All Life Insurance Blog Posts
UPDATED: Mar 2, 2020
We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn't influence our content. Our opinions are our own.
Medical and recreational marijuana use is growing rapidly in the US. Despite its newfound legality and popularity, using marijuana could impact your eligibility and the rate you pay for term life insurance.
Epilepsy is a medical condition that can make it difficult to get a term life insurance policy. See what companies look when evaluating epilepsy.
With almost 1,000 life insurance companies in the United States, shopping for life insurance can be overwhelming. Every one of them offers multiple policies with unique features to set itself apart from the crowd. How can you tell...
Life insurance isn’t usually on your mind when you first start out in life. And certainly, there’s less call for it when you’re a single, young adult. But you get older and take on more responsibility — getting married, buying a home,...
Life insurance isn’t usually on your mind when you first start out in your career. There’s less reason for it when you’re a single, young adult, but as you get older, you typically take on more responsibility. Perhaps you get married...
Buying life insurance can be stressful and confusing. There are many questions to ask yourself when beginning to look into life insurance. Gerber Life is an insurance company that offers various types and plans for life insurance....
The passing of a loved one, family member, friend, or acquaintance can bring a swirl of challenging emotions. Gatherings like funerals bring awkward, uncomfortable situations. These situations and emotions can arise quickly and even minor things can take on greater...
You may be wondering how to start shopping for life insurance. It's not usually on the top of your mind when you're starting out in life. It can be overwhelming, but it becomes more important as you get older and take on more...
Fact: The first life insurance company in the United States was founded in 1759, long before the country was a republic of states and was instead a collection of British colonies. Many of the top insurers today have been in operation...
Life insurance isn’t usually on your mind when you first start out in your career. There’s less reason for it when you’re a single, young adult, but as you get older, you typically take on more responsibility. Perhaps you get married...
Life insurance isn’t usually on your mind when you first start out in life. And certainly, there’s less call for it when you’re a single, young adult. But you get older and take on more responsibility — getting married, buying a home,...
Term life insurance is the most basic and inexpensive type of life insurance. But there are a few different types you should know about.
Life is full of financial obligations that can have negative repercussions on your loved ones long after you’re gone. Fortunately, a life insurance policy can protect them against those hardships. A life insurance policy can be the...
Key InfoCompany Specifics Year Founded1841 Current ExecutivesCEO – Ted Mathas COO – Craig L. DeSanto COO – Matthew M. Grove Number of Employees11,388 Total Sales / Total Assets$43,425,300,000 / $311,449,300,000 HQ Address51 Madison Ave, New York, NY 10010 Phone...
Key InfoCompany Specifics Year Founded1931 Current ExecutivesChair, President & CEO - Tom Wilson Vice Chair & Life Insurance CEO - Steven E. Shebik Number of Employees 45,420 Total Sales / Total Assets$39,815,000 / $112,249,000 HQ Address2775 Sanders Rd....
Key InfoCompany Specifics Year Founded1916 Current ExecutiveChairman & CEO - Jeffrey S. Tagsold Number of Employees 5,517 Total Sales / Total Assets$7,999,300 / $24,476,400 HQ Address6101 Anacapri Blvd, Lansing MI, 48917 Phone Number1-517-323-1200 Company...
Key InfoCompany Specifics Year Founded2014 Current ExecutivesCEO – Yaron Ben-Zvi CTO – Todd Rogers Number of Employees120 Total Sales / Total Assets$1,900,000 / $8,470,000 HQ Address60 Madison Ave., New York, NY 10010 Phone Number1-855-744-2836 Company...
Accidental death insurance and term life insurance both provide protection in the event you die due to an accident. But that’s where the similarities end.
Term life insurance with no medical exam? Sounds too good to be true, right? Well, many people do qualify without an exam. But there are exceptions, of course.
Health plays a big role in the cost of term life insurance. Controlling these five health conditions can help you save money on your term life insurance policy.
Buying life insurance as a same-sex couple is the same as for any other couple. But if you’re not legally married, there are some considerations you should know about.
