own physician while saving money with the preferred rates of a prominent nationwide hospital network.
Plan Deductible Benefit	2500
Plan Out of Network Deductible Benefit	$2,500 per person, $7,500 per family
Plan Coinsurance Benefit	You pay 0% after the deductible
Plan Out of Network Coinsurance Benefit	You pay 20% after the deductible (capped at $5,000)
Plan Out of Pocket Maximum Benefit	$2,500
Plan Out of Network Pocket Maximum Benefit	$7,500
Plan Family Out of Pocket Maximum Benefit	3 times the per person maximum, per calendar year
Maternity Benefit	Not covered
Plan Lifetime Maximum Benefit	$5,000,000
Plan Preventive Care Benefit	Covered at 100%, up to $300 per person, per calendar year
Plan Child Preventive Care Benefit	Covered at 100%, up to $300 per person, per calendar year
Plan Lab & X-Ray Benefit	Subject to deductible and coinsurance
Plan Inpatient Hospital Benefit	Subject to deductible and coinsurance
Plan Outpatient Surgery Benefit	Subject to deductible and coinsurance
Plan Office Visits Benefit	$25 Copay
Plan Urgent Care Benefit	Subject to deductible and coinsurance
Plan Emergency Care Benefit	Subject to deductible and coinsurance plus additional $50 deductible per visit
Plan Ambulance Service Benefit	$3,000 covered per person, per calendar year for air and ground.
Plan Prescription Drug Benefit	Not included
Plan Supplemental Accident Benefit	$500 per injury
Plan Pre-Existing Conditions Benefit	Covered if disclosed on the application and not excluded or limited by underwriting. See Exclusions for more information.

Plan Name	CeltiCare Managed Indemnity Plan
Details Brochure	No brochure available
Plan Description Benefit	This plan offers comprehensive major medical coverage with the flexibility to select the doctors and hospitals of your choice.
Plan Deductible Benefit	1000
Plan Out of Network Deductible Benefit	No network with this plan
Plan Coinsurance Benefit	You pay 0% after the deductible
Plan Out of Network Coinsurance Benefit	No network with this plan
Plan Out of Pocket Maximum Benefit	$1,000
Plan Out of Network Pocket Maximum Benefit	No network with this plan
Plan Family Out of Pocket Maximum Benefit	3 times the per person maximum, per calendar year
Maternity Benefit	Not covered
Plan Lifetime Maximum Benefit	$5,000,000
Plan Preventive Care Benefit	Covered at 100%, up to $300 per person, per calendar year
Plan Child Preventive Care Benefit	Covered at 100%, up to $300 per person, per calendar year
Plan Lab & X-Ray Benefit	Subject to deductible and coinsurance
Plan Inpatient Hospital Benefit	Subject to deductible and coinsurance
Plan Outpatient Surgery Benefit	Subject to deductible and coinsurance
Plan Office Visits Benefit	Subject to deductible and coinsurance
Plan Urgent Care Benefit	Subject to deductible and coinsurance
Plan Emergency Care Benefit	Subject to deductible and coinsurance plus additional $50 deductible per visit
Plan Ambulance Service Benefit	$3,000 covered per person, per calendar year for air and ground.
Plan Prescription Drug Benefit	Not included
Plan Supplemental Accident Benefit	$500 per injury
Plan Pre-Existing Conditions Benefit	Covered if disclosed on the application and not excluded or limited by underwriting. See Exclusions for more information.

