Travel Health Insurance - Multinational Underwriters Resources

Plans Offered:

Atlas America:

Atlas International:

Plan Name
Description
Deductible	0
Coinsurance
Policy Maximum	0
Type of Travel
Exclusions and Limitations	No exclusions available
Pre-Existing Conditions
Hospital Room and Board
Intensive Care
Medical Expenses
Outpatient Medical
Local Ambulance
Emergency Dental
Emergency Evacuation
Emergency Reunion
Repatriation
Returning of Minor Children
Exclusions Return of Mortal Remains
Home Country Coverage
Trip Interruption
Lost Luggage
Accidental Death and Dismemberment
Common Carrier Accidental Death

Plan Name	Atlas America
Description	This plan provides coverage for Non-US citizens traveling outside their Home Country.
Deductible	100
Coinsurance	Claims incurred inside the US and Canada: pays 80% fo the next $5,000 of eligible expenses after the deductible, then 100% to the policy maximum. Claims incurred outside the US and Canada: pays 100% of eligible expenses after the deductible up to the policy maximum.
Policy Maximum	50000
Type of Travel	Foreign National Traveling to the U.S.
Exclusions and Limitations	Exclusions and Limitations
Pre-Existing Conditions	Not covered
Hospital Room and Board	The plan pays up to the policy maximum for the average semi-private room rate.
Intensive Care	The plan pays up to the policy maximum.
Medical Expenses	The plan pays up to the policy maximum.
Outpatient Medical	The plan pays up to the policy maximum.
Local Ambulance	The plan pays up to the policy maximum.
Emergency Dental	Accident: pays up to the policy maximum. Acute onset of pain: pays up to $100 per certificate period.
Emergency Evacuation	The plan pays up to the policy maximum.
Emergency Reunion	The plan pays up to $15,000 per certificate period.
Repatriation	The plan pays up to the policy maximum.
Returning of Minor Children	The plan pays up to $5,000 per certificate period.
Exclusions Return of Mortal Remains	The plan pays up to the policy maximum.
Home Country Coverage	Limited coverage available. Please see Company brochure.
Trip Interruption	The plan pays up to $5,000 per certificate period.
Lost Luggage	The plan pays up to $250 per certificate period (deductible and coinsurance waived).
Accidental Death and Dismemberment	The plan includes $25,000 principal sum benefit for adults and $5,000 for children under age 18.
Common Carrier Accidental Death	The plan pays $50,000 for adults and $25,000 for children under age 18.

Plan Name	Atlas America
Description	This plan provides coverage for Non-US citizens traveling outside their Home Country.
Deductible	250
Coinsurance	Claims incurred inside the US and Canada: pays 80% fo the next $5,000 of eligible expenses after the deductible, then 100% to the policy maximum. Claims incurred outside the US and Canada: pays 100% of eligible expenses after the deductible up to the policy maximum.
Policy Maximum	50000
Type of Travel	Foreign National Traveling to the U.S.
Exclusions and Limitations	Exclusions and Limitations
Pre-Existing Conditions	Not covered
Hospital Room and Board	The plan pays up to the policy maximum for the average semi-private room rate.
Intensive Care	The plan pays up to the policy maximum.
Medical Expenses	The plan pays up to the policy maximum.
Outpatient Medical	The plan pays up to the policy maximum.
Local Ambulance	The plan pays up to the policy maximum.
Emergency Dental	Accident: pays up to the policy maximum. Acute onset of pain: pays up to $100 per certificate period.
Emergency Evacuation	The plan pays up to the policy maximum.
Emergency Reunion	The plan pays up to $15,000 per certificate period.
Repatriation	The plan pays up to the policy maximum.
Returning of Minor Children	The plan pays up to $5,000 per certificate period.
Exclusions Return of Mortal Remains	The plan pays up to the policy maximum.
Home Country Coverage	Limited coverage available. Please see Company brochure.
Trip Interruption	The plan pays up to $5,000 per certificate period.
Lost Luggage	The plan pays up to $250 per certificate period (deductible and coinsurance waived).
Accidental Death and Dismemberment	The plan includes $25,000 principal sum benefit for adults and $5,000 for children under age 18.
Common Carrier Accidental Death	The plan pays $50,000 for adults and $25,000 for children under age 18.

