Travel Health Insurance - International Medical Group Resources

Plans Offered:

Patriot America:

Patriot International:

Plan Name	Patriot America
Description	This plan provides coverage for non-US citizens traveling outside their country of citizenship.
Deductible	100
Coinsurance	For treatment received outside the US and Canada, the plan pays 100% of eligible expenses after the deductible. For treatment received within the US and Canada, the plan pays 80% of eligible expenses after the deductible up to $5,000, then 100% up to the policy maximum.
Policy Maximum	50000
Type of Travel	U.S. Resident Traveling Outside the U.S.
Exclusions and Limitations	Exclusions and Limitations
Pre-Existing Conditions	The plan pays up to $15,000 for eligible expenses of a sudden and unexpected recurrence of a Pre-existing condition while travelling outside the US.
Hospital Room and Board	The plan pays up to the policy maximum for the average semi-private room rate.
Intensive Care	The plan pays up to the policy maximum.
Medical Expenses	The plan pays up to the policy maximum.
Outpatient Medical	The plan pays up to the policy maximum.
Local Ambulance	The plan pays up to the policy maximum.
Emergency Dental	The plan pays up to $100 for the necessary treatment of sudden, unexpected pain to sound natural teeth.
Emergency Evacuation	The plan pays up to the policy maximum when coordinated through the Plan Administrator (IMG).
Emergency Reunion	The plan pays up to $15,000 when coordinated through the Plan Administrator (IMG).
Repatriation	The plan pays up $25,000 when coordinated through the Plan Administrator (IMG).
Returning of Minor Children	The plan pays up $5,000 when coordinated through the Plan Administrator (IMG).
Exclusions Return of Mortal Remains	See Repatriation.
Home Country Coverage	Coverage is provided during incidental trips by the insured to his/her home country during the coverage period, subject to limitations.
Trip Interruption	The plan pays up to $5,000.
Lost Luggage	The plan pays up to $50 per item of personal property to a maximum of $250 per coverage period.
Accidental Death and Dismemberment	The plan includes $25,000 principal sum benefit.
Common Carrier Accidental Death	The plan pays $50,000 to the designated beneficiary to a maximum of $250,000 per family.

Plan Name	Patriot America
Description	This plan provides coverage for non-US citizens traveling outside their country of citizenship.
Deductible	100
Coinsurance	For treatment received outside the US and Canada, the plan pays 100% of eligible expenses after the deductible. For treatment received within the US and Canada, the plan pays 80% of eligible expenses after the deductible up to $5,000, then 100% up to the policy maximum.
Policy Maximum	50000
Type of Travel	Foreign National Traveling to the U.S.
Exclusions and Limitations	Exclusions and Limitations
Pre-Existing Conditions	The plan pays up to $15,000 for eligible expenses of a sudden and unexpected recurrence of a Pre-existing condition while travelling outside the US.
Hospital Room and Board	The plan pays up to the policy maximum for the average semi-private room rate.
Intensive Care	The plan pays up to the policy maximum.
Medical Expenses	The plan pays up to the policy maximum.
Outpatient Medical	The plan pays up to the policy maximum.
Local Ambulance	The plan pays up to the policy maximum.
Emergency Dental	The plan pays up to $100 for the necessary treatment of sudden, unexpected pain to sound natural teeth.
Emergency Evacuation	The plan pays up to the policy maximum when coordinated through the Plan Administrator (IMG).
Emergency Reunion	The plan pays up to $15,000 when coordinated through the Plan Administrator (IMG).
Repatriation	The plan pays up $25,000 when coordinated through the Plan Administrator (IMG).
Returning of Minor Children	The plan pays up $5,000 when coordinated through the Plan Administrator (IMG).
Exclusions Return of Mortal Remains	See Repatriation.
Home Country Coverage	Coverage is provided during incidental trips by the insured to his/her home country during the coverage period, subject to limitations.
Trip Interruption	The plan pays up to $5,000.
Lost Luggage	The plan pays up to $50 per item of personal property to a maximum of $250 per coverage period.
Accidental Death and Dismemberment	The plan includes $25,000 principal sum benefit.
Common Carrier Accidental Death	The plan pays $50,000 to the designated beneficiary to a maximum of $250,000 per family.

