Short Term Health Insurance - Time Insurance Company Resources

Plans Offered:

Limited Benefit Health Plan:

Major Medical Plan:

Short Term Medical:

Plan Name	Limited Benefit Health Plan
Description	A temporary health insurance plan (30-185 days) designed for people who are between permanent health plans.
Details Brochure	Click to view brochure
Maximum Benefit	$2,000,000
Medical Copay
Stop Loss	$5,000
Inpatient Room and Board	50/50 After Deductible
Inpatient X-Rays	50/50 After Deductible
Inpatient Doctor Visit	50/50 After Deductible
Inpatient Intensive Care	50/50 After Deductible
Inpatient Surgical Charges	50/50 After Deductible
Inpatient Medical Charges	50/50 After Deductible
Inpatient Chiropractic Care	50/50 After Deductible
Inpatient Drug/Alcohol	50/50 After Deductible
Outpatient Prescription Drugs	50/50 After Deductible
Outpatient Wellness Exam	None
Outpatient X-Rays	50/50 After Deductible
Outpatient OBGYN Exam	None
Outpatient Emergency Room	50/50 After Deductible
Outpatient Well Baby Care	None
Outpatient Chiropractic Care	Not available in all states. 50/50 After Deductible
Outpatient Surgery	50/50 After Deductible
Outpatient Drug/Alcohol	None
Mental Health (Inpatient)
Mental Health (Outpatient)	None
Mental Health Lifetime Max	None
Skilled Nursing	Coverage limited to first 30 days. After Deductible, 50%
Ambulance	50/50 After Deductible
Home Health Care	Coverage limited to first 40 visits only. After Deductible, 50%
Pre-exisiting conditions	Any sickness, injury, disease or physical condition for which medical treatment or advice was received from a physician within 1 year prior to the effective date or which produced symptoms within 1 year prior to the effective date.

Plan Name	Limited Benefit Health Plan
Description	A temporary health insurance plan (30-185 days) designed for people who are between permanent health plans.
Details Brochure	Click to view brochure
Maximum Benefit	$2,000,000
Medical Copay
Stop Loss	$5,000
Inpatient Room and Board	50/50 After Deductible
Inpatient X-Rays	50/50 After Deductible
Inpatient Doctor Visit	50/50 After Deductible
Inpatient Intensive Care	50/50 After Deductible
Inpatient Surgical Charges	50/50 After Deductible
Inpatient Medical Charges
Inpatient Chiropractic Care	50/50 After Deductible
Inpatient Drug/Alcohol	50/50 After Deductible
Outpatient Prescription Drugs	50/50 After Deductible
Outpatient Wellness Exam	None
Outpatient X-Rays	50/50 After Deductible
Outpatient OBGYN Exam	None
Outpatient Emergency Room	50/50 After Deductible
Outpatient Well Baby Care	None
Outpatient Chiropractic Care	Not available in all states. 50/50 After Deductible
Outpatient Surgery	50/50 After Deductible
Outpatient Drug/Alcohol	None
Mental Health (Inpatient)
Mental Health (Outpatient)	None
Mental Health Lifetime Max	None
Skilled Nursing	Coverage limited to first 30 days. After Deductible, 50%
Ambulance	50/50 After Deductible
Home Health Care	Coverage limited to first 40 visits only. After Deductible, 50%
Pre-exisiting conditions	Any sickness, injury, disease or physical condition for which medical treatment or advice was received from a physician within 5 years prior to the effective date or which produced symptoms 5 years prior to the effective date of this policy.

Plan Name	Limited Benefit Health Plan
Description	A temporary health insurance plan (30-185 days) designed for people who are between permanent health plans.
Details Brochure	Click to view brochure
Maximum Benefit	$2,000,000
Medical Copay
Stop Loss	$5,000
Inpatient Room and Board	50/50 After Deductible
Inpatient X-Rays	50/50 After Deductible
Inpatient Doctor Visit	50/50 After Deductible
Inpatient Intensive Care	50/50 After Deductible
Inpatient Surgical Charges	50/50 After Deductible
Inpatient Medical Charges
Inpatient Chiropractic Care	50/50 After Deductible
Inpatient Drug/Alcohol	50/50 After Deductible
Outpatient Prescription Drugs	50/50 After Deductible
Outpatient Wellness Exam	None
Outpatient X-Rays	50/50 After Deductible
Outpatient OBGYN Exam	None
Outpatient Emergency Room	50/50 After Deductible
Outpatient Well Baby Care	None
Outpatient Chiropractic Care	Not available in all states. 50/50 After Deductible
Outpatient Surgery	50/50 After Deductible
Outpatient Drug/Alcohol	None
Mental Health (Inpatient)
Mental Health (Outpatient)	None
Mental Health Lifetime Max	None
Skilled Nursing	Coverage limited to first 30 days. After Deductible, 50%
Ambulance	50/50 After Deductible
Home Health Care	Coverage limited to first 40 visits only. After Deductible, 50%
Pre-exisiting conditions	Any sickness, injury, disease or physical condition for which medical treatment or advice was received from a physician within 5 years prior to the effective date or which produced symptoms 5 years prior to the effective date of this policy.

Plan Name	Limited Benefit Health Plan
Description	A temporary health insurance plan (30-185 days) designed for people who are between permanent health plans.
Details Brochure	Click to view brochure
Maximum Benefit	$2,000,000
Medical Copay
Stop Loss	$5,000
Inpatient Room and Board	50/50 After Deductible
Inpatient X-Rays	50/50 After Deductible
Inpatient Doctor Visit	50/50 After Deductible
Inpatient Intensive Care	50/50 After Deductible
Inpatient Surgical Charges	50/50 After Deductible
Inpatient Medical Charges
Inpatient Chiropractic Care	50/50 After Deductible
Inpatient Drug/Alcohol	50/50 After Deductible
Outpatient Prescription Drugs	50/50 After Deductible
Outpatient Wellness Exam	None
Outpatient X-Rays	50/50 After Deductible
Outpatient OBGYN Exam	None
Outpatient Emergency Room	50/50 After Deductible
Outpatient Well Baby Care	None
Outpatient Chiropractic Care	Not available in all states. 50/50 After Deductible
Outpatient Surgery	50/50 After Deductible
Outpatient Drug/Alcohol	None
Mental Health (Inpatient)
Mental Health (Outpatient)	None
Mental Health Lifetime Max	None
Skilled Nursing	Coverage limited to first 30 days. After Deductible, 50%
Ambulance	50/50 After Deductible
Home Health Care	Coverage limited to first 40 visits only. After Deductible, 50%
Pre-exisiting conditions	Any sickness, injury, disease or physical condition for which medical treatment or advice was received from a physician within 5 years prior to the effective date or which produced symptoms 5 years prior to the effective date of this policy.