Plan Name	Atlas America
Description	This plan provides coverage for Non-US citizens traveling outside their Home Country.
Deductible	500
Coinsurance	Claims incurred inside the US and Canada: pays 80% fo the next $5,000 of eligible expenses after the deductible, then 100% to the policy maximum. Claims incurred outside the US and Canada: pays 100% of eligible expenses after the deductible up to the policy maximum.
Policy Maximum	50000
Type of Travel	Foreign National Traveling to the U.S.
Exclusions and Limitations	Exclusions and Limitations
Pre-Existing Conditions	Not covered
Hospital Room and Board	The plan pays up to the policy maximum for the average semi-private room rate.
Intensive Care	The plan pays up to the policy maximum.
Medical Expenses	The plan pays up to the policy maximum.
Outpatient Medical	The plan pays up to the policy maximum.
Local Ambulance	The plan pays up to the policy maximum.
Emergency Dental	Accident: pays up to the policy maximum. Acute onset of pain: pays up to $100 per certificate period.
Emergency Evacuation	The plan pays up to the policy maximum.
Emergency Reunion	The plan pays up to $15,000 per certificate period.
Repatriation	The plan pays up to the policy maximum.
Returning of Minor Children	The plan pays up to $5,000 per certificate period.
Exclusions Return of Mortal Remains	The plan pays up to the policy maximum.
Home Country Coverage	Limited coverage available. Please see Company brochure.
Trip Interruption	The plan pays up to $5,000 per certificate period.
Lost Luggage	The plan pays up to $250 per certificate period (deductible and coinsurance waived).
Accidental Death and Dismemberment	The plan includes $25,000 principal sum benefit for adults and $5,000 for children under age 18.
Common Carrier Accidental Death	The plan pays $50,000 for adults and $25,000 for children under age 18.

Plan Name	Atlas America
Description	This plan provides coverage for Non-US citizens traveling outside their Home Country.
Deductible	1000
Coinsurance	Claims incurred inside the US and Canada: pays 80% fo the next $5,000 of eligible expenses after the deductible, then 100% to the policy maximum. Claims incurred outside the US and Canada: pays 100% of eligible expenses after the deductible up to the policy maximum.
Policy Maximum	50000
Type of Travel	Foreign National Traveling to the U.S.
Exclusions and Limitations	Exclusions and Limitations
Pre-Existing Conditions	Not covered
Hospital Room and Board	The plan pays up to the policy maximum for the average semi-private room rate.
Intensive Care	The plan pays up to the policy maximum.
Medical Expenses	The plan pays up to the policy maximum.
Outpatient Medical	The plan pays up to the policy maximum.
Local Ambulance	The plan pays up to the policy maximum.
Emergency Dental	Accident: pays up to the policy maximum. Acute onset of pain: pays up to $100 per certificate period.
Emergency Evacuation	The plan pays up to the policy maximum.
Emergency Reunion	The plan pays up to $15,000 per certificate period.
Repatriation	The plan pays up to the policy maximum.
Returning of Minor Children	The plan pays up to $5,000 per certificate period.
Exclusions Return of Mortal Remains	The plan pays up to the policy maximum.
Home Country Coverage	Limited coverage available. Please see Company brochure.
Trip Interruption	The plan pays up to $5,000 per certificate period.
Lost Luggage	The plan pays up to $250 per certificate period (deductible and coinsurance waived).
Accidental Death and Dismemberment	The plan includes $25,000 principal sum benefit for adults and $5,000 for children under age 18.
Common Carrier Accidental Death	The plan pays $50,000 for adults and $25,000 for children under age 18.