Plan Name	CeltiCare Managed Indemnity Plan
Details Brochure	No brochure available
Plan Description Benefit	This plan offers comprehensive major medical coverage with the flexibility to select the doctors and hospitals of your choice.
Plan Deductible Benefit	2500
Plan Out of Network Deductible Benefit	No network with this plan
Plan Coinsurance Benefit	You pay 0% after the deductible
Plan Out of Network Coinsurance Benefit	No network with this plan
Plan Out of Pocket Maximum Benefit	$2,500
Plan Out of Network Pocket Maximum Benefit	No network with this plan
Plan Family Out of Pocket Maximum Benefit	3 times the per person maximum, per calendar year
Maternity Benefit	Not covered
Plan Lifetime Maximum Benefit	$5,000,000
Plan Preventive Care Benefit	Covered at 100%, up to $300 per person, per calendar year
Plan Child Preventive Care Benefit	Covered at 100%, up to $300 per person, per calendar year
Plan Lab & X-Ray Benefit	Subject to deductible and coinsurance
Plan Inpatient Hospital Benefit	Subject to deductible and coinsurance
Plan Outpatient Surgery Benefit	Subject to deductible and coinsurance
Plan Office Visits Benefit	Subject to deductible and coinsurance
Plan Urgent Care Benefit	Subject to deductible and coinsurance
Plan Emergency Care Benefit	Subject to deductible and coinsurance plus additional $50 deductible per visit
Plan Ambulance Service Benefit	$3,000 covered per person, per calendar year for air and ground.
Plan Prescription Drug Benefit	Not included
Plan Supplemental Accident Benefit	$500 per injury
Plan Pre-Existing Conditions Benefit	Covered if disclosed on the application and not excluded or limited by underwriting. See Exclusions for more information.

Plan Name	CeltiCare Select PPO Plan
Details Brochure	No brochure available
Plan Description Benefit	This doctor and hospital PPO offers savings on every visit to any network provider.
Plan Deductible Benefit	1000
Plan Out of Network Deductible Benefit	$1,000 per person, $3,000 per family
Plan Coinsurance Benefit	You pay 0% after the deductible
Plan Out of Network Coinsurance Benefit	You pay 20% after the deductible
Plan Out of Pocket Maximum Benefit	$1,000
Plan Out of Network Pocket Maximum Benefit	No maximum
Plan Family Out of Pocket Maximum Benefit	3 times the per person maximum, per calendar year
Maternity Benefit	Not covered
Plan Lifetime Maximum Benefit	$5,000,000
Plan Preventive Care Benefit	Covered at 100%, up to $300 per person, per calendar year
Plan Child Preventive Care Benefit	Covered at 100%, up to $300 per person, per calendar year
Plan Lab & X-Ray Benefit	Subject to deductible and coinsurance
Plan Inpatient Hospital Benefit	Subject to deductible and coinsurance
Plan Outpatient Surgery Benefit	Subject to deductible and coinsurance
Plan Office Visits Benefit	$10 Copay
Plan Urgent Care Benefit	Subject to deductible and coinsurance
Plan Emergency Care Benefit	Subject to deductible and coinsurance plus additional $50 deductible per visit
Plan Ambulance Service Benefit	$3,000 covered per person, per calendar year for air and ground.
Plan Prescription Drug Benefit	Not included
Plan Supplemental Accident Benefit	$500 per injury
Plan Pre-Existing Conditions Benefit	Covered if disclosed on the application and not excluded or limited by underwriting. See Exclusions for more information.

Plan Name	CeltiCare Select PPO Plan
Details Brochure	No brochure available
Plan Description Benefit	This doctor and hospital PPO offers savings on every visit to any network provider.
Plan Deductible Benefit	1000
Plan Out of Network Deductible Benefit	$1,000 per person, $3,000 per family
Plan Coinsurance Benefit	You pay 20% after the deductible of the next $5,000 in covered services
Plan Out of Network Coinsurance Benefit	You pay 40% after the deductible
Plan Out of Pocket Maximum Benefit	$1,500
Plan Out of Network Pocket Maximum Benefit	No maximum
Plan Family Out of Pocket Maximum Benefit	3 times the per person maximum, per calendar year
Maternity Benefit	Not covered
Plan Lifetime Maximum Benefit	5,000,000
Plan Preventive Care Benefit	Covered at 100%, up to $300 per person, per calendar year
Plan Child Preventive Care Benefit	Covered at 100%, up to $300 per person, per calendar year
Plan Lab & X-Ray Benefit	Subject to deductible and coinsurance
Plan Inpatient Hospital Benefit	Subject to deductible and coinsurance
Plan Outpatient Surgery Benefit	Subject to deductible and coinsurance
Plan Office Visits Benefit	$10 Copay
Plan Urgent Care Benefit	Subject to deductible and coinsurance
Plan Emergency Care Benefit	Subject to deductible and coinsurance plus additional 50 deductible per visit
Plan Ambulance Service Benefit	$3,000 covered per person, per calendar year for air and ground
Plan Prescription Drug Benefit	Not included
Plan Supplemental Accident Benefit	$500 per injury
Plan Pre-Existing Conditions Benefit	Covered if disclosed on the application and not excluded or limited by underwriting. See Exclusions for more information.