Most people should have life insurance, but not everyone can qualify for it. An Accidental Death Insurance policy can provide protection for your family, and approval is guaranteed.
You may think you don’t need term life insurance in your 30s. But you may have more to protect with life insurance than you realize. You’ll save money, too.
Some life insurance policies don’t require a medical exam. They can be a great deal for some, but others may benefit more if they take a life insurance exam.
We all expect things to happen quickly online. And buying life insurance is no different. These three easy tips are your ticket to fast term life insurance.
No exam life insurance offers a faster, easier process than regular term life. No wonder everyone wants it. But will you qualify? Not with these five gotchas.
Mammograms play a critical role in early detection of breast cancer. And advances in artificial intelligence are helping to improve this valuable screening.
The American Heart Association has new guidelines on high blood pressure. The tougher standards could mean you’ll pay more for term life insurance.
Excessive sitting has been dubbed the new smoking. Meaning, if you sit too much, your health will suffer and you may pay more for term life insurance as well.
Transgender people looking for term life insurance may find obstacles along the way. But you can overcome them and get the coverage you need.
No medical exam life insurance is gaining popularity with both life insurance companies and consumers. But is it a thing or just a myth?
No medical exam life insurance is an easy way to get coverage quickly. And now you can buy up to $1 Million in coverage for up to 30 years.
You can now buy term life insurance for 35 years from American General Life. That’s the longest term length available from any company.
Passwords. Email. Bank accounts. Social media. Our lives are digital. So what happens to this stuff in the afterlife and what role does life insurance play?
1 in 5 Americans will develop skin cancer. However, it’s preventable – even curable. And if it finds you, you may still qualify for term life insurance.
Like paying for your term life insurance policy? Of course not. But since you’re a responsible, law-abiding citizen, you may as well save some money.
It’s true. Your family’s health history is a factor used by life insurance companies when determining how much you’ll pay for your term life policy. Not fair, you say? You may be right, but it’s not about to change.
We could all use a few more zzzz’s at night — some more than others. Here are a few tips to help you sleep more and save money on term life insurance at the same time.
No medical exam term life insurance is a popular alternative to the traditional insurance underwriting process. Here are three reasons you should buy it today.
You’ve heard it before… There’s no such thing as a bad question. This is especially true when it comes to term life insurance. And here are some excellent answers to go along with them.
Life insurance has always been somewhat of a mystery. And that’s not good. We’ll debunk two myths for you today so you can protect your loved ones.
We know finding life insurance doesn’t top your favorites list. But it can be quick and easy. Here are ideas for making the time to do it.
Financial peace of mind comes in many forms. With low-cost term life insurance, financial peace of mind is within reach for most people.
Most people overestimate the cost of term life insurance. Are you one of them? If you’ve put off buying a policy, it’s time to look again.
The thought of losing a child is unfathomable. But being financially prepared for such a tragedy may help your whole family recover.
Life insurance doesn’t have to be confusing. Just think like Forrest Gump and life insurance will become as clear as a box of chocolates.
An online term life insurance rate quote is a starting point to compare policy costs from different companies. But it’s not always the same as the rate you will pay.
It’s east to forget, and if you do, you may have to start from scratch. These tips will help you remember to pay your life insurance premium on time.
Don’t let high blood pressure, cholesterol or other heart disease risk factors stop you from protecting your family with term life insurance.
As if working for “the man” isn’t bad enough, leaving can be painful, too. Especially if you only have employer-provided life insurance.
Talking about death and life insurance can be uncomfortable. No one expects it to be easy. And that’s exactly why you should do it today.
Tired of always being tired? Sleep deprivation affects us all at some point. Following these sleep tips will help. And protecting your family with term life insurance will help you sleep better, too.
As we celebrate this Fourth of July, it’s important to remember term life insurance provides us with financial freedom and independence worth celebrating, too
Summer is the perennial favorite season for weddings. What better time to give your new spouse peace of mind with term life insurance?
Fudging, omitting information, or outright lying on your term life insurance application could put your loved ones at risk. Honesty is the best policy. Literally.
