| Name: | Allstate/Lincoln Benefit Life Company |
| Description: | Lincoln Benefit Life Company is a member of Allstate Financial Group. |
| Website: | http://www.myallstatefinancial.com/life-insurance.aspx |
| Customer Service: | 1-888-525-7355 |
| Address: | 2920 South 84th Street Lincoln,NE 68520 |
| Offered by QuickQuote in: | AK , AL , AR , AZ , CA , CO , CT , DC , DE , FL , GA , IA , ID , IL , IN , KS , KY , LA , MA , MD , ME , MI , MN , MO , MS , NC , ND , NE , NH , NJ , NV , OH , OK , OR , PA , RI , SD , TN , UT , VA , VT , WV , WY |
| Year Founded: | 1938 |
| AM Best Rating: | A+ as of 2012 |
| S&P Rating: | A+ |
Included Term Life Product Features
| Accelerated Death Benefit: | Included with no extra premium. Provides for the payment of up to the lessor of 50% of the death benefit or $250,000, if the insured is diagnosed with a terminal illness which is most likely to result in death within 12 months. Not available in all states. Please email or call for details. |
| Conversion Benefit: | Included with no extra premium. The policy is convertible to any flexible adjustable life policy availabe from the company at the time of conversion. Conversion is available up to the insured's 75th birthday, or five years from the date of issue for policies issued to individuals over 70 years of age. |
Optional Term Life Product Features
| Waiver of Premium Rider: | Available with extra premium. Provides payment of premiums in the event of the total disability of the insured. Issue ages are 18-55. The rider terminates on the policy anniversary when the primary insured's attained age is 60. Please email or call for details and premium rates. |
| Additional Insured Rider: | Available with extra premium. Provides term life coverage for the base insured's spouse. Minimum coverage amount is $100,000 ($200,000 for 30-year term policies). Coverage amount cannot exceed the base insured's coverage amount. Please call for details and premium rates. |
| Child Protection Rider: | Available with extra premium. Provides coverage for natural or legally adopted children and stepchildren of the insured. Issue ages for the insured are 18-64 years. Child issue ages are 15 days to 17 years. Coverage expires on the earlier of the child's age 25 or the insured's age 65. One unit equals $5,000 coverage. Minimum is one half unit and maximum is two units. Cost is $30.00 per unit annually. |
Other Information
| Legal Information | Ad control number: AC5028 |