Included with no extra premium. This accelerated death benefit provides for the payment of up to 60% of the current face amount of the policy, not to exceed $1,000,000, in the event the primary insured is diagnosed as terminally ill by a licensed physician.
Conversion Option:
Included with no extra premium. Allows the policy to be converted to a whole life or other permanent plan during the conversion period with no evidence of insurability (up to age 75). The conversion period the length of the policy term, with the exception of the EG 30 product which is years 1-20.
Optional Term Life Product Features
Waiver of Premium Rider:
Available with extra premium. Provides for payment of premiums in the event of a total disability of the primary insured. Issue ages are 18-55 and coverage expires at age 60. Please email or call for details and premium rates.
Accidental Death Benefit:
Available with extra premium. This benefit pays in addition to the current face amount of the policy in the event of the accidental death of the primary insured. Maximum amount is $150,000. Issue ages are 18-60 and coverage expires at age 70. Please email or call for details and premium rates.
Other Information
Legal Information
Maximum issue age in WA: 10-yr = 70, 15-yr = 65, 20-yr = 60, 30-yr = 50.
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