Plan Name	Atlas America
Description	This plan provides coverage for Non-US citizens traveling outside their Home Country.
Deductible	2500
Coinsurance	Claims incurred inside the US and Canada: pays 80% fo the next $5,000 of eligible expenses after the deductible, then 100% to the policy maximum. Claims incurred outside the US and Canada: pays 100% of eligible expenses after the deductible up to the policy maximum.
Policy Maximum	50000
Type of Travel	Foreign National Traveling to the U.S.
Exclusions and Limitations	Exclusions and Limitations
Pre-Existing Conditions	Not covered
Hospital Room and Board	The plan pays up to the policy maximum for the average semi-private room rate.
Intensive Care	The plan pays up to the policy maximum.
Medical Expenses	The plan pays up to the policy maximum.
Outpatient Medical	The plan pays up to the policy maximum.
Local Ambulance	The plan pays up to the policy maximum.
Emergency Dental	Accident: pays up to the policy maximum. Acute onset of pain: pays up to $100 per certificate period.
Emergency Evacuation	The plan pays up to the policy maximum.
Emergency Reunion	The plan pays up to $15,000 per certificate period.
Repatriation	The plan pays up to the policy maximum.
Returning of Minor Children	The plan pays up to $5,000 per certificate period.
Exclusions Return of Mortal Remains	The plan pays up to the policy maximum.
Home Country Coverage	Limited coverage available. Please see Company brochure.
Trip Interruption	The plan pays up to $5,000 per certificate period.
Lost Luggage	The plan pays up to $250 per certificate period (deductible and coinsurance waived).
Accidental Death and Dismemberment	The plan includes $25,000 principal sum benefit for adults and $5,000 for children under age 18.
Common Carrier Accidental Death	The plan pays $50,000 for adults and $25,000 for children under age 18.

Plan Name	Atlas International
Description	This plan provides coverage for US citizens traveling abroad.
Deductible	100
Coinsurance	For claims incurred outside the US and Canada, the plan pays 100% of eligible expenses after the deductible up to the policy maximum.
Policy Maximum	50000
Type of Travel	U.S. Citizen Traveling Outside the U.S.
Exclusions and Limitations	Exclusions and Limitations
Pre-Existing Conditions	The plan pays up to 10% of the policy maximum limit up to $50,000 for the acute onset of a pre-existing condition. Minimum of three months coverage required.
Hospital Room and Board	The plan pays up to the policy maximum for the average semi-private room rate.
Intensive Care	The plan pays up to the policy maximum.
Medical Expenses	The plan pays up to the policy maximum.
Outpatient Medical	The plan pays up to the policy maximum.
Local Ambulance	The plan pays up to the policy maximum.
Emergency Dental	Accident - pays up to the policy maximum. Acute onset of pain - pays up to $100 per certificate period.
Emergency Evacuation	The plan pays up to the policy maximum.
Emergency Reunion	The plan pays up to $15,000 per certificate period.
Repatriation	The plan pays up to the policy maximum.
Returning of Minor Children	The plan pays up to $5,000 per certificate period.
Exclusions Return of Mortal Remains	The plan pays up to the policy maximum.
Home Country Coverage	Limited coverage available, please see Company brochure.
Trip Interruption	The plan pays up to $5,000 per certificate period.
Lost Luggage	The plan pays up to $250 per certificate period (deductible and coinsurance waived).
Accidental Death and Dismemberment	The plan includes $25,000 principal sum benefit for adults, $5,000 for children under age 18.
Common Carrier Accidental Death	The plan pays $50,000 per adult and $25,00 per child under the age of 18.