Plan Name	CeltiCare Select PPO Plan
Details Brochure	No brochure available
Plan Description Benefit	This doctor and hospital PPO offers savings on every visit to any network provider.
Plan Deductible Benefit	1000
Plan Out of Network Deductible Benefit	$1,000 per person, $3,000 per family
Plan Coinsurance Benefit	You pay 30% after the deductible of the next $10,000 in covered services
Plan Out of Network Coinsurance Benefit	You pay 50% after the deductible
Plan Out of Pocket Maximum Benefit	$4,000
Plan Out of Network Pocket Maximum Benefit	No maximum
Plan Family Out of Pocket Maximum Benefit	3 times the per person maximum, per calendar year
Maternity Benefit	Not covered
Plan Lifetime Maximum Benefit	$5,000,000
Plan Preventive Care Benefit	Covered at 100%, up to $300 per person, per calendar year
Plan Child Preventive Care Benefit	Covered at 100%, up to $300 per person, per calendar year
Plan Lab & X-Ray Benefit	Subject to deductible and coinsurance
Plan Inpatient Hospital Benefit	Subject to deductible and coinsurance
Plan Outpatient Surgery Benefit	Subject to deductible and coinsurance
Plan Office Visits Benefit	$10 Copay
Plan Urgent Care Benefit	Subject to deductible and coinsurance
Plan Emergency Care Benefit	Subject to deductible and coinsurance plus additional $50 deductible per visit
Plan Ambulance Service Benefit	$3,000 covered per person, per calendar year for air and ground.
Plan Prescription Drug Benefit	Not included
Plan Supplemental Accident Benefit	$500 per injury
Plan Pre-Existing Conditions Benefit	Covered if disclosed on the application and not excluded or limited by underwriting. See Exclusions for more information.

Plan Name	CeltiCare Select PPO Plan
Details Brochure	No brochure available
Plan Description Benefit	This doctor and hospital PPO offers savings on every visit to any network provider.
Plan Deductible Benefit	2500
Plan Out of Network Deductible Benefit	$2,500 per person, $7,500 per family
Plan Coinsurance Benefit	You pay 0% after the deductible
Plan Out of Network Coinsurance Benefit	You pay 20% after the deductible
Plan Out of Pocket Maximum Benefit	$2,500
Plan Out of Network Pocket Maximum Benefit	No maximum
Plan Family Out of Pocket Maximum Benefit	3 times the per person maximum, per calendar year
Maternity Benefit	Not covered
Plan Lifetime Maximum Benefit	$5,000,000
Plan Preventive Care Benefit	Covered at 100%, up to $300 per person, per calendar year
Plan Child Preventive Care Benefit	Covered at 100%, up to $300 per person, per calendar year
Plan Lab & X-Ray Benefit	Subject to deductible and coinsurance
Plan Inpatient Hospital Benefit	Subject to deductible and coinsurance
Plan Outpatient Surgery Benefit	Subject to deductible and coinsurance
Plan Office Visits Benefit	$10 Copay
Plan Urgent Care Benefit	Subject to deductible and coinsurance
Plan Emergency Care Benefit	Subject to deductible and coinsurance plus additional $50 deductible per visit
Plan Ambulance Service Benefit	$3,000 covered per person, per calendar year for air and ground.
Plan Prescription Drug Benefit	Not included
Plan Supplemental Accident Benefit	$500 per injury
Plan Pre-Existing Conditions Benefit	Covered if disclosed on the application and not excluded or limited by underwriting. See Exclusions for more information.