Plan Name	Limited Benefit Health Plan
Description	A temporary health insurance plan (30-185 days) designed for people who are between permanent health plans.
Details Brochure	Click to view brochure
Maximum Benefit	$2,000,000
Medical Copay
Stop Loss	$5,000
Inpatient Room and Board	50/50 After Deductible
Inpatient X-Rays	50/50 After Deductible
Inpatient Doctor Visit	50/50 After Deductible
Inpatient Intensive Care	50/50 After Deductible
Inpatient Surgical Charges	50/50 After Deductible
Inpatient Medical Charges
Inpatient Chiropractic Care	50/50 After Deductible
Inpatient Drug/Alcohol	50/50 After Deductible
Outpatient Prescription Drugs	50/50 After Deductible
Outpatient Wellness Exam	None
Outpatient X-Rays	50/50 After Deductible
Outpatient OBGYN Exam	None
Outpatient Emergency Room	50/50 After Deductible
Outpatient Well Baby Care	None
Outpatient Chiropractic Care	Not available in all states. 50/50 After Deductible
Outpatient Surgery	50/50 After Deductible
Outpatient Drug/Alcohol	None
Mental Health (Inpatient)
Mental Health (Outpatient)	None
Mental Health Lifetime Max	None
Skilled Nursing	Coverage limited to first 30 days. After Deductible, 50%
Ambulance	50/50 After Deductible
Home Health Care	Coverage limited to first 40 visits only. After Deductible, 50%
Pre-exisiting conditions	An illness or injury, for which the covered person received medical treatment or advice from a physician within the 5-year period (may vary by state) immediately preceding the covered person's effective date, or that produced signs or symptoms within the 5-year period (may vary by state) immediately preceding the covered person's effective date.

Plan Name	Major Medical Plan
Description	A temporary health insurance plan (30-185 days) designed for people who are between permanent health plans.
Details Brochure	Click to view brochure
Maximum Benefit	$2,000,000
Medical Copay
Stop Loss	$5,000
Inpatient Room and Board	80/20 After Deductible
Inpatient X-Rays	80/20 After Deductible
Inpatient Doctor Visit	80/20 After Deductible
Inpatient Intensive Care	80/20 After Deductible
Inpatient Surgical Charges	80/20 After Deductible
Inpatient Medical Charges	80/20 After Deductible
Inpatient Chiropractic Care	80/20 After Deductible
Inpatient Drug/Alcohol	80/20 After Deductible
Outpatient Prescription Drugs	80/20 After Deductible
Outpatient Wellness Exam	None
Outpatient X-Rays	80/20 After Deductible
Outpatient OBGYN Exam	None
Outpatient Emergency Room	80/20 After Deductible
Outpatient Well Baby Care	None
Outpatient Chiropractic Care	Not available in all states. 80/20 After Deductible
Outpatient Surgery	80/20 After Deductible
Outpatient Drug/Alcohol	None
Mental Health (Inpatient)
Mental Health (Outpatient)	None
Mental Health Lifetime Max	None
Skilled Nursing	Coverage limited to first 30 days. After Deductible, 20%
Ambulance	80/20 After Deductible
Home Health Care	Coverage limited to first 40 visits only. After Deductible, 20%
Pre-exisiting conditions	Any sickness, injury, disease or physical condition for which medical treatment or advice was received from a physician within 1 year prior to the effective date or which produced symptoms within 1 year prior to the effective date.

Plan Name	Major Medical Plan
Description	A temporary health insurance plan (30-185 days) designed for people who are between permanent health plans.
Details Brochure	Click to view brochure
Maximum Benefit	$2,000,000
Medical Copay
Stop Loss
Inpatient Room and Board	50% after deductible
Inpatient X-Rays	50% after deductible
Inpatient Doctor Visit	50% after deductible
Inpatient Intensive Care	50% after deductible
Inpatient Surgical Charges	50% after deductible
Inpatient Medical Charges
Inpatient Chiropractic Care	50% after deductible
Inpatient Drug/Alcohol	50% after deductible
Outpatient Prescription Drugs	50% after deductible
Outpatient Wellness Exam	None
Outpatient X-Rays	50% after deductible
Outpatient OBGYN Exam	None
Outpatient Emergency Room	50% after deductible
Outpatient Well Baby Care	None
Outpatient Chiropractic Care	Not available in all states. 50% after deductible
Outpatient Surgery	50% after deductible
Outpatient Drug/Alcohol	None
Mental Health (Inpatient)
Mental Health (Outpatient)	None
Mental Health Lifetime Max	None
Skilled Nursing	Coverage limited to first 30 days. 50% after deductible
Ambulance	50% after deductible
Home Health Care	Coverage limited to first 40 visits only. 50% after deductible
Pre-exisiting conditions	Any sickness, injury, disease or physical condition for which medical treatment or advice was received from a physician within 5 years prior to the effective date or which produced symptoms within 5 years prior to the effective date.

Plan Name	Major Medical Plan
Description	A temporary health insurance plan (30-185 days) designed for people who are between permanent health plans.
Details Brochure	Click to view brochure
Maximum Benefit	$2,000,000
Medical Copay
Stop Loss	$5,000
Inpatient Room and Board	80/20 After Deductible
Inpatient X-Rays	80/20 After Deductible
Inpatient Doctor Visit	80/20 After Deductible
Inpatient Intensive Care	80/20 After Deductible
Inpatient Surgical Charges	80/20 After Deductible
Inpatient Medical Charges
Inpatient Chiropractic Care	80/20 After Deductible
Inpatient Drug/Alcohol	80/20 After Deductible
Outpatient Prescription Drugs	80/20 After Deductible
Outpatient Wellness Exam	None
Outpatient X-Rays	80/20 After Deductible
Outpatient OBGYN Exam	None
Outpatient Emergency Room	80/20 After Deductible
Outpatient Well Baby Care	None
Outpatient Chiropractic Care	Not available in all states. 80/20 After Deductible
Outpatient Surgery	80/20 After Deductible
Outpatient Drug/Alcohol	None
Mental Health (Inpatient)
Mental Health (Outpatient)	None
Mental Health Lifetime Max	None
Skilled Nursing	Coverage limited to first 30 days. After Deductible, 20%
Ambulance	80/20 After Deductible
Home Health Care	Coverage limited to first 40 visits only. After Deductible, 20%
Pre-exisiting conditions	Any sickness, injury, disease or physical condition for which medical treatment or advice was received from a physician within 5 years prior to the effective date or which produced symptoms 5 years prior to the effective date of this policy.