Plan Name	Atlas International
Description	This plan provides coverage for Non-US citizens traveling outside their Home Country.
Deductible	100
Coinsurance	Claims incurred inside the US and Canada: pays 80% fo the next $5,000 of eligible expenses after the deductible, then 100% to the policy maximum. Claims incurred outside the US and Canada: pays 100% of eligible expenses after the deductible up to the policy maximum.
Policy Maximum	50000
Type of Travel	U.S. Resident Traveling Outside the U.S.
Exclusions and Limitations	Exclusions and Limitations
Pre-Existing Conditions	Not covered
Hospital Room and Board	The plan pays up to the policy maximum for the average semi-private room rate.
Intensive Care	The plan pays up to the policy maximum.
Medical Expenses	The plan pays up to the policy maximum.
Outpatient Medical	The plan pays up to the policy maximum.
Local Ambulance	The plan pays up to the policy maximum.
Emergency Dental	Accident: pays up to the policy maximum. Acute onset of pain: pays up to $100 per certificate period.
Emergency Evacuation	The plan pays up to the policy maximum.
Emergency Reunion	The plan pays up to $15,000 per certificate period.
Repatriation	The plan pays up to the policy maximum.
Returning of Minor Children	The plan pays up to $5,000 per certificate period.
Exclusions Return of Mortal Remains	The plan pays up to the policy maximum.
Home Country Coverage	Limited coverage available. Please see Company brochure.
Trip Interruption	The plan pays up to $5,000 per certificate period.
Lost Luggage	The plan pays up to $250 per certificate period (deductible and coinsurance waived).
Accidental Death and Dismemberment	The plan includes $25,000 principal sum benefit for adults and $5,000 for children under age 18.
Common Carrier Accidental Death	The plan pays $50,000 for adults and $25,000 for children under age 18.

Plan Name	Atlas International
Description	This plan provides coverage for US citizens traveling abroad.
Deductible	250
Coinsurance	For claims incurred outside the US and Canada, the plan pays 100% of eligible expenses after the deductible up to the policy maximum.
Policy Maximum	50000
Type of Travel	U.S. Citizen Traveling Outside the U.S.
Exclusions and Limitations	Exclusions and Limitations
Pre-Existing Conditions	The plan pays up to 10% of the policy maximum limit up to $50,000 for the acute onset of a pre-existing condition. Minimum of three months coverage required.
Hospital Room and Board	The plan pays up to the policy maximum for the average semi-private room rate.
Intensive Care	The plan pays up to the policy maximum.
Medical Expenses	The plan pays up to the policy maximum.
Outpatient Medical	The plan pays up to the policy maximum.
Local Ambulance	The plan pays up to the policy maximum.
Emergency Dental	Accident - pays up to the policy maximum. Acute onset of pain - pays up to $100 per certificate period.
Emergency Evacuation	The plan pays up to the policy maximum.
Emergency Reunion	The plan pays up to $15,000 per certificate period.
Repatriation	The plan pays up to the policy maximum.
Returning of Minor Children	The plan pays up to $5,000 per certificate period.
Exclusions Return of Mortal Remains	The plan pays up to the policy maximum.
Home Country Coverage	Limited coverage available, please see Company brochure.
Trip Interruption	The plan pays up to $5,000 per certificate period.
Lost Luggage	The plan pays up to $250 per certificate period (deductible and coinsurance waived).
Accidental Death and Dismemberment	The plan includes $25,000 principal sum benefit for adults, $5,000 for children under age 18.
Common Carrier Accidental Death	The plan pays $50,000 per adult and $25,00 per child under the age of 18.

Plan Name	Atlas International
Description	This plan provides coverage for Non-US citizens traveling outside their Home Country.
Deductible	250
Coinsurance	Claims incurred inside the US and Canada: pays 80% fo the next $5,000 of eligible expenses after the deductible, then 100% to the policy maximum. Claims incurred outside the US and Canada: pays 100% of eligible expenses after the deductible up to the policy maximum.
Policy Maximum	50000
Type of Travel	U.S. Resident Traveling Outside the U.S.
Exclusions and Limitations	Exclusions and Limitations
Pre-Existing Conditions	Not covered
Hospital Room and Board	The plan pays up to the policy maximum for the average semi-private room rate.
Intensive Care	The plan pays up to the policy maximum.
Medical Expenses	The plan pays up to the policy maximum.
Outpatient Medical	The plan pays up to the policy maximum.
Local Ambulance	The plan pays up to the policy maximum.
Emergency Dental	Accident: pays up to the policy maximum. Acute onset of pain: pays up to $100 per certificate period.
Emergency Evacuation	The plan pays up to the policy maximum.
Emergency Reunion	The plan pays up to $15,000 per certificate period.
Repatriation	The plan pays up to the policy maximum.
Returning of Minor Children	The plan pays up to $5,000 per certificate period.
Exclusions Return of Mortal Remains	The plan pays up to the policy maximum.
Home Country Coverage	Limited coverage available. Please see Company brochure.
Trip Interruption	The plan pays up to $5,000 per certificate period.
Lost Luggage	The plan pays up to $250 per certificate period (deductible and coinsurance waived).
Accidental Death and Dismemberment	The plan includes $25,000 principal sum benefit for adults and $5,000 for children under age 18.
Common Carrier Accidental Death	The plan pays $50,000 for adults and $25,000 for children under age 18.

