Accordia Life vs. AIG: Best Life Insurance Company in 2021

When comparing insurers like Accordia Life vs. AIG, it is for the best that you analyze not only pricing, but company ratings as well. AIG offers more competitive rates than Accordia Life to men and women of various ages. AIG, however, received an F rating from the Better Business Bureau.

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

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Benjamin Carr was a licensed insurance agent in Georgia and has two years' experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. He is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

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Reviewed by Benji Carr
Former Licensed Life Insurance Agent

UPDATED: Mar 18, 2021

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Quick Facts

  • AIG offers more competitive pricing than Accordia Life to men of various ages
  • AIG offers more competitive pricing than Accordia Life to women of various ages
  • Accordia Life is far more well-reviewed than AIG by the BBB

The process of comparing insurers can prove to be a complicated one. For this reason, today we’re going to be focusing exclusively on Accordia Life vs. AIG. Finding affordable Accordia life insurance or affordable AIG life insurance is possible if you know how to compare.

If you would like to learn more about Accordia Life and Annuity Company, be sure to read our Accordia Life Insurance review.

Before we begin our Accordia Life vs. AIG comparison in full, be sure to type your ZIP code into our free and helpful tool above to find affordable life insurance quotes in your area.

Accordia Life vs. AIG: Which company offers better rates to males?

When comparing insurers, you probably want to start with something that’s very important. For most people, that is pricing. Finding Accordia life insurance quotes or AIG life insurance quotes that work best for you is best done by comparing those prices to others.

This next table will show the rates offered by 10 companies to men in their 30s, 40s, 50s, and 60s for a 20-year Term Life Policy valued at one million dollars.

Accordia Life vs. Foresters Financial: Female 20-Year Term $250,000 Policy Monthly Rates by Age
AgeAccordia Life Average Monthly Rates for a 20-Year Term $250,000 Policy (Female)Foresters Financial Average Monthly Rates for a 20-Year Term $250,000 Policy (Female)
Age 30$15.58$12.47
Age 40$20.69$16.63
Age 50$41.83$31.94
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As you can see, for men in their 30s, AIG Insurance is over 11 dollars cheaper per month than Accordia Life. For men in their 40s, AIG is over 18 dollars cheaper per month than Accordia Life.

For men in their 50s, Accordia Life is over 55 dollars more expensive per month than AIG life insurance. Finally, for men in their 60s, Accordia Life is over 161 dollars cheaper per month than AIG.

In short, AIG definitely wins in terms of pricing for men. Let’s move on and see if this holds true in terms of pricing for women. If you’d like to learn more in detail about AIG, be sure to read our AIG Life Insurance review. You may even learn about AIG travel insurance.

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Accordia Life vs. AIG: Which company offers better rates to women?

We are now going to do the same thing, but in terms of rates for women. Again, this is for a 20-Year Term Life Policy valued at one million dollars.

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As you can see, for women in their 30s, AIG life insurance quotes are over 11 dollars cheaper than Accordia life insurance rates per month. For women in their 40s, AIG is over 12 dollars cheaper per month.

For women in their 50s, Accordia Life is over 26 dollars per month more expensive than AIG per month. For women in their 60s, Accordia Life is over 70 dollars per month more expensive than AIG.

So, in short, AIG wins in terms of pricing for women as well. Let’s see if AIG wins the third category, company reviews.

Accordia Life vs. AIG: Which company is more well-reviewed?

When you are comparing life insurance companies, one final aspect to analyze is how they are rated by companies such as A.M. Best and the Better Business Bureau (BBB).

The Better Business Bureau’s rating scale goes from the high end of A+ down to the low end of F. Accordia Life received the BBB’s second-highest possible rating, an A. It is worth noting that, as of this time, Accordia Life is not accredited by the Better Business Bureau.

How did AIG do with the Better Business Bureau? Atrociously, it turns out. AIG holds the lowest rating possible, an F, and is not BBB accredited. Let’s move on to A.M. Best and see if AIG did any better.

A.M. Best has a slightly different rating scale. Theirs ranges from the high end of A++ down to the lowest rating of D. Accordia Life received a rating of A-.

How did AIG do with A.M. Best? They did slightly better than Accordia Life with a rating of A.

In short, you have two fine options here, but AIG’s BBB rating is highly concerning. Hopefully, this information has clarified some things for you.

Whether you’ve decided to buy Accordia life insurance, buy AIG life insurance, or go with another company altogether, we hope you learned what you came here for.

Now that you know more about Accordia Life vs. AIG, type your ZIP code into our free and helpful tool below to find affordable life insurance quotes in your area.

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