Plan Name	Major Medical Plan
Description	A temporary health insurance plan (30-185 days) designed for people who are between permanent health plans.
Details Brochure	Click to view brochure
Maximum Benefit	$2,000,000
Medical Copay
Stop Loss	$5,000
Inpatient Room and Board	100% after deductible
Inpatient X-Rays	100% after deductible
Inpatient Doctor Visit	100% after deductible
Inpatient Intensive Care	100% after deductible
Inpatient Surgical Charges	100% after deductible
Inpatient Medical Charges
Inpatient Chiropractic Care	100% after deductible
Inpatient Drug/Alcohol	100% after deductible
Outpatient Prescription Drugs	100% after deductible
Outpatient Wellness Exam	None
Outpatient X-Rays	100% after deductible
Outpatient OBGYN Exam	None
Outpatient Emergency Room	100% after deductible
Outpatient Well Baby Care	None
Outpatient Chiropractic Care	Not available in all states. 100% after deductible.
Outpatient Surgery	100% after deductible
Outpatient Drug/Alcohol	None
Mental Health (Inpatient)
Mental Health (Outpatient)	None
Mental Health Lifetime Max	None
Skilled Nursing	Coverage limited to first 30 days. 100% after deductible.
Ambulance	100% after deductible
Home Health Care	Coverage limited to first 40 visits only. 100% after deductible.
Pre-exisiting conditions	Any sickness, injury, disease or physical condition for which medical treatment or advice was received from a physician within 5 years prior to the effective date or which produced symptoms 5 years prior to the effective date of this policy.

Plan Name	Major Medical Plan
Description	A temporary health insurance plan (30-185 days) designed for people who are between permanent health plans.
Details Brochure	Click to view brochure
Maximum Benefit	$2,000,000
Medical Copay
Stop Loss
Inpatient Room and Board	50% after deductible
Inpatient X-Rays	50% after deductible
Inpatient Doctor Visit	50% after deductible
Inpatient Intensive Care	50% after deductible
Inpatient Surgical Charges	50% after deductible
Inpatient Medical Charges
Inpatient Chiropractic Care	50% after deductible
Inpatient Drug/Alcohol	50% after deductible
Outpatient Prescription Drugs	50% after deductible
Outpatient Wellness Exam	None
Outpatient X-Rays	50% after deductible
Outpatient OBGYN Exam	None
Outpatient Emergency Room	50% after deductible
Outpatient Well Baby Care	None
Outpatient Chiropractic Care	Not available in all states. 50% after deductible
Outpatient Surgery	50% after deductible
Outpatient Drug/Alcohol	None
Mental Health (Inpatient)
Mental Health (Outpatient)	None
Mental Health Lifetime Max	None
Skilled Nursing	Coverage limited to first 30 days. 50% after deductible
Ambulance	50% after deductible
Home Health Care	Coverage limited to first 40 visits only. 50% after deductible
Pre-exisiting conditions	Any sickness, injury, disease or physical condition for which medical treatment or advice was received from a physician within 5 years prior to the effective date or which produced symptoms within 5 years prior to the effective date.

Plan Name	Major Medical Plan
Description	A temporary health insurance plan (30-185 days) designed for people who are between permanent health plans.
Details Brochure	Click to view brochure
Maximum Benefit	$2,000,000
Medical Copay
Stop Loss	$5,000
Inpatient Room and Board	80/20 After Deductible
Inpatient X-Rays	80/20 After Deductible
Inpatient Doctor Visit	80/20 After Deductible
Inpatient Intensive Care	80/20 After Deductible
Inpatient Surgical Charges	80/20 After Deductible
Inpatient Medical Charges
Inpatient Chiropractic Care	80/20 After Deductible
Inpatient Drug/Alcohol	80/20 After Deductible
Outpatient Prescription Drugs	80/20 After Deductible
Outpatient Wellness Exam	None
Outpatient X-Rays	80/20 After Deductible
Outpatient OBGYN Exam	None
Outpatient Emergency Room	80/20 After Deductible
Outpatient Well Baby Care	None
Outpatient Chiropractic Care	Not available in all states. 80/20 After Deductible
Outpatient Surgery	80/20 After Deductible
Outpatient Drug/Alcohol	None
Mental Health (Inpatient)
Mental Health (Outpatient)	None
Mental Health Lifetime Max	None
Skilled Nursing	Coverage limited to first 30 days. After Deductible, 20%
Ambulance	80/20 After Deductible
Home Health Care	Coverage limited to first 40 visits only. After Deductible, 20%
Pre-exisiting conditions	Any sickness, injury, disease or physical condition for which medical treatment or advice was received from a physician within 5 years prior to the effective date or which produced symptoms 5 years prior to the effective date of this policy.

Plan Name	Major Medical Plan
Description	A temporary health insurance plan (30-185 days) designed for people who are between permanent health plans.
Details Brochure	Click to view brochure
Maximum Benefit	$2,000,000
Medical Copay
Stop Loss	$5,000
Inpatient Room and Board	100% after deductible
Inpatient X-Rays	100% after deductible
Inpatient Doctor Visit	100% after deductible
Inpatient Intensive Care	100% after deductible
Inpatient Surgical Charges	100% after deductible
Inpatient Medical Charges
Inpatient Chiropractic Care	100% after deductible
Inpatient Drug/Alcohol	100% after deductible
Outpatient Prescription Drugs	100% after deductible
Outpatient Wellness Exam	None
Outpatient X-Rays	100% after deductible
Outpatient OBGYN Exam	None
Outpatient Emergency Room	100% after deductible
Outpatient Well Baby Care	None
Outpatient Chiropractic Care	Not available in all states. 100% after deductible.
Outpatient Surgery	100% after deductible
Outpatient Drug/Alcohol	None
Mental Health (Inpatient)
Mental Health (Outpatient)	None
Mental Health Lifetime Max	None
Skilled Nursing	Coverage limited to first 30 days. 100% after deductible.
Ambulance	100% after deductible
Home Health Care	Coverage limited to first 40 visits only. 100% after deductible.
Pre-exisiting conditions	Any sickness, injury, disease or physical condition for which medical treatment or advice was received from a physician within 5 years prior to the effective date or which produced symptoms 5 years prior to the effective date of this policy.