Plan Name	Atlas International
Description	This plan provides coverage for US citizens traveling abroad.
Deductible	500
Coinsurance	For claims incurred outside the US and Canada, the plan pays 100% of eligible expenses after the deductible up to the policy maximum.
Policy Maximum	50000
Type of Travel	U.S. Citizen Traveling Outside the U.S.
Exclusions and Limitations	Exclusions and Limitations
Pre-Existing Conditions	The plan pays up to 10% of the policy maximum limit up to $50,000 for the acute onset of a pre-existing condition. Minimum of three months coverage required.
Hospital Room and Board	The plan pays up to the policy maximum for the average semi-private room rate.
Intensive Care	The plan pays up to the policy maximum.
Medical Expenses	The plan pays up to the policy maximum.
Outpatient Medical	The plan pays up to the policy maximum.
Local Ambulance	The plan pays up to the policy maximum.
Emergency Dental	Accident - pays up to the policy maximum. Acute onset of pain - pays up to $100 per certificate period.
Emergency Evacuation	The plan pays up to the policy maximum.
Emergency Reunion	The plan pays up to $15,000 per certificate period.
Repatriation	The plan pays up to the policy maximum.
Returning of Minor Children	The plan pays up to $5,000 per certificate period.
Exclusions Return of Mortal Remains	The plan pays up to the policy maximum.
Home Country Coverage	Limited coverage available, please see Company brochure.
Trip Interruption	The plan pays up to $5,000 per certificate period.
Lost Luggage	The plan pays up to $250 per certificate period (deductible and coinsurance waived).
Accidental Death and Dismemberment	The plan includes $25,000 principal sum benefit for adults, $5,000 for children under age 18.
Common Carrier Accidental Death	The plan pays $50,000 per adult and $25,00 per child under the age of 18.

Plan Name	Atlas International
Description	This plan provides coverage for Non-US citizens traveling outside their Home Country.
Deductible	500
Coinsurance	Claims incurred inside the US and Canada: pays 80% fo the next $5,000 of eligible expenses after the deductible, then 100% to the policy maximum. Claims incurred outside the US and Canada: pays 100% of eligible expenses after the deductible up to the policy maximum.
Policy Maximum	50000
Type of Travel	U.S. Resident Traveling Outside the U.S.
Exclusions and Limitations	Exclusions and Limitations
Pre-Existing Conditions	Not covered
Hospital Room and Board	The plan pays up to the policy maximum for the average semi-private room rate.
Intensive Care	The plan pays up to the policy maximum.
Medical Expenses	The plan pays up to the policy maximum.
Outpatient Medical	The plan pays up to the policy maximum.
Local Ambulance	The plan pays up to the policy maximum.
Emergency Dental	Accident: pays up to the policy maximum. Acute onset of pain: pays up to $100 per certificate period.
Emergency Evacuation	The plan pays up to the policy maximum.
Emergency Reunion	The plan pays up to $15,000 per certificate period.
Repatriation	The plan pays up to the policy maximum.
Returning of Minor Children	The plan pays up to $5,000 per certificate period.
Exclusions Return of Mortal Remains	The plan pays up to the policy maximum.
Home Country Coverage	Limited coverage available. Please see Company brochure.
Trip Interruption	The plan pays up to $5,000 per certificate period.
Lost Luggage	The plan pays up to $250 per certificate period (deductible and coinsurance waived).
Accidental Death and Dismemberment	The plan includes $25,000 principal sum benefit for adults and $5,000 for children under age 18.
Common Carrier Accidental Death	The plan pays $50,000 for adults and $25,000 for children under age 18.