Plan Name	Patriot America
Description	This plan provides coverage for non-US citizens traveling outside their country of citizenship.
Deductible	250
Coinsurance	For treatment received outside the US and Canada, the plan pays 100% of eligible expenses after the deductible. For treatment received within the US and Canada, the plan pays 80% of eligible expenses after the deductible up to $5,000, then 100% up to the policy maximum.
Policy Maximum	50000
Type of Travel	U.S. Resident Traveling Outside the U.S.
Exclusions and Limitations	Exclusions and Limitations
Pre-Existing Conditions	The plan pays up to $15,000 for eligible expenses of a sudden and unexpected recurrence of a Pre-existing condition while travelling outside the US.
Hospital Room and Board	The plan pays up to the policy maximum for the average semi-private room rate.
Intensive Care	The plan pays up to the policy maximum.
Medical Expenses	The plan pays up to the policy maximum.
Outpatient Medical	The plan pays up to the policy maximum.
Local Ambulance	The plan pays up to the policy maximum.
Emergency Dental	The plan pays up to $100 for the necessary treatment of sudden, unexpected pain to sound natural teeth.
Emergency Evacuation	The plan pays up to the policy maximum when coordinated through the Plan Administrator (IMG).
Emergency Reunion	The plan pays up to $15,000 when coordinated through the Plan Administrator (IMG).
Repatriation	The plan pays up $25,000 when coordinated through the Plan Administrator (IMG).
Returning of Minor Children	The plan pays up $5,000 when coordinated through the Plan Administrator (IMG).
Exclusions Return of Mortal Remains	See Repatriation.
Home Country Coverage	Coverage is provided during incidental trips by the insured to his/her home country during the coverage period, subject to limitations.
Trip Interruption	The plan pays up to $5,000.
Lost Luggage	The plan pays up to $50 per item of personal property to a maximum of $250 per coverage period.
Accidental Death and Dismemberment	The plan includes $25,000 principal sum benefit.
Common Carrier Accidental Death	The plan pays $50,000 to the designated beneficiary to a maximum of $250,000 per family.

Plan Name	Patriot America
Description	This plan provides coverage for non-US citizens traveling outside their country of citizenship.
Deductible	250
Coinsurance	For treatment received outside the US and Canada, the plan pays 100% of eligible expenses after the deductible. For treatment received withing the US and Canada, the plan pays 80% of eligible expenses after the deductible up to $5,000, then 100% up to the policy maximum.
Policy Maximum	50000
Type of Travel	Foreign National Traveling to the U.S.
Exclusions and Limitations	Exclusions and Limitations
Pre-Existing Conditions	The plan pays up to $15,000 for eligible expenses of a sudden and unexpected recurrence of a Pre-existing condition while travelling outside the US.
Hospital Room and Board	The plan pays up to the policy maximum for the average semi-private room rate.
Intensive Care	The plan pays up to the policy maximum.
Medical Expenses	The plan pays up to the policy maximum.
Outpatient Medical	The plan pays up to the policy maximum.
Local Ambulance	The plan pays up to the policy maximum.
Emergency Dental	The plan pays up to $100 for the necessary treatment of sudden, unexpected pain to sound natural teeth.
Emergency Evacuation	The plan pays up to the policy maximum when coordinated through the Plan Administrator (IMG).
Emergency Reunion	The plan pays up to $15,000 when coordinated through the Plan Administrator (IMG).
Repatriation	The plan pays up $25,000 when coordinated through the Plan Administrator (IMG).
Returning of Minor Children	The plan pays up $5,000 when coordinated through the Plan Administrator (IMG).
Exclusions Return of Mortal Remains	See Repatriation.
Home Country Coverage	Coverage is provided during incidental trips by the insured to his/her home country during the coverage period, subject to limitations.
Trip Interruption	The plan pays up to $5,000.
Lost Luggage	The plan pays up to $50 per item of personal property to a maximum of $250 per coverage period.
Accidental Death and Dismemberment	The plan includes $25,000 principal sum benefit.
Common Carrier Accidental Death	The plan pays $50,000 to the designated beneficiary to a maximum of $250,000 per family.