Plan Name	Major Medical Plan
Description	A temporary health insurance plan (30-185 days) designed for people who are between permanent health plans.
Details Brochure	Click to view brochure
Maximum Benefit	$2,000,000
Medical Copay
Stop Loss
Inpatient Room and Board	50% after deductible
Inpatient X-Rays	50% after deductible
Inpatient Doctor Visit	50% after deductible
Inpatient Intensive Care	50% after deductible
Inpatient Surgical Charges	50% after deductible
Inpatient Medical Charges
Inpatient Chiropractic Care	50% after deductible
Inpatient Drug/Alcohol	50% after deductible
Outpatient Prescription Drugs	50% after deductible
Outpatient Wellness Exam	None
Outpatient X-Rays	50% after deductible
Outpatient OBGYN Exam	None
Outpatient Emergency Room	50% after deductible
Outpatient Well Baby Care	None
Outpatient Chiropractic Care	Not available in all states. 50% after deductible
Outpatient Surgery	50% after deductible
Outpatient Drug/Alcohol	None
Mental Health (Inpatient)
Mental Health (Outpatient)	None
Mental Health Lifetime Max	None
Skilled Nursing	Coverage limited to first 30 days. 50% after deductible
Ambulance	50% after deductible
Home Health Care	Coverage limited to first 40 visits only. 50% after deductible
Pre-exisiting conditions	Any sickness, injury, disease or physical condition for which medical treatment or advice was received from a physician within 5 years prior to the effective date or which produced symptoms within 5 years prior to the effective date.

Plan Name	Major Medical Plan
Description	A temporary health insurance plan (30-185 days) designed for people who are between permanent health plans.
Details Brochure	Click to view brochure
Maximum Benefit	$2,000,000
Medical Copay
Stop Loss	$5,000
Inpatient Room and Board	80/20 After Deductible
Inpatient X-Rays	80/20 After Deductible
Inpatient Doctor Visit	80/20 After Deductible
Inpatient Intensive Care	80/20 After Deductible
Inpatient Surgical Charges	80/20 After Deductible
Inpatient Medical Charges
Inpatient Chiropractic Care	80/20 After Deductible
Inpatient Drug/Alcohol	80/20 After Deductible
Outpatient Prescription Drugs	80/20 After Deductible
Outpatient Wellness Exam	None
Outpatient X-Rays	80/20 After Deductible
Outpatient OBGYN Exam	None
Outpatient Emergency Room	80/20 After Deductible
Outpatient Well Baby Care	None
Outpatient Chiropractic Care	Not available in all states. 80/20 After Deductible
Outpatient Surgery	80/20 After Deductible
Outpatient Drug/Alcohol	None
Mental Health (Inpatient)
Mental Health (Outpatient)	None
Mental Health Lifetime Max	None
Skilled Nursing	Coverage limited to first 30 days. After Deductible, 20%
Ambulance	80/20 After Deductible
Home Health Care	Coverage limited to first 40 visits only. After Deductible, 20%
Pre-exisiting conditions	Any sickness, injury, disease or physical condition for which medical treatment or advice was received from a physician within 5 years prior to the effective date or which produced symptoms 5 years prior to the effective date of this policy.

Plan Name	Major Medical Plan
Description	A temporary health insurance plan (30-185 days) designed for people who are between permanent health plans.
Details Brochure	Click to view brochure
Maximum Benefit	$2,000,000
Medical Copay
Stop Loss	$5,000
Inpatient Room and Board	100% after deductible
Inpatient X-Rays	100% after deductible
Inpatient Doctor Visit	100% after deductible
Inpatient Intensive Care	100% after deductible
Inpatient Surgical Charges	100% after deductible
Inpatient Medical Charges
Inpatient Chiropractic Care	100% after deductible
Inpatient Drug/Alcohol	100% after deductible
Outpatient Prescription Drugs	100% after deductible
Outpatient Wellness Exam	None
Outpatient X-Rays	100% after deductible
Outpatient OBGYN Exam	None
Outpatient Emergency Room	100% after deductible
Outpatient Well Baby Care	None
Outpatient Chiropractic Care	Not available in all states. 100% after deductible.
Outpatient Surgery	100% after deductible
Outpatient Drug/Alcohol	None
Mental Health (Inpatient)
Mental Health (Outpatient)	None
Mental Health Lifetime Max	None
Skilled Nursing	Coverage limited to first 30 days. 100% after deductible.
Ambulance	100% after deductible
Home Health Care	Coverage limited to first 40 visits only. 100% after deductible.
Pre-exisiting conditions	Any sickness, injury, disease or physical condition for which medical treatment or advice was received from a physician within 5 years prior to the effective date or which produced symptoms 5 years prior to the effective date of this policy.

Plan Name	Major Medical Plan
Description	A temporary health insurance plan (30-185 days) designed for people who are between permanent health plans.
Details Brochure	Click to view brochure
Maximum Benefit	$2,000,000
Medical Copay
Stop Loss
Inpatient Room and Board	50% after deductible
Inpatient X-Rays	50% after deductible
Inpatient Doctor Visit	50% after deductible
Inpatient Intensive Care	50% after deductible
Inpatient Surgical Charges	50% after deductible
Inpatient Medical Charges
Inpatient Chiropractic Care	50% after deductible
Inpatient Drug/Alcohol	50% after deductible
Outpatient Prescription Drugs	50% after deductible
Outpatient Wellness Exam	None
Outpatient X-Rays	50% after deductible
Outpatient OBGYN Exam	None
Outpatient Emergency Room	50% after deductible
Outpatient Well Baby Care	None
Outpatient Chiropractic Care	Not available in all states. 50% after deductible
Outpatient Surgery	50% after deductible
Outpatient Drug/Alcohol	None
Mental Health (Inpatient)
Mental Health (Outpatient)	None
Mental Health Lifetime Max	None
Skilled Nursing	Coverage limited to first 30 days. 50% after deductible
Ambulance	50% after deductible
Home Health Care	Coverage limited to first 40 visits only. 50% after deductible
Pre-exisiting conditions	Any sickness, injury, disease or physical condition for which medical treatment or advice was received from a physician within 5 years prior to the effective date or which produced symptoms within 5 years prior to the effective date.