Plan Name	Atlas International
Description	This plan provides coverage for US citizens traveling abroad.
Deductible	1000
Coinsurance	For claims incurred outside the US and Canada, the plan pays 100% of eligible expenses after the deductible up to the policy maximum.
Policy Maximum	50000
Type of Travel	U.S. Citizen Traveling Outside the U.S.
Exclusions and Limitations	Exclusions and Limitations
Pre-Existing Conditions	The plan pays up to 10% of the policy maximum limit up to $50,000 for the acute onset of a pre-existing condition. Minimum of three months coverage required.
Hospital Room and Board	The plan pays up to the policy maximum for the average semi-private room rate.
Intensive Care	The plan pays up to the policy maximum.
Medical Expenses	The plan pays up to the policy maximum.
Outpatient Medical	The plan pays up to the policy maximum.
Local Ambulance	The plan pays up to the policy maximum.
Emergency Dental	Accident - pays up to the policy maximum. Acute onset of pain - pays up to $100 per certificate period.
Emergency Evacuation	The plan pays up to the policy maximum.
Emergency Reunion	The plan pays up to $15,000 per certificate period.
Repatriation	The plan pays up to the policy maximum.
Returning of Minor Children	The plan pays up to $5,000 per certificate period.
Exclusions Return of Mortal Remains	The plan pays up to the policy maximum.
Home Country Coverage	Limited coverage available, please see Company brochure.
Trip Interruption	The plan pays up to $5,000 per certificate period.
Lost Luggage	The plan pays up to $250 per certificate period (deductible and coinsurance waived).
Accidental Death and Dismemberment	The plan includes $25,000 principal sum benefit for adults, $5,000 for children under age 18.
Common Carrier Accidental Death	The plan pays $50,000 per adult and $25,00 per child under the age of 18.

Plan Name	Atlas International
Description	This plan provides coverage for Non-US citizens traveling outside their Home Country.
Deductible	1000
Coinsurance	Claims incurred inside the US and Canada: pays 80% fo the next $5,000 of eligible expenses after the deductible, then 100% to the policy maximum. Claims incurred outside the US and Canada: pays 100% of eligible expenses after the deductible up to the policy maximum.
Policy Maximum	50000
Type of Travel	U.S. Resident Traveling Outside the U.S.
Exclusions and Limitations	Exclusions and Limitations
Pre-Existing Conditions	Not covered
Hospital Room and Board	The plan pays up to the policy maximum for the average semi-private room rate.
Intensive Care	The plan pays up to the policy maximum.
Medical Expenses	The plan pays up to the policy maximum.
Outpatient Medical	The plan pays up to the policy maximum.
Local Ambulance	The plan pays up to the policy maximum.
Emergency Dental	Accident: pays up to the policy maximum. Acute onset of pain: pays up to $100 per certificate period.
Emergency Evacuation	The plan pays up to the policy maximum.
Emergency Reunion	The plan pays up to $15,000 per certificate period.
Repatriation	The plan pays up to the policy maximum.
Returning of Minor Children	The plan pays up to $5,000 per certificate period.
Exclusions Return of Mortal Remains	The plan pays up to the policy maximum.
Home Country Coverage	Limited coverage available. Please see Company brochure.
Trip Interruption	The plan pays up to $5,000 per certificate period.
Lost Luggage	The plan pays up to $250 per certificate period (deductible and coinsurance waived).
Accidental Death and Dismemberment	The plan includes $25,000 principal sum benefit for adults and $5,000 for children under age 18.
Common Carrier Accidental Death	The plan pays $50,000 for adults and $25,000 for children under age 18.

