Best Aetna Supplemental Health Insurance in 2024 (Top 8 Companies Ranked)
Elephant, Colonial Life, and Costco provide the best Aetna supplemental health insurance, starting from $80 per month. These leading health insurance providers bridge short-term gaps and offer extensive coverage with competitive rates, appealing to individuals in search of discounts and peace of mind.
Free Health Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Apr 18, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider. Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance related. We update our site regularly, and all content is reviewed by life insurance experts.
UPDATED: Apr 18, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider. Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Company Facts
Full Coverage Aetna Supplemental Health
A.M. Best Rating
Complaint Level
Company Facts
Full Coverage Aetna Supplemental Health
A.M. Best Rating
Complaint Level
#1 – Elephant: Top Overall Pick
Pros
- Comprehensive Coverage: Based on our Elephant insurance review, Elephant offers supplemental health insurance among its range of products.
- Convenient Self-Service Tools: Elephant offers user-friendly online account management and bill payment options, enhancing customer convenience.
- Trusted Brand Reputation: Elephant’s reputable brand may instill confidence in customers seeking supplemental health insurance.
Cons
- Limited Information: Elephant lacks specific details about their supplemental health insurance policies.
- Targeted Online Advertising: Elephant’s use of targeted online advertising may raise privacy concerns for some customers
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
#2 – Colonial Life: Best for Voluntary Benefits
Pros
- Versatile Coverage: Colonial Life offers diverse supplemental health insurance options for tailored protection.
- Personalized Service: Wide agent network provides personalized guidance.
- Financial Stability: Based on our Colonial Life insurance review, solid reputation ensures reliability for policyholders.
Cons
- Limited Online Tools: Online services may lack advanced features.
- Cost Consideration: Premiums, especially for supplemental health insurance, may be relatively higher.
#3 – Costco: Best for Global Reach
Pros
- Affordable Rates: Costco insurance offers potential annual savings compared to traditional health insurance.
- Tailored Coverage: Policies can be customized to suit individual needs.
- Convenient App Features: The Costco app provides trip monitoring, car health diagnostics, and street sweeping alerts.
Cons
- Restrictions: According to our Costco insurance review, restrictions may be inconvenient to some users.
- Limited Availability: Services are currently limited to select states.
#4– Cigna: Best for Financial Strength
Pros
- Excellent Customer Service: Cigna is renowned for its exceptional customer support, consistently ranking high in satisfaction surveys and offering personalized assistance.
- Competitive Pricing: Cigna provides competitive rates for auto, home, and life insurance, along with discounts for members.
- Membership Benefits: Cigna offers exclusive benefits such as financial planning services and discounts on various products and services.
Cons
- Limited Eligibility: Membership is restricted to military personnel and eligible family members.
- Availability Restrictions: According to our Cigna insurance review, not all insurance products may be available in every location served.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
#5 – Allstate: Best for Brand Recognition
Pros
- Excellent Claims Service: Based on our Allstate insurance review, they excel in claims handling, vital for reliable health insurance.
- Customer-Centric: Allstate prioritizes customer satisfaction, evident in positive feedback and support for clients.
- Cost-Effective: Allstate offers competitive rates, promising potential savings for supplemental health insurance seekers.
Cons
- Limited Availability: Allstate operates in specific states, limiting access for those seeking supplemental health insurance elsewhere.
- Lack of Ambetter Certification: Absence from the certification program raises concerns about recognition in the insurance industry.
#6 – MetLife: Best for Comprehensive Coverage
Pros
- Financial Stability: MetLife insurance group’s A rating from A.M. best ensures strong reliability.
- Diversity and Inclusion: MetLife’s commitment to diversity makes them suitable for inclusive coverage.
- High Retention: With over 90% customer retention, MetLife is a popular choice.
Cons
- Limited Insurance Focus: MetLife may offer fewer options for supplemental health insurance.
- Agent Availability: Based on our MetLife insurance review, accessibility to agents may be limited in certain regions.
#7 – Transamerica: Best for Retirement Solutions
Pros
- Financially Secure: Transamerica ensures long-term obligations like policy payouts.
- Customizable Policies: According to our Transamerica insurance review, they offer flexible coverage tailored to individual needs.
- Excellent Service: Transamerica consistently delivers top-tier customer support.
Cons
- Higher Premiums: Transamerica’s supplemental health insurance may have relatively higher costs.
- Limited Availability: Access to Transamerica’s policies may be restricted for some demographics.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
#8 – Humana: Best for Medicare Advantage
Pros
- Premier Whole Life Coverage: Humana offers best Aetna supplemental health insurance plans, ensuring protection for long-term financial stability.
- Excellent Service: Renowned for outstanding customer support, Humana insurance’s agents provide personalized assistance, enhancing satisfaction.
- Community Commitment: Humana insurance contributes to community well-being, earning favor among socially conscious customers.
Cons
- Limited Availability: According to our Humana insurance review, their services may be geographically limited, posing challenges for those outside its operational areas.
- Pricing Variability: While comprehensive, Humana insurance’s pricing may not always be the most competitive, prompting cost-conscious customers to explore alternatives.