Plan Name	Major Medical Plan
Description	A temporary health insurance plan (30-185 days) designed for people who are between permanent health plans.
Details Brochure	Click to view brochure
Maximum Benefit	$2,000,000
Medical Copay
Stop Loss
Inpatient Room and Board	100% After Deductible
Inpatient X-Rays	100% After Deductible
Inpatient Doctor Visit	100% After Deductible
Inpatient Intensive Care	100% After Deductible
Inpatient Surgical Charges	100% After Deductible
Inpatient Medical Charges
Inpatient Chiropractic Care	100% After Deductible
Inpatient Drug/Alcohol	100% After Deductible
Outpatient Prescription Drugs	100% After Deductible
Outpatient Wellness Exam	None
Outpatient X-Rays	100% After Deductible
Outpatient OBGYN Exam	None
Outpatient Emergency Room	100% After Deductible
Outpatient Well Baby Care	None
Outpatient Chiropractic Care	Not available in all states. 100% After Deductible
Outpatient Surgery	100% After Deductible
Outpatient Drug/Alcohol	None
Mental Health (Inpatient)
Mental Health (Outpatient)	None
Mental Health Lifetime Max	None
Skilled Nursing	Coverage limited to first 30 days. 100% After Deductible
Ambulance	100% After Deductible
Home Health Care	Coverage limited to first 40 visits only. 100% After Deductible
Pre-exisiting conditions	An illness or injury, for which the covered person received medical treatment or advice from a physician within the 5-year period (may vary by state) immediately preceding the covered person's effective date, or that produced signs or symptoms within the 5-year period (may vary by state) immediately preceding the covered person's effective date.

Plan Name	Major Medical Plan
Description	A temporary health insurance plan (30-185 days) designed for people who are between permanent health plans.
Details Brochure	Click to view brochure
Maximum Benefit	$2,000,000
Medical Copay
Stop Loss	$5,000
Inpatient Room and Board	80/20 After Deductible
Inpatient X-Rays	80/20 After Deductible
Inpatient Doctor Visit	80/20 After Deductible
Inpatient Intensive Care	80/20 After Deductible
Inpatient Surgical Charges	80/20 After Deductible
Inpatient Medical Charges
Inpatient Chiropractic Care	80/20 After Deductible
Inpatient Drug/Alcohol	80/20 After Deductible
Outpatient Prescription Drugs	80/20 After Deductible
Outpatient Wellness Exam	None
Outpatient X-Rays	80/20 After Deductible
Outpatient OBGYN Exam	None
Outpatient Emergency Room	80/20 After Deductible
Outpatient Well Baby Care	None
Outpatient Chiropractic Care	Not available in all states. 80/20 After Deductible
Outpatient Surgery	80/20 After Deductible
Outpatient Drug/Alcohol	None
Mental Health (Inpatient)
Mental Health (Outpatient)	None
Mental Health Lifetime Max	None
Skilled Nursing	Coverage limited to first 30 days. After Deductible, 20%
Ambulance	80/20 After Deductible
Home Health Care	Coverage limited to first 40 visits only. After Deductible, 20%
Pre-exisiting conditions	An illness or injury, for which the covered person received medical treatment or advice from a physician within the 5-year period (may vary by state) immediately preceding the covered person's effective date, or that produced signs or symptoms within the 5-year period (may vary by state) immediately preceding the covered person's effective date.

Plan Name	Short Term Medical
Description	A temporary health insurance plan (30-185 days) designed for people who are between permanent health plans.
Details Brochure	Click to view brochure
Maximum Benefit	$2,000,000
Medical Copay
Stop Loss	$5,000
Inpatient Room and Board	80/20 After Deductible
Inpatient X-Rays	80/20 After Deductible
Inpatient Doctor Visit	80/20 After Deductible
Inpatient Intensive Care	80/20 After Deductible
Inpatient Surgical Charges	80/20 After Deductible
Inpatient Medical Charges
Inpatient Chiropractic Care	80/20 After Deductible
Inpatient Drug/Alcohol	80/20 After Deductible
Outpatient Prescription Drugs	80/20 After Deductible
Outpatient Wellness Exam	None
Outpatient X-Rays	80/20 After Deductible
Outpatient OBGYN Exam	None
Outpatient Emergency Room	80/20 After Deductible
Outpatient Well Baby Care	None
Outpatient Chiropractic Care	Not available in all states. 80/20 After Deductible
Outpatient Surgery	80/20 After Deductible
Outpatient Drug/Alcohol	None
Mental Health (Inpatient)
Mental Health (Outpatient)	None
Mental Health Lifetime Max	None
Skilled Nursing	Coverage limited to first 30 days. After Deductible, 20%
Ambulance	80/20 After Deductible
Home Health Care	Coverage limited to first 40 visits only. After Deductible, 20%
Pre-exisiting conditions	Any Sickness, Injury, Disease or Physical Condition for which medical treatment or advice was received from a Physician within six months prior to the Effective Date of the policy.

Plan Name	Short Term Medical
Description	A temporary health insurance plan (30-185 days) designed for people who are between permanent health plans.
Details Brochure	Click to view brochure
Maximum Benefit	$2,000,000
Medical Copay
Stop Loss	$5,000
Inpatient Room and Board	50/50 After Deductible
Inpatient X-Rays	50/50 After Deductible
Inpatient Doctor Visit	50/50 After Deductible
Inpatient Intensive Care	50/50 After Deductible
Inpatient Surgical Charges	50/50 After Deductible
Inpatient Medical Charges
Inpatient Chiropractic Care	50/50 After Deductible
Inpatient Drug/Alcohol	50/50 After Deductible
Outpatient Prescription Drugs	50/50 After Deductible
Outpatient Wellness Exam	None
Outpatient X-Rays	50/50 After Deductible
Outpatient OBGYN Exam	None
Outpatient Emergency Room	50/50 After Deductible
Outpatient Well Baby Care	None
Outpatient Chiropractic Care	Not available in all states. 50/50 After Deductible
Outpatient Surgery	50/50 After Deductible
Outpatient Drug/Alcohol	None
Mental Health (Inpatient)
Mental Health (Outpatient)	None
Mental Health Lifetime Max	None
Skilled Nursing	Coverage limited to first 30 days. After Deductible, 50%
Ambulance	50/50 After Deductible
Home Health Care	Coverage limited to first 40 visits only. After Deductible, 50%
Pre-exisiting conditions	Any Sickness, Injury, Disease or Physical Condition for which medical treatment or advice was received from a Physician within six months prior to the Effective Date of the policy.