Plan Name	Patriot America
Description	This plan provides coverage for non-US citizens traveling outside their country of citizenship.
Deductible	500
Coinsurance	For treatment received outside the US and Canada, the plan pays 100% of eligible expenses after the deductible. For treatment received within the US and Canada, the plan pays 80% of eligible expenses after the deductible up to $5,000, then 100% up to the policy maximum.
Policy Maximum	50000
Type of Travel	U.S. Resident Traveling Outside the U.S.
Exclusions and Limitations	Exclusions and Limitations
Pre-Existing Conditions	The plan pays up to $15,000 for eligible expenses of a sudden and unexpected recurrence of a Pre-existing condition while travelling outside the US.
Hospital Room and Board	The plan pays up to the policy maximum for the average semi-private room rate.
Intensive Care	The plan pays up to the policy maximum.
Medical Expenses	The plan pays up to the policy maximum.
Outpatient Medical	The plan pays up to the policy maximum.
Local Ambulance	The plan pays up to the policy maximum.
Emergency Dental	The plan pays up to $100 for the necessary treatment of sudden, unexpected pain to sound natural teeth.
Emergency Evacuation	The plan pays up to the policy maximum when coordinated through the Plan Administrator (IMG).
Emergency Reunion	The plan pays up to $15,000 when coordinated through the Plan Administrator (IMG).
Repatriation	The plan pays up $25,000 when coordinated through the Plan Administrator (IMG).
Returning of Minor Children	The plan pays up $5,000 when coordinated through the Plan Administrator (IMG).
Exclusions Return of Mortal Remains	See Repatriation.
Home Country Coverage	Coverage is provided during incidental trips by the insured to his/her home country during the coverage period, subject to limitations.
Trip Interruption	The plan pays up to $5,000.
Lost Luggage	The plan pays up to $50 per item of personal property to a maximum of $250 per coverage period.
Accidental Death and Dismemberment	The plan includes $25,000 principal sum benefit.
Common Carrier Accidental Death	The plan pays $50,000 to the designated beneficiary to a maximum of $250,000 per family.

Plan Name	Patriot America
Description	This plan provides coverage for non-US citizens traveling outside their country of citizenship.
Deductible	500
Coinsurance	For treatment received outside the US and Canada, the plan pays 100% of eligible expenses after the deductible. For treatment received withing the US and Canada, the plan pays 80% of eligible expenses after the deductible up to $5,000, then 100% up to the policy maximum.
Policy Maximum	50000
Type of Travel	Foreign National Traveling to the U.S.
Exclusions and Limitations	Exclusions and Limitations
Pre-Existing Conditions	The plan pays up to $15,000 for eligible expenses of a sudden and unexpected recurrence of a Pre-existing condition while travelling outside the US.
Hospital Room and Board	The plan pays up to the policy maximum for the average semi-private room rate.
Intensive Care	The plan pays up to the policy maximum.
Medical Expenses	The plan pays up to the policy maximum.
Outpatient Medical	The plan pays up to the policy maximum.
Local Ambulance	The plan pays up to the policy maximum.
Emergency Dental	The plan pays up to $100 for the necessary treatment of sudden, unexpected pain to sound natural teeth.
Emergency Evacuation	The plan pays up to the policy maximum when coordinated through the Plan Administrator (IMG).
Emergency Reunion	The plan pays up to $15,000 when coordinated through the Plan Administrator (IMG).
Repatriation	The plan pays up $25,000 when coordinated through the Plan Administrator (IMG).
Returning of Minor Children	The plan pays up $5,000 when coordinated through the Plan Administrator (IMG).
Exclusions Return of Mortal Remains	See Repatriation.
Home Country Coverage	Coverage is provided during incidental trips by the insured to his/her home country during the coverage period, subject to limitations.
Trip Interruption	The plan pays up to $5,000.
Lost Luggage	The plan pays up to $50 per item of personal property to a maximum of $250 per coverage period.
Accidental Death and Dismemberment	The plan includes $25,000 principal sum benefit.
Common Carrier Accidental Death	The plan pays $50,000 to the designated beneficiary to a maximum of $250,000 per family.

