Return of Premium Term Life Insurance Calculator

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This calculator helps users compare the costs of standard term life insurance and ROP term life insurance. The calculator provides the rate of return on a selected ROP term life policy and the rate of return that would be required from outside investments to match or exceed the return provided by the ROP term life policy. Users can then decide if ROP term life is the best choice based on these results.

If you would like to compare two new policies with live rate information, use our live return of premium calculator

Please provide the information requested below and click 'Calculate' to proceed.

Annual Premium for Traditional Term Policy:
Annual Premium for Return of Premium Term Policy:
Term Length (in years):
Tax Rate (state plus federal):	%