Plan Name	Short Term Medical
Description	A temporary health insurance plan (30-185 days) designed for people who are between permanent health plans.
Details Brochure	Click to view brochure
Maximum Benefit	$2,000,000
Medical Copay
Stop Loss
Inpatient Room and Board	100% After Deductible
Inpatient X-Rays	100% After Deductible
Inpatient Doctor Visit	100% After Deductible
Inpatient Intensive Care	100% After Deductible
Inpatient Surgical Charges	100% After Deductible
Inpatient Medical Charges
Inpatient Chiropractic Care	100% After Deductible
Inpatient Drug/Alcohol	100% After Deductible
Outpatient Prescription Drugs	100% After Deductible
Outpatient Wellness Exam	None
Outpatient X-Rays	100% After Deductible
Outpatient OBGYN Exam	None
Outpatient Emergency Room	100% After Deductible
Outpatient Well Baby Care	None
Outpatient Chiropractic Care	Not available in all states. 100% After Deductible
Outpatient Surgery	100% After Deductible
Outpatient Drug/Alcohol	None
Mental Health (Inpatient)
Mental Health (Outpatient)	None
Mental Health Lifetime Max	None
Skilled Nursing	Coverage limited to first 30 days. 100% After Deductible
Ambulance	100% After Deductible
Home Health Care	Coverage limited to first 40 visits only. 100% After Deductible
Pre-exisiting conditions	Any Sickness, Injury, Disease or Physical Condition for which medical treatment or advice was received from a Physician within six months prior to the Effective Date of the policy.

Plan Name	Short Term Medical
Description	A temporary health insurance plan (30-185 days) designed for people who are between permanent health plans.
Details Brochure	Click to view brochure
Maximum Benefit	$2,000,000
Medical Copay
Stop Loss	$5,000
Inpatient Room and Board	80/20 After Deductible
Inpatient X-Rays	80/20 After Deductible
Inpatient Doctor Visit	80/20 After Deductible
Inpatient Intensive Care	80/20 After Deductible
Inpatient Surgical Charges	80/20 After Deductible
Inpatient Medical Charges	80/20 After Deductible
Inpatient Chiropractic Care	80/20 After Deductible
Inpatient Drug/Alcohol	80/20 After Deductible
Outpatient Prescription Drugs	80/20 After Deductible
Outpatient Wellness Exam	None
Outpatient X-Rays	80/20 After Deductible
Outpatient OBGYN Exam	None
Outpatient Emergency Room	80/20 After Deductible
Outpatient Well Baby Care	None
Outpatient Chiropractic Care	Not available in all states. 80/20 After Deductible
Outpatient Surgery	80/20 After Deductible
Outpatient Drug/Alcohol	None
Mental Health (Inpatient)
Mental Health (Outpatient)	None
Mental Health Lifetime Max	None
Skilled Nursing	Coverage limited to first 30 days. After Deductible, 20%
Ambulance	80/20 After Deductible
Home Health Care	Coverage limited to first 40 visits only. After Deductible, 20%
Pre-exisiting conditions	An illness or injury, for which the covered person received medical treatment or advice from a physician within the 5-year period (may vary by state) immediately preceding the covered person's effective date, or that produced signs or symptoms within the 5-year period (may vary by state) immediately preceding the covered person's effective date.

Plan Name	Short Term Medical
Description	A temporary health insurance plan (30-185 days) designed for people who are between permanent health plans.
Details Brochure	Click to view brochure
Maximum Benefit	$2,000,000
Medical Copay
Stop Loss	$5,000
Inpatient Room and Board	50/50 After Deductible
Inpatient X-Rays	50/50 After Deductible
Inpatient Doctor Visit	50/50 After Deductible
Inpatient Intensive Care	50/50 After Deductible
Inpatient Surgical Charges	50/50 After Deductible
Inpatient Medical Charges	50/50 After Deductible
Inpatient Chiropractic Care	50/50 After Deductible
Inpatient Drug/Alcohol	50/50 After Deductible
Outpatient Prescription Drugs	50/50 After Deductible
Outpatient Wellness Exam	None
Outpatient X-Rays	50/50 After Deductible
Outpatient OBGYN Exam	None
Outpatient Emergency Room	50/50 After Deductible
Outpatient Well Baby Care	None
Outpatient Chiropractic Care	Not available in all states. 50/50 After Deductible
Outpatient Surgery	50/50 After Deductible
Outpatient Drug/Alcohol	None
Mental Health (Inpatient)
Mental Health (Outpatient)	None
Mental Health Lifetime Max	None
Skilled Nursing	Coverage limited to first 30 days. After Deductible, 50%
Ambulance	50/50 After Deductible
Home Health Care	Coverage limited to first 40 visits only. After Deductible, 50%
Pre-exisiting conditions	An illness or injury, for which the covered person received medical treatment or advice from a physician within the 5-year period (may vary by state) immediately preceding the covered person's effective date, or that produced signs or symptoms within the 5-year period (may vary by state) immediately preceding the covered person's effective date.

Plan Name	Short Term Medical
Description	A temporary health insurance plan (30-185 days) designed for people who are between permanent health plans.
Details Brochure	Click to view brochure
Maximum Benefit	$2,000,000
Medical Copay
Stop Loss	$5,000
Inpatient Room and Board	80/20 After Deductible
Inpatient X-Rays	80/20 After Deductible
Inpatient Doctor Visit	80/20 After Deductible
Inpatient Intensive Care	80/20 After Deductible
Inpatient Surgical Charges	80/20 After Deductible
Inpatient Medical Charges
Inpatient Chiropractic Care	80/20 After Deductible
Inpatient Drug/Alcohol	80/20 After Deductible
Outpatient Prescription Drugs	80/20 After Deductible
Outpatient Wellness Exam	None
Outpatient X-Rays	80/20 After Deductible
Outpatient OBGYN Exam	None
Outpatient Emergency Room	80/20 After Deductible
Outpatient Well Baby Care	None
Outpatient Chiropractic Care	Not available in all states. 80/20 After Deductible
Outpatient Surgery	80/20 After Deductible
Outpatient Drug/Alcohol	None
Mental Health (Inpatient)
Mental Health (Outpatient)	None
Mental Health Lifetime Max	None
Skilled Nursing	Coverage limited to first 30 days. After Deductible, 20%
Ambulance	80/20 After Deductible
Home Health Care	Coverage limited to first 40 visits only. After Deductible, 20%
Pre-exisiting conditions	Any Sickness, Injury, Disease or Physical Condition for which medical treatment or advice was received from a Physician within six months prior to the Effective Date of the policy.