Plan Name	Patriot America
Description	This plan provides coverage for non-US citizens traveling outside their country of citizenship.
Deductible	1000
Coinsurance	For treatment received outside the US and Canada, the plan pays 100% of eligible expenses after the deductible. For treatment received within the US and Canada, the plan pays 80% of eligible expenses after the deductible up to $5,000, then 100% up to the policy maximum.
Policy Maximum	50000
Type of Travel	U.S. Resident Traveling Outside the U.S.
Exclusions and Limitations	Exclusions and Limitations
Pre-Existing Conditions	The plan pays up to $15,000 for eligible expenses of a sudden and unexpected recurrence of a Pre-existing condition while travelling outside the US.
Hospital Room and Board	The plan pays up to the policy maximum for the average semi-private room rate.
Intensive Care	The plan pays up to the policy maximum.
Medical Expenses	The plan pays up to the policy maximum.
Outpatient Medical	The plan pays up to the policy maximum.
Local Ambulance	The plan pays up to the policy maximum.
Emergency Dental	The plan pays up to $100 for the necessary treatment of sudden, unexpected pain to sound natural teeth.
Emergency Evacuation	The plan pays up to the policy maximum when coordinated through the Plan Administrator (IMG).
Emergency Reunion	The plan pays up to $15,000 when coordinated through the Plan Administrator (IMG).
Repatriation	The plan pays up $25,000 when coordinated through the Plan Administrator (IMG).
Returning of Minor Children	The plan pays up $5,000 when coordinated through the Plan Administrator (IMG).
Exclusions Return of Mortal Remains	See Repatriation.
Home Country Coverage	Coverage is provided during incidental trips by the insured to his/her home country during the coverage period, subject to limitations.
Trip Interruption	The plan pays up to $5,000.
Lost Luggage	The plan pays up to $50 per item of personal property to a maximum of $250 per coverage period.
Accidental Death and Dismemberment	The plan includes $25,000 principal sum benefit.
Common Carrier Accidental Death	The plan pays $50,000 to the designated beneficiary to a maximum of $250,000 per family.

Plan Name	Patriot America
Description	This plan provides coverage for non-US citizens traveling outside their country of citizenship.
Deductible	1000
Coinsurance	For treatment received outside the US and Canada, the plan pays 100% of eligible expenses after the deductible. For treatment received withing the US and Canada, the plan pays 80% of eligible expenses after the deductible up to $5,000, then 100% up to the policy maximum.
Policy Maximum	50000
Type of Travel	Foreign National Traveling to the U.S.
Exclusions and Limitations	Exclusions and Limitations
Pre-Existing Conditions	The plan pays up to $15,000 for eligible expenses of a sudden and unexpected recurrence of a Pre-existing condition while travelling outside the US.
Hospital Room and Board	The plan pays up to the policy maximum for the average semi-private room rate.
Intensive Care	The plan pays up to the policy maximum.
Medical Expenses	The plan pays up to the policy maximum.
Outpatient Medical	The plan pays up to the policy maximum.
Local Ambulance	The plan pays up to the policy maximum.
Emergency Dental	The plan pays up to $100 for the necessary treatment of sudden, unexpected pain to sound natural teeth.
Emergency Evacuation	The plan pays up to the policy maximum when coordinated through the Plan Administrator (IMG).
Emergency Reunion	The plan pays up to $15,000 when coordinated through the Plan Administrator (IMG).
Repatriation	The plan pays up $25,000 when coordinated through the Plan Administrator (IMG).
Returning of Minor Children	The plan pays up $5,000 when coordinated through the Plan Administrator (IMG).
Exclusions Return of Mortal Remains	See Repatriation.
Home Country Coverage	Coverage is provided during incidental trips by the insured to his/her home country during the coverage period, subject to limitations.
Trip Interruption	The plan pays up to $5,000.
Lost Luggage	The plan pays up to $50 per item of personal property to a maximum of $250 per coverage period.
Accidental Death and Dismemberment	The plan includes $25,000 principal sum benefit.
Common Carrier Accidental Death	The plan pays $50,000 to the designated beneficiary to a maximum of $250,000 per family.

