Jackson National Life Insurance Company

Jackson National Life Insurance Company
Name: Jackson National Life Insurance Company
Description: A family-owned life insurance company that has evolved into a diversified retirement services provider, Jackson National Life Insurance Company has a rich history. Named after Andrew Jackson, the seventh president of the United States, Jackson first opened for business in 1961.
Website:
Customer Service: 1-800-777-7779 
Address: 5901 Executive Drive
Lansing, MI 48911
Offered by QuickQuote in: All states except for HI, MA, NY, TX, VT
Year Founded: 1961
AM Best Rating: A+ as of 2010
S&P Rating: AA

Included Term Life Product Features

Terminal Illness Benefit: Available with no extra premium. If the insured is diagnosed by a U.S.-licensed physician with a medical condition expected to be terminal within 12 months, this benefit allows the policyowner to withdraw up to 100 % of the face amount, up to an aggregate maximum of $250,000, less any interest, premium due and administrative charges. Available in most states.
Conversion Option: Available with no extra premium. Without providing evidence of insurability, these policies are guaranteed convertible to the end of the guaranteed premium term or the insured's age 80, if earlier. The policyowner may convert this coverage to any permanent life policy that the Company then makes available for conversion.

Optional Term Life Product Features

Waiver of Premium Rider: Available with extra premium. The insured must be disabled for six months before the benefit commences. Company will waive up to five years of regular premium payments if the insured is unable to work at his or her regular occupation, and, thereafter, if unable to work at any occupation. Coverage is issued to age 55 (age 50 for the 30-year term policy). Email or call for details and premium rates.
Accidental Death Benefit Rider: Available with extra premium. This benefit is issued through age 60 on the base insured (age 50 for the 30-year policy). The benefit and its premium terminate at the policy anniversary when the insured is age 65. The maximum benefit amount is an aggregate of $250,000 for all JNL policies held by the insured. This rider is not available for business cases or for case rated Table 4 or greater. Please call or email for premium rates and details.
Children Insurance Rider: Available with extra premium. Provides term insurance for each child of the family to age 22. It insures all children, including stepchildren and legally adopted children, under the age of 18 at the time of application, as listed on the original application. Children born or adopted after policy issue are automatically covered when 14 days old. Coverage is $5,000 per unit, up to a maximum of five units. Cost per unit is $25.00 annually. Available to base insureds ages 18-60.

Other Information

Legal Information JNL Protector Series Policy Form Number L1700 is issued by Jackson National Life Insurance Company. Not available in all states and state variations may apply. These products have limitations, restrictions and terms for continued coverage.

Jackson National Life Insurance Company Plans

JNL Protector - 10
View Brochure 		10-year term life insurance with rates guaranteed for 10 years.
JNL Protector - 15
View Brochure 		15-year term life insurance with rates guaranteed for 15 years.
JNL Protector - 20
View Brochure 		20-year term life insurance with rates guaranteed for 20 years.

Jackson National Life Insurance Company News