Plan Name	CeltiCare Select PPO Plan
Details Brochure	No brochure available
Plan Description Benefit	This doctor and hospital PPO offers savings on every visit to any network provider.
Plan Deductible Benefit	500
Plan Out of Network Deductible Benefit	$500 per person, $1,500 per family
Plan Coinsurance Benefit	You pay 20% after the deductible of the next $5,000 in covered services
Plan Out of Network Coinsurance Benefit	You pay 40% after the deductible
Plan Out of Pocket Maximum Benefit	$1,500
Plan Out of Network Pocket Maximum Benefit	No maximum
Plan Family Out of Pocket Maximum Benefit	3 times the per person maximum, per calendar year
Maternity Benefit	Not covered
Plan Lifetime Maximum Benefit	$5,000,000
Plan Preventive Care Benefit	Covered at 100%, up to $300 per person, per calendar year
Plan Child Preventive Care Benefit	Covered at 100%, up to $300 per person, per calendar year
Plan Lab & X-Ray Benefit	Subject to deductible and coinsurance
Plan Inpatient Hospital Benefit	Subject to deductible and coinsurance
Plan Outpatient Surgery Benefit	Subject to deductible and coinsurance
Plan Office Visits Benefit	$10 Copay
Plan Urgent Care Benefit	Subject to deductible and coinsurance
Plan Emergency Care Benefit	Subject to deductible and coinsurance plus additional $50 deductible per visit
Plan Ambulance Service Benefit	$3,000 covered per person, per calendar year for air and ground.
Plan Prescription Drug Benefit	Not included
Plan Supplemental Accident Benefit	$500 per injury
Plan Pre-Existing Conditions Benefit	Covered if disclosed on the application and not excluded or limited by underwriting. See Exclusions for more information.

Plan Name	CeltiCare Select PPO Plan
Details Brochure	No brochure available
Plan Description Benefit	This doctor and hospital PPO offers savings on every visit to any network provider.
Plan Deductible Benefit	2000
Plan Out of Network Deductible Benefit	$2,500 per person, $7,500 per family
Plan Coinsurance Benefit	You pay 30% after the deductible of the next $10,000 in covered services
Plan Out of Network Coinsurance Benefit	You pay 50% after the deductible
Plan Out of Pocket Maximum Benefit	$5,500
Plan Out of Network Pocket Maximum Benefit	No maximum
Plan Family Out of Pocket Maximum Benefit	3 times the per person maximum, per calendar year
Maternity Benefit	Not covered
Plan Lifetime Maximum Benefit	$5,000,000
Plan Preventive Care Benefit	Covered at 100%, up to $300 per person, per calendar year
Plan Child Preventive Care Benefit	Covered at 100%, up to $300 per person, per calendar year
Plan Lab & X-Ray Benefit	Subject to deductible and coinsurance
Plan Inpatient Hospital Benefit	Subject to deductible and coinsurance
Plan Outpatient Surgery Benefit	Subject to deductible and coinsurance
Plan Office Visits Benefit	$10 Copay
Plan Urgent Care Benefit	Subject to deductible and coinsurance
Plan Emergency Care Benefit	Subject to deductible and coinsurance plus additional $50 deductible per visit
Plan Ambulance Service Benefit	$3,000 covered per person, per calendar year for air and ground.
Plan Prescription Drug Benefit	Not included
Plan Supplemental Accident Benefit	$500 per injury
Plan Pre-Existing Conditions Benefit	Covered if disclosed on the application and not excluded or limited by underwriting. See Exclusions for more information.

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Name:	Celtic Insurance Company
Description:	An online application process is available with all of Celtic Insurance Company's health insurance plans. Simply choose to apply online and follow the instructions. There are no forms to fill out and mail.
Website:	http://www.celtic-net.com/
Customer Service:
Address:	200 S. Wacker Dr. Ste. 900 Chicago, IL 60606
Not Offered by QuickQuote in:	AK, AL, CA, FL, GA, HI, ID, IN, KS, KY, LA, MA, MD, ME, MN, MT, ND, NH, NJ, NM, NY, OK, OR, PA, RI, SD, TX, UT, VA, VT, WA, WV
Year Founded:	1978
AM Best Rating:	A- as of 2006
S&P Rating:	NR