Plan Name	Patriot America
Description	This plan provides coverage for non-US citizens traveling outside their country of citizenship.
Deductible	2500
Coinsurance	For treatment received outside the US and Canada, the plan pays 100% of eligible expenses after the deductible. For treatment received within the US and Canada, the plan pays 80% of eligible expenses after the deductible up to $5,000, then 100% up to the policy maximum.
Policy Maximum	50000
Type of Travel	U.S. Resident Traveling Outside the U.S.
Exclusions and Limitations	Exclusions and Limitations
Pre-Existing Conditions	The plan pays up to $15,000 for eligible expenses of a sudden and unexpected recurrence of a Pre-existing condition while travelling outside the US.
Hospital Room and Board	The plan pays up to the policy maximum for the average semi-private room rate.
Intensive Care	The plan pays up to the policy maximum.
Medical Expenses	The plan pays up to the policy maximum.
Outpatient Medical	The plan pays up to the policy maximum.
Local Ambulance	The plan pays up to the policy maximum.
Emergency Dental	The plan pays up to $100 for the necessary treatment of sudden, unexpected pain to sound natural teeth.
Emergency Evacuation	The plan pays up to the policy maximum when coordinated through the Plan Administrator (IMG).
Emergency Reunion	The plan pays up to $15,000 when coordinated through the Plan Administrator (IMG).
Repatriation	The plan pays up $25,000 when coordinated through the Plan Administrator (IMG).
Returning of Minor Children	The plan pays up $5,000 when coordinated through the Plan Administrator (IMG).
Exclusions Return of Mortal Remains	See Repatriation.
Home Country Coverage	Coverage is provided during incidental trips by the insured to his/her home country during the coverage period, subject to limitations.
Trip Interruption	The plan pays up to $5,000.
Lost Luggage	The plan pays up to $50 per item of personal property to a maximum of $250 per coverage period.
Accidental Death and Dismemberment	The plan includes $25,000 principal sum benefit.
Common Carrier Accidental Death	The plan pays $50,000 to the designated beneficiary to a maximum of $250,000 per family.

Plan Name	Patriot America
Description	This plan provides coverage for non-US citizens traveling outside their country of citizenship.
Deductible	2500
Coinsurance	For treatment received outside the US and Canada, the plan pays 100% of eligible expenses after the deductible. For treatment received withing the US and Canada, the plan pays 80% of eligible expenses after the deductible up to $5,000, then 100% up to the policy maximum.
Policy Maximum	50000
Type of Travel	Foreign National Traveling to the U.S.
Exclusions and Limitations	Exclusions and Limitations
Pre-Existing Conditions	The plan pays up to $15,000 for eligible expenses of a sudden and unexpected recurrence of a Pre-existing condition while travelling outside the US.
Hospital Room and Board	The plan pays up to the policy maximum for the average semi-private room rate.
Intensive Care	The plan pays up to the policy maximum.
Medical Expenses	The plan pays up to the policy maximum.
Outpatient Medical	The plan pays up to the policy maximum.
Local Ambulance	The plan pays up to the policy maximum.
Emergency Dental	The plan pays up to $100 for the necessary treatment of sudden, unexpected pain to sound natural teeth.
Emergency Evacuation	The plan pays up to the policy maximum when coordinated through the Plan Administrator (IMG).
Emergency Reunion	The plan pays up to $15,000 when coordinated through the Plan Administrator (IMG).
Repatriation	The plan pays up $25,000 when coordinated through the Plan Administrator (IMG).
Returning of Minor Children	The plan pays up $5,000 when coordinated through the Plan Administrator (IMG).
Exclusions Return of Mortal Remains	See Repatriation.
Home Country Coverage	Coverage is provided during incidental trips by the insured to his/her home country during the coverage period, subject to limitations.
Trip Interruption	The plan pays up to $5,000.
Lost Luggage	The plan pays up to $50 per item of personal property to a maximum of $250 per coverage period.
Accidental Death and Dismemberment	The plan includes $25,000 principal sum benefit.
Common Carrier Accidental Death	The plan pays $50,000 to the designated beneficiary to a maximum of $250,000 per family.