Health Supplement Insurance
Aetna’s Medicare Supplement Insurance Plans
Aetna, one of the nation’s top three health insurance companies, offers a variety of supplemental insurance plans for Medicare policyholders. Their plans, labeled with alphabet letters, include options like A, B, C, D, F, G, K, L, M, and N.
Plans | Description |
---|---|
Plan A | Full coverage for Part A hospital, hospice, and coinsurance, plus 100% coverage for the first three pints of blood and Part B coinsurance. |
Plan B | Same as Plan A, but includes Part A deductibles. |
Plan C | Comprehensive coverage, including 100% for Part A and B, blood, skilled nursing, and 80% for emergency foreign travel. Not available for those eligible for Medicare after January 1, 2020. |
Plan D | Similar to Plan B with additional 80% coverage for foreign travel emergencies. |
Plan F | Covers most expenses at 100%, except for urgent foreign travel at 80%. High-deductible plan available similarly to Plan C. |
Plan G | Extensive coverage, including 100% for Part A and B, blood, hospice, skilled nursing, Part A deductibles, and 80% of emergency foreign travel. High-deductible plan. |
Plan K | Covers 100% of Part A and 50% of Part B, blood, hospice, skilled nursing, and Part A deductible. |
Plan L | Same as Plan K but increases Part B coverage to 75%. |
Plan M | Covers 100% of Part A and B, hospice, blood, skilled nursing, 50% of Part A deductible, and 80% for foreign travel emergencies. |
Plan N | Similar to Plan B but requires co-payments for doctor and emergency room visits. |
Benefits | A | B | C | D | F | G | K | L | M | N |
---|---|---|---|---|---|---|---|---|---|---|
Medicare Part A (coinsurance and hospital costs) |
100% | 100% | 100% | 100% | 100% | 100% | 100% | 100% | 100% | 100% |
Medicare Part B (coinsurance or copayment) |
100% | 100% | 100% | 100% | 100% | 100% | 50% | 75% | 100% | 100% |
Blood (first three pints) |
100% | 100% | 100% | 100% | 100% | 100% | 50% | 75% | 100% | 100% |
Part A Hospice Care (coinsurance or copayment) |
100% | 100% | 100% | 100% | 100% | 100% | 50% | 75% | 100% | 100% |
Skilled Nursing Facility Care (coinsurance) |
x | x | 100% | 100% | 100% | 100% | 50% | 75% | 100% | 100% |
Part A Deductible | x | 100% | 100% | 100% | 100% | 100% | 50% | 75% | 50% | 100% |
Part B Deductible | x | x | 100% | x | 100% | x | x | x | x | x |
Part B Excess Charges | x | x | x | x | 100% | 100% | x | x | x | x |
Foreign Travel Emergency (up to plan limits) |
x | x | 80% | 80% | 80% | 80% | x | x | 80% | 80% |
As you consider your healthcare coverage, choose the right health insurance coverage carefully to ensure they meet your needs. Don’t hesitate to reach out to Aetna or a licensed insurance agent for assistance in selecting the most suitable plan for you.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Aetna Medicare Supplemental Insurance Policies
Aetna Medicare Coverage
Aetna Supplemental Insurance Coverage
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Case Studies: Aetna Supplemental Insurance
- Case Study 1 – Accident Coverage: John, a construction worker, faced a severe accident, and the insurance covered his remaining medical expenses, providing financial relief for him and his family.
- Case Study 2 – Dental Care: Lisa, a full-time employee, utilized Aetna’s supplemental insurance for dental coverage, easing the financial burden of her extensive dental treatment and ensuring she received necessary care worry-free.
- Case Study 3 – Vision Care: Sarah, a freelance graphic designer, opted for Aetna’s supplemental insurance for vision care, ensuring she could afford regular eye check-ups and prescription glasses to maintain her vision for work and personal life.
Aetna Supplemental Insurance: The Bottom Line
Frequently Asked Questions
What does Aetna supplemental insurance cover?
Aetna offers supplemental insurance policies for accidents, illness, dental care, and vision care. They also provide group and individual policies with cash rewards that can be used for various expenses.
Should I buy Aetna supplemental insurance?
Aetna is a reputable insurance quote provider with high financial strength and positive customer service ratings. If you need additional coverage and can afford it, Aetna supplemental insurance could be a good option.
How much is Aetna supplemental insurance?
The cost of Aetna supplemental insurance varies depending on the specific policy you choose. Rates differ for different plans and individuals. It’s best to get quotes directly from the company and compare them with other providers. Enter your ZIP code now.
Are there other options besides Aetna supplemental insurance?
While Aetna offers strong policy options, it’s important to research and consider alternatives. Depending on your needs, you may want to explore accidental death life insurance or other supplemental insurance providers to ensure comprehensive coverage.
Is Aetna supplemental insurance worth it?
What is health supplement insurance?
Health supplement insurance, also known as supplemental health insurance, is a type of insurance policy that provides additional coverage beyond what is offered by your primary health insurance plan. It helps cover expenses that may not be fully covered by your primary health insurance, such as copayments, deductibles, and services that are not covered by your primary plan. Enter your ZIP code to compare.
Are Aetna Medicare Supplemental insurance policies cheaper?
What is covered under Aetna critical illness plan?
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance related. We update our site regularly, and all content is reviewed by life insurance experts.