Term Life Insurance Quote Process

The QuickQuote term life insurance Quote Display page is divided into three sections. The first section displays the Quote Summary and allows you to modify your quote. The second section displays all quotes returned based on the information provided on the life insurance Quote Questionnaire. The third and final section displays all required legal information as well as general and company specific disclaimers.

Section 1: Quote Summary and Modification Tools

Quote Number: The quote number designates the unique quote identifier assigned to this quote. If you have questions regarding your term life insurance quote, you may call with your quote number and we can load it into our system and view it with you. The process of getting a quote is anonymous so nothing short of what is required to retrieve a quote is known about the quote.
Get New Quotes: This feature allows you to run quotes by changing the Coverage Amount , Length of Coverage and the Payment Mode without going back to the Quote Questionnaire .

Section 2: Term Life Insurance Quote Display

Company: The company and product name column displays all the insurance company logos as well as the particular product name you have received a quote for. Some companies in select states will have the option of completing a Virtual Form application with QuickQuote. If the option is available the orange "Virtual Form Available" graphic will appear below the company name.
Premium: This column displays the quoted premium rates for the various products available. All term life insurance quotes displayed are ordered by premium from least expensive to most expensive for the selected payment mode.
Options: Clicking options will open a seperate window that displays the associated costs for each of the four payment modes QuickQuote offers. It is a quick way to compare the different payment mode costs without retrieving a new quote.
Rating Class: The rating class column shows the particular rating class you fit into for the given company. Since all companies have different methods for rating customers, the values in this column may vary by company. Your rating class is a combination of tobacco usage, height / weight, and the rating class you selected on the term life insurance Quote Questionnaire .
Do I Qualify?: QuickQuote has created a QuickClass rating system to help you determine your possible rating class more accurately. Clicking the "Do I Qualify?" link will present you with a set of company specific questions used by that company to determine an applicant's rating class. Underwriting guidelines vary by company, so your results may differ by company as well.
Ratings: QuickQuote displays two type of company ratings both of which represent company's financial strength as well as other factors. Although there are hundreds of life insurance companies available today, QuickQuote makes every effort to deliver only A rated companies. Clicking on a company rating for any given company will give further detail into the specific rating for the life insurance company chosen.
Details / Apply:The last two columns on the term life insurance Quote Display page allow you to proceed with the insurance quote you find most appealing. Clicking the Details button will deliver specific details about the insurance company and product offered. The apply button will allow you to request an application from QuickQuote for the insurance company selected. Learn more about the application process.

Section 3: Quote Disclaimers

This is where QuickQuote displays all required company disclaimers as well as the general QuickQuote quote disclaimer. All quotes are preliminary and are subject to change during underwriting.

Get a Term Life Insurance Quote now.

           
   Back         Next