Plan Name	Patriot International
Description	This plan provides coverage for US citizens traveling abroad.
Deductible	100
Coinsurance	For treatment received outside the US and Canada, the plan pays 100% of eligible expenses after the deductible (80% in Canada).
Policy Maximum	50000
Type of Travel	U.S. Citizen Traveling Outside the U.S.
Exclusions and Limitations	Exclusions and Limitations
Pre-Existing Conditions	The plan pays up to $15,000 for eligible expenses of a sudden and unexpected recurrence of a Pre-existing condition while travelling outside the US.
Hospital Room and Board	The plan pays up to the policy maximum for the average semi-private room rate.
Intensive Care	The plan pays up to the policy maximum.
Medical Expenses	The plan pays up to the policy maximum.
Outpatient Medical	The plan pays up to the policy maximum.
Local Ambulance	The plan pays up to the policy maximum.
Emergency Dental	The plan pays up to $100 for the necessary treatment of sudden, unexpected pain to sound natural teeth.
Emergency Evacuation	The plan pays up to the policy maximum when coordinated through the Plan Administrator (IMG).
Emergency Reunion	The plan pays up to $15,000 when coordinated through the Plan Administrator (IMG).
Repatriation	The plan pays up $25,000 when coordinated through the Plan Administrator (IMG).
Returning of Minor Children	The plan pays up $5,000 when coordinated through the Plan Administrator (IMG).
Exclusions Return of Mortal Remains	See Repatriation.
Home Country Coverage	Coverage is provided during incidental trips by the insured to his/her home country during the coverage period, subject to limitations.
Trip Interruption	The plan pays up to $5,000.
Lost Luggage	The plan pays up to $50 per item of personal property to a maximum of $250 per coverage period.
Accidental Death and Dismemberment	The plan includes $25,000 principal sum benefit.
Common Carrier Accidental Death	The plan pays $50,000 to the designated beneficiary to a maximum of $250,000 per family.

Plan Name	Patriot International
Description	This plan provides coverage for US citizens traveling abroad.
Deductible	250
Coinsurance	For treatment received outside the US and Canada, the plan pays 100% of eligible expenses after the deductible (80% in Canada).
Policy Maximum	50000
Type of Travel	U.S. Citizen Traveling Outside the U.S.
Exclusions and Limitations	Exclusions and Limitations
Pre-Existing Conditions	The plan pays up to $15,000 for eligible expenses of a sudden and unexpected recurrence of a Pre-existing condition while travelling outside the US.
Hospital Room and Board	The plan pays up to the policy maximum for the average semi-private room rate.
Intensive Care	The plan pays up to the policy maximum.
Medical Expenses	The plan pays up to the policy maximum.
Outpatient Medical	The plan pays up to the policy maximum.
Local Ambulance	The plan pays up to the policy maximum.
Emergency Dental	The plan pays up to $100 for the necessary treatment of sudden, unexpected pain to sound natural teeth.
Emergency Evacuation	The plan pays up to the policy maximum when coordinated through the Plan Administrator (IMG).
Emergency Reunion	The plan pays up to $15,000 when coordinated through the Plan Administrator (IMG).
Repatriation	The plan pays up $25,000 when coordinated through the Plan Administrator (IMG).
Returning of Minor Children	The plan pays up $5,000 when coordinated through the Plan Administrator (IMG).
Exclusions Return of Mortal Remains	See Repatriation.
Home Country Coverage	Coverage is provided during incidental trips by the insured to his/her home country during the coverage period, subject to limitations.
Trip Interruption	The plan pays up to $5,000.
Lost Luggage	The plan pays up to $50 per item of personal property to a maximum of $250 per coverage period.
Accidental Death and Dismemberment	The plan includes $25,000 principal sum benefit.
Common Carrier Accidental Death	The plan pays $50,000 to the designated beneficiary to a maximum of $250,000 per family.