Plan Name	Short Term Medical
Description	A temporary health insurance plan (30-185 days) designed for people who are between permanent health plans.
Details Brochure	Click to view brochure
Maximum Benefit	$2,000,000
Medical Copay
Stop Loss
Inpatient Room and Board	50/50 After Deductible
Inpatient X-Rays	50/50 After Deductible
Inpatient Doctor Visit	50/50 After Deductible
Inpatient Intensive Care	50/50 After Deductible
Inpatient Surgical Charges	50/50 After Deductible
Inpatient Medical Charges
Inpatient Chiropractic Care	50/50 After Deductible
Inpatient Drug/Alcohol	50/50 After Deductible
Outpatient Prescription Drugs	50/50 After Deductible
Outpatient Wellness Exam	None
Outpatient X-Rays	50/50 After Deductible
Outpatient OBGYN Exam	None
Outpatient Emergency Room	50/50 After Deductible
Outpatient Well Baby Care	None
Outpatient Chiropractic Care	Not available in all states. 50/50 After Deductible
Outpatient Surgery	50/50 After Deductible
Outpatient Drug/Alcohol	None
Mental Health (Inpatient)
Mental Health (Outpatient)	None
Mental Health Lifetime Max	None
Skilled Nursing	Coverage limited to first 30 days. 50/50 After Deductible
Ambulance	50/50 After Deductible
Home Health Care	Coverage limited to first 40 visits only. 50/50 After Deductible
Pre-exisiting conditions	Any Sickness, Injury, Disease or Physical Condition for which medical treatment or advice was received from a Physician within six months prior to the Effective Date of the policy.

Plan Name	Short Term Medical
Description	A temporary health insurance plan (30-185 days) designed for people who are between permanent health plans.
Details Brochure	Click to view brochure
Maximum Benefit	$2,000,000
Medical Copay
Stop Loss
Inpatient Room and Board	100% After Deductible
Inpatient X-Rays	100% After Deductible
Inpatient Doctor Visit	100% After Deductible
Inpatient Intensive Care	100% After Deductible
Inpatient Surgical Charges	100% After Deductible
Inpatient Medical Charges
Inpatient Chiropractic Care	100% After Deductible
Inpatient Drug/Alcohol	100% After Deductible
Outpatient Prescription Drugs	100% After Deductible
Outpatient Wellness Exam	None
Outpatient X-Rays	100% After Deductible
Outpatient OBGYN Exam	None
Outpatient Emergency Room	100% After Deductible
Outpatient Well Baby Care	None
Outpatient Chiropractic Care	Not available in all states. 100% After Deductible
Outpatient Surgery	100% After Deductible
Outpatient Drug/Alcohol	None
Mental Health (Inpatient)
Mental Health (Outpatient)	None
Mental Health Lifetime Max	None
Skilled Nursing	Coverage limited to first 30 days. 100% After Deductible
Ambulance	100% After Deductible
Home Health Care	Coverage limited to first 40 visits only. 100% After Deductible
Pre-exisiting conditions	An illness or injury, for which the covered person received medical treatment or advice from a physician within the 5-year period (may vary by state) immediately preceding the covered person's effective date, or that produced signs or symptoms within the 5-year period (may vary by state) immediately preceding the covered person's effective date.

Plan Name	Short Term Medical
Description	A temporary health insurance plan (30-185 days) designed for people who are between permanent health plans.
Details Brochure	Click to view brochure
Maximum Benefit	$2,000,000
Medical Copay
Stop Loss	$5,000
Inpatient Room and Board	80/20 After Deductible
Inpatient X-Rays	80/20 After Deductible
Inpatient Doctor Visit	80/20 After Deductible
Inpatient Intensive Care	80/20 After Deductible
Inpatient Surgical Charges	80/20 After Deductible
Inpatient Medical Charges
Inpatient Chiropractic Care	80/20 After Deductible
Inpatient Drug/Alcohol	80/20 After Deductible
Outpatient Prescription Drugs	80/20 After Deductible
Outpatient Wellness Exam	None
Outpatient X-Rays	80/20 After Deductible
Outpatient OBGYN Exam	None
Outpatient Emergency Room	80/20 After Deductible
Outpatient Well Baby Care	None
Outpatient Chiropractic Care	Not available in all states. 80/20 After Deductible
Outpatient Surgery	80/20 After Deductible
Outpatient Drug/Alcohol	None
Mental Health (Inpatient)
Mental Health (Outpatient)	None
Mental Health Lifetime Max	None
Skilled Nursing	Coverage limited to first 30 days. After Deductible, 20%
Ambulance	80/20 After Deductible
Home Health Care	Coverage limited to first 40 visits only. After Deductible, 20%
Pre-exisiting conditions	Any Sickness, Injury, Disease or Physical Condition for which medical treatment or advice was received from a Physician within six months prior to the Effective Date of the policy.

Plan Name	Short Term Medical
Description	A temporary health insurance plan (30-185 days) designed for people who are between permanent health plans.
Details Brochure	Click to view brochure
Maximum Benefit	$2,000,000
Medical Copay
Stop Loss	$5,000
Inpatient Room and Board	50/50 After Deductible
Inpatient X-Rays	50/50 After Deductible
Inpatient Doctor Visit	50/50 After Deductible
Inpatient Intensive Care	50/50 After Deductible
Inpatient Surgical Charges	50/50 After Deductible
Inpatient Medical Charges
Inpatient Chiropractic Care	50/50 After Deductible
Inpatient Drug/Alcohol	50/50 After Deductible
Outpatient Prescription Drugs	50/50 After Deductible
Outpatient Wellness Exam	None
Outpatient X-Rays	50/50 After Deductible
Outpatient OBGYN Exam	None
Outpatient Emergency Room	50/50 After Deductible
Outpatient Well Baby Care	None
Outpatient Chiropractic Care	Not available in all states. 50/50 After Deductible
Outpatient Surgery	50/50 After Deductible
Outpatient Drug/Alcohol	None
Mental Health (Inpatient)
Mental Health (Outpatient)	None
Mental Health Lifetime Max	None
Skilled Nursing	Coverage limited to first 30 days. After Deductible, 50%
Ambulance	50/50 After Deductible
Home Health Care	Coverage limited to first 40 visits only. After Deductible, 50%
Pre-exisiting conditions	Any Sickness, Injury, Disease or Physical Condition for which medical treatment or advice was received from a Physician within six months prior to the Effective Date of the policy.