Plan Name	Atlas International
Description	This plan provides coverage for US citizens traveling abroad.
Deductible	2500
Coinsurance	For claims incurred outside the US and Canada, the plan pays 100% of eligible expenses after the deductible up to the policy maximum.
Policy Maximum	50000
Type of Travel	U.S. Citizen Traveling Outside the U.S.
Exclusions and Limitations	Exclusions and Limitations
Pre-Existing Conditions	The plan pays up to 10% of the policy maximum limit up to $50,000 for the acute onset of a pre-existing condition. Minimum of three months coverage required.
Hospital Room and Board	The plan pays up to the policy maximum for the average semi-private room rate.
Intensive Care	The plan pays up to the policy maximum.
Medical Expenses	The plan pays up to the policy maximum.
Outpatient Medical	The plan pays up to the policy maximum.
Local Ambulance	The plan pays up to the policy maximum.
Emergency Dental	Accident - pays up to the policy maximum. Acute onset of pain - pays up to $100 per certificate period.
Emergency Evacuation	The plan pays up to the policy maximum.
Emergency Reunion	The plan pays up to $15,000 per certificate period.
Repatriation	The plan pays up to the policy maximum.
Returning of Minor Children	The plan pays up to $5,000 per certificate period.
Exclusions Return of Mortal Remains	The plan pays up to the policy maximum.
Home Country Coverage	Limited coverage available, please see Company brochure.
Trip Interruption	The plan pays up to $5,000 per certificate period.
Lost Luggage	The plan pays up to $250 per certificate period (deductible and coinsurance waived).
Accidental Death and Dismemberment	The plan includes $25,000 principal sum benefit for adults, $5,000 for children under age 18.
Common Carrier Accidental Death	The plan pays $50,000 per adult and $25,00 per child under the age of 18.

Plan Name	Atlas International
Description	This plan provides coverage for Non-US citizens traveling outside their Home Country.
Deductible	2500
Coinsurance	Claims incurred inside the US and Canada: pays 80% fo the next $5,000 of eligible expenses after the deductible, then 100% to the policy maximum. Claims incurred outside the US and Canada: pays 100% of eligible expenses after the deductible up to the policy maximum.
Policy Maximum	50000
Type of Travel	U.S. Resident Traveling Outside the U.S.
Exclusions and Limitations	Exclusions and Limitations
Pre-Existing Conditions	Not covered
Hospital Room and Board	The plan pays up to the policy maximum for the average semi-private room rate.
Intensive Care	The plan pays up to the policy maximum.
Medical Expenses	The plan pays up to the policy maximum.
Outpatient Medical	The plan pays up to the policy maximum.
Local Ambulance	The plan pays up to the policy maximum.
Emergency Dental	Accident: pays up to the policy maximum. Acute onset of pain: pays up to $100 per certificate period.
Emergency Evacuation	The plan pays up to the policy maximum.
Emergency Reunion	The plan pays up to $15,000 per certificate period.
Repatriation	The plan pays up to the policy maximum.
Returning of Minor Children	The plan pays up to $5,000 per certificate period.
Exclusions Return of Mortal Remains	The plan pays up to the policy maximum.
Home Country Coverage	Limited coverage available. Please see Company brochure.
Trip Interruption	The plan pays up to $5,000 per certificate period.
Lost Luggage	The plan pays up to $250 per certificate period (deductible and coinsurance waived).
Accidental Death and Dismemberment	The plan includes $25,000 principal sum benefit for adults and $5,000 for children under age 18.
Common Carrier Accidental Death	The plan pays $50,000 for adults and $25,000 for children under age 18.

Global Underwriters Agency, Inc.
International Medical Group
Specialty Risk International
Close

Name:	Multinational Underwriters
Description:	Policies are underwritten by Lloyd's, London.
Website:	http://www.mnui.com
Customer Service:
Address:	107 S. Pennsylvania St. 500 Indianapolis, IN 46204
Not Offered by QuickQuote in:	Texas
Year Founded:	1871
AM Best Rating:	A as of 2005
S&P Rating:	A
Hazardous:	The Hazardous Sports rider is available with extra premium. Provides coverage for mountaineering, aviation, hang gliding, sky diving, parachuting, bungee jumping, snow skiing, snowboarding, motor vehicle racing and jet skiing.