Plan Name	Patriot International
Description	This plan provides coverage for US citizens traveling abroad.
Deductible	500
Coinsurance	For treatment received outside the US and Canada, the plan pays 100% of eligible expenses after the deductible (80% in Canada).
Policy Maximum	50000
Type of Travel	U.S. Citizen Traveling Outside the U.S.
Exclusions and Limitations	Exclusions and Limitations
Pre-Existing Conditions	The plan pays up to $15,000 for eligible expenses of a sudden and unexpected recurrence of a Pre-existing condition while travelling outside the US.
Hospital Room and Board	The plan pays up to the policy maximum for the average semi-private room rate.
Intensive Care	The plan pays up to the policy maximum.
Medical Expenses	The plan pays up to the policy maximum.
Outpatient Medical	The plan pays up to the policy maximum.
Local Ambulance	The plan pays up to the policy maximum.
Emergency Dental	The plan pays up to $100 for the necessary treatment of sudden, unexpected pain to sound natural teeth.
Emergency Evacuation	The plan pays up to the policy maximum when coordinated through the Plan Administrator (IMG).
Emergency Reunion	The plan pays up to $15,000 when coordinated through the Plan Administrator (IMG).
Repatriation	The plan pays up $25,000 when coordinated through the Plan Administrator (IMG).
Returning of Minor Children	The plan pays up $5,000 when coordinated through the Plan Administrator (IMG).
Exclusions Return of Mortal Remains	See Repatriation.
Home Country Coverage	Coverage is provided during incidental trips by the insured to his/her home country during the coverage period, subject to limitations.
Trip Interruption	The plan pays up to $5,000.
Lost Luggage	The plan pays up to $50 per item of personal property to a maximum of $250 per coverage period.
Accidental Death and Dismemberment	The plan includes $25,000 principal sum benefit.
Common Carrier Accidental Death	The plan pays $50,000 to the designated beneficiary to a maximum of $250,000 per family.

Plan Name	Patriot International
Description	This plan provides coverage for US citizens traveling abroad.
Deductible	1000
Coinsurance	For treatment received outside the US and Canada, the plan pays 100% of eligible expenses after the deductible (80% in Canada).
Policy Maximum	50000
Type of Travel	U.S. Citizen Traveling Outside the U.S.
Exclusions and Limitations	Exclusions and Limitations
Pre-Existing Conditions	The plan pays up to $15,000 for eligible expenses of a sudden and unexpected recurrence of a Pre-existing condition while travelling outside the US.
Hospital Room and Board	The plan pays up to the policy maximum for the average semi-private room rate.
Intensive Care	The plan pays up to the policy maximum.
Medical Expenses	The plan pays up to the policy maximum.
Outpatient Medical	The plan pays up to the policy maximum.
Local Ambulance	The plan pays up to the policy maximum.
Emergency Dental	The plan pays up to $100 for the necessary treatment of sudden, unexpected pain to sound natural teeth.
Emergency Evacuation	The plan pays up to the policy maximum when coordinated through the Plan Administrator (IMG).
Emergency Reunion	The plan pays up to $15,000 when coordinated through the Plan Administrator (IMG).
Repatriation	The plan pays up $25,000 when coordinated through the Plan Administrator (IMG).
Returning of Minor Children	The plan pays up $5,000 when coordinated through the Plan Administrator (IMG).
Exclusions Return of Mortal Remains	See Repatriation.
Home Country Coverage	Coverage is provided during incidental trips by the insured to his/her home country during the coverage period, subject to limitations.
Trip Interruption	The plan pays up to $5,000.
Lost Luggage	The plan pays up to $50 per item of personal property to a maximum of $250 per coverage period.
Accidental Death and Dismemberment	The plan includes $25,000 principal sum benefit.
Common Carrier Accidental Death	The plan pays $50,000 to the designated beneficiary to a maximum of $250,000 per family.