Plan Name	Short Term Medical
Description	A temporary health insurance plan (30-185 days) designed for people who are between permanent health plans.
Details Brochure	Click to view brochure
Maximum Benefit	$2,000,000
Medical Copay
Stop Loss
Inpatient Room and Board	100% After Deductible
Inpatient X-Rays	100% After Deductible
Inpatient Doctor Visit	100% After Deductible
Inpatient Intensive Care	100% After Deductible
Inpatient Surgical Charges	100% After Deductible
Inpatient Medical Charges
Inpatient Chiropractic Care	100% After Deductible
Inpatient Drug/Alcohol	100% After Deductible
Outpatient Prescription Drugs	100% After Deductible
Outpatient Wellness Exam	None
Outpatient X-Rays	100% After Deductible
Outpatient OBGYN Exam	None
Outpatient Emergency Room	100% After Deductible
Outpatient Well Baby Care	None
Outpatient Chiropractic Care	Not available in all states. 100% After Deductible
Outpatient Surgery	100% After Deductible
Outpatient Drug/Alcohol	None
Mental Health (Inpatient)
Mental Health (Outpatient)	None
Mental Health Lifetime Max	None
Skilled Nursing	Coverage limited to first 30 days. 100% After Deductible
Ambulance	100% After Deductible
Home Health Care	Coverage limited to first 40 visits only. 100% After Deductible
Pre-exisiting conditions	Any Sickness, Injury, Disease or Physical Condition for which medical treatment or advice was received from a Physician within six months prior to the Effective Date of the policy.

Plan Name	Short Term Medical
Description	A temporary health insurance plan (30-185 days) designed for people who are between permanent health plans.
Details Brochure	Click to view brochure
Maximum Benefit	$2,000,000
Medical Copay
Stop Loss	$5,000
Inpatient Room and Board	80/20 After Deductible
Inpatient X-Rays	80/20 After Deductible
Inpatient Doctor Visit	80/20 After Deductible
Inpatient Intensive Care	80/20 After Deductible
Inpatient Surgical Charges	80/20 After Deductible
Inpatient Medical Charges
Inpatient Chiropractic Care	80/20 After Deductible
Inpatient Drug/Alcohol	80/20 After Deductible
Outpatient Prescription Drugs	80/20 After Deductible
Outpatient Wellness Exam	None
Outpatient X-Rays	80/20 After Deductible
Outpatient OBGYN Exam	None
Outpatient Emergency Room	80/20 After Deductible
Outpatient Well Baby Care	None
Outpatient Chiropractic Care	Not available in all states. 80/20 After Deductible
Outpatient Surgery	80/20 After Deductible
Outpatient Drug/Alcohol	None
Mental Health (Inpatient)
Mental Health (Outpatient)	None
Mental Health Lifetime Max	None
Skilled Nursing	Coverage limited to first 30 days. After Deductible, 20%
Ambulance	80/20 After Deductible
Home Health Care	Coverage limited to first 40 visits only. After Deductible, 20%
Pre-exisiting conditions	Any Sickness, Injury, Disease or Physical Condition for which medical treatment or advice was received from a Physician within six months prior to the Effective Date of the policy.

Plan Name	Short Term Medical
Description	A temporary health insurance plan (30-185 days) designed for people who are between permanent health plans.
Details Brochure	Click to view brochure
Maximum Benefit	$2,000,000
Medical Copay
Stop Loss	$5,000
Inpatient Room and Board	50/50 After Deductible
Inpatient X-Rays	50/50 After Deductible
Inpatient Doctor Visit	50/50 After Deductible
Inpatient Intensive Care	50/50 After Deductible
Inpatient Surgical Charges	50/50 After Deductible
Inpatient Medical Charges
Inpatient Chiropractic Care	50/50 After Deductible
Inpatient Drug/Alcohol	50/50 After Deductible
Outpatient Prescription Drugs	50/50 After Deductible
Outpatient Wellness Exam	None
Outpatient X-Rays	50/50 After Deductible
Outpatient OBGYN Exam	None
Outpatient Emergency Room	50/50 After Deductible
Outpatient Well Baby Care	None
Outpatient Chiropractic Care	Not available in all states. 50/50 After Deductible
Outpatient Surgery	50/50 After Deductible
Outpatient Drug/Alcohol	None
Mental Health (Inpatient)
Mental Health (Outpatient)	None
Mental Health Lifetime Max	None
Skilled Nursing	Coverage limited to first 30 days. After Deductible, 50%
Ambulance	50/50 After Deductible
Home Health Care

Name:	Time Insurance Company
Description:	Time Insurance Company is a member of Assurant Health. In business since 1892, Assurant Health provides health insurance coverage for more than one million people nationwide. Assurant Health develops and provides a wide range of individual medical, small group, short term and student health insurance products, including consumer-choice products such as HSAs and HRAs. With almost 3,000 employees, Assurant Health is headquartered in Milwaukee, WI, and has operations offices in Minnesota, Idaho and Florida, as well as sales offices across the country. Assurant Health products are issued and underwritten by Time Insurance Company, John Alden Life Insurance Company, and Union Security Insurance Company. Assurant Health is found at www. assuranthealth.com. Assurant Health is part of Assurant, which offers specialized insurance products and related services in North America and selected other markets.
Website:	http://www.assurant.com
Customer Service:	1-800-800-1212
Address:	501 West Michigan Milwaukee, WI 53201-0624
Not Offered by QuickQuote in:	AK, AL, DC, FL, HI, ID, IN, KY, MA, MD, ME, MT, ND, NH, NJ, NV, NY, OR, RI, SD, UT, VA, VT, WA, WY
Year Founded:	1892
AM Best Rating:	A- as of 2006
S&P Rating:	A
Other Information
Legal Information	This page provides plan summary information only. Refer to the certificate of insurance for actual terms and conditions that may apply. In the event that there are discrepancies with the information in this summary, the terms and conditions of the coverage documents will govern. Product offerings are subject to change.

No other carriers available.
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