Plan Name	Patriot International
Description	This plan provides coverage for US citizens traveling abroad.
Deductible	2500
Coinsurance	For treatment received outside the US and Canada, the plan pays 100% of eligible expenses after the deductible (80% in Canada).
Policy Maximum	50000
Type of Travel	U.S. Citizen Traveling Outside the U.S.
Exclusions and Limitations	Exclusions and Limitations
Pre-Existing Conditions	The plan pays up to $15,000 for eligible expenses of a sudden and unexpected recurrence of a Pre-existing condition while travelling outside the US.
Hospital Room and Board	The plan pays up to the policy maximum for the average semi-private room rate.
Intensive Care	The plan pays up to the policy maximum.
Medical Expenses	The plan pays up to the policy maximum.
Outpatient Medical	The plan pays up to the policy maximum.
Local Ambulance	The plan pays up to the policy maximum.
Emergency Dental	The plan pays up to $100 for the necessary treatment of sudden, unexpected pain to sound natural teeth.
Emergency Evacuation	The plan pays up to the policy maximum when coordinated through the Plan Administrator (IMG).
Emergency Reunion	The plan pays up to $15,000 when coordinated through the Plan Administrator (IMG).
Repatriation	The plan pays up $25,000 when coordinated through the Plan Administrator (IMG).
Returning of Minor Children	The plan pays up $5,000 when coordinated through the Plan Administrator (IMG).
Exclusions Return of Mortal Remains	See Repatriation.
Home Country Coverage	Coverage is provided during incidental trips by the insured to his/her home country during the coverage period, subject to limitations.
Trip Interruption	The plan pays up to $5,000.
Lost Luggage	The plan pays up to $50 per item of personal property to a maximum of $250 per coverage period.
Accidental Death and Dismemberment	The plan includes $25,000 principal sum benefit.
Common Carrier Accidental Death	The plan pays $50,000 to the designated beneficiary to a maximum of $250,000 per family.

Global Underwriters Agency, Inc.
Multinational Underwriters
Specialty Risk International
Close

Name:	International Medical Group
Description:	International Medical Group is a provider of travel health insurance offering insurance policies to cover travel abroad for up to 2 years.
Website:	http://www.imglobal.com/
Customer Service:	1-800-628-4664
Address:	2960 N. Meridian Street Indianapolis, IN 46208
Not Offered by QuickQuote in:	Texas
Year Founded:	0
AM Best Rating:	A as of 2005
S&P Rating:	A-
Terrorism:	The Terrorism Rider is available with extra premium. Provides coverage for injuries and illness incurred as a result of an act of Terrorism, limited in amount ($50,000 lifetime) and by circumstances. Claims incurred as a result of radiological, nuclear, chemical or biological weapons or events are not covered.
Sports:	The Sports Rider is available with extra premium. Provides coverage for jet skiing, snow skiing, snowboarding, snowmobiling, snorkeling, surfing, wakeboarding, water skiing and windsurfing.
Patriot:	The Patriot Return Rider is available with extra premium. This rider is available only to non-US citizens purchasing the Patriot America plan. Provides temporary medical coverage for non-US citizens returning to their country of citizenship. The insured person must be outside his/her country of citizenship at time of application.