It’s smart to think about term life insurance when starting a family. But if you’re already pregnant, you may have some obstacles in the way.
Summer is busy with weddings, gatherings, swimming, and more. It’s also the peak season for accidents. Make sure you’re protected with term life insurance.
Divorce is often highly emotional and stressful. These tips may be helpful when it comes to your divorce settlement and term life insurance.
Starting a new family is both exhilarating and challenging. It’s also the most important time to get the protection term life insurance provides.
A third of all U.S. adults have high blood pressure. One. Third. The good news is you can get term life insurance with high blood pressure. Here’s how.
Term life or permanent life? You could come up with a good argument for both. But what if there was a middle ground? Well, there is and it’s called return of premium term life.
Millions of Americans live with diabetes, and thousands of them will apply for term life insurance this year. Here’s how to get it if you have diabetes.
There’s no harder job than being a mom. As we pause this May to say “thank you,” how about we protect all she does with term life insurance?
Melanoma is the deadliest form of skin cancer and an estimated 87,110 new cases will be diagnosed this year. Here’s what to expect when you apply for term life insurance.
Asthma causes 1.8 million emergency room visits each year. It can be a serious impairment. But if yours is well-controlled, you can get term life insurance.
Logger. Underground miner. Kindergarten teacher. There’s a reason these jobs come with hazard pay. Having one may also increase your term life insurance premium. Well, except for #3. 🙂
Many people know they need term life insurance. Like new parents and new homeowners. But what if that’s not you? How can you be sure? We have a checklist to help you find out.
Sleep apnea affects millions of Americans and can be deadly if left untreated. But if treated properly, you can get term life insurance with sleep apnea.
Sure, a “healthy” 45-yr old can get $500k of term life insurance for $1 a day. But what about us non-Olympic athletes? Well, we can, too.
74 million Americans suffer from high cholesterol. If you’re one of them and it’s well-controlled, you can get a term life insurance policy at a good rate.
Some people just know they need life insurance. But for others, it’s not so obvious. These statistics may help you figure it all out.
Buying term life insurance is a big deal with a lot to consider. Don’t go it alone. Use this guide to begin the discussion with your spouse.
Getting a tax refund feels like Christmas in April. But before you go buy yourself a late Christmas gift, consider these more “responsible” options for that extra cash.
Life insurance is important for your family to have. But what if you can’t pay your term life premium because you’re disabled and cannot work? Here’s one option.
Buying term life insurance online can be an exhausting experience. But it doesn’t have to be. We’re here to help by answering your most common questions.
When you shop for term life insurance online, you want to buy from a highly-rated company you can trust. Sagicor Life Insurance Company is just that.
When you shop for term life insurance online, you want to buy from a highly-rated company you can trust. Banner Life Insurance Company is one great option.
When you shop for term life insurance online, you want to buy from a highly-rated company you can trust. Genworth Life Insurance Company is one good option.
When you shop for term life insurance online, you want to buy from a highly-rated company you can trust. Transamerica Life Insurance Company is just that.
When you shop for term life insurance online, you want to buy from a highly-rated company you can trust. Protective Life Insurance Company is just that.
Choosing a life insurance beneficiary for your new life insurance policy is the most important decision you’ll make. This guide will help you get it right.
When you shop for term life insurance online, you want to buy from a highly-rated company you can trust. American General Life Insurance Co. is just that.
Life insurance policy backdating is a strategy used to save you money on your new life insurance policy. See how it works and if it’s right for you.
When you shop for term life insurance online, you want to buy from a highly-rated company you can trust. Prudential Financial is as solid as they come.
Most life insurance companies calculate your life insurance age based on your half-birthday. This may cause you to pay more for your life insurance policy.
When you shop for life insurance online, you want to buy from a highly-rated company you can trust. ReliaStar Life Insurance Company is just that.
A breast cancer diagnosis means you’ll have to wait before you can get term life insurance. How long depends on factors such as diagnosis and treatment.
Millions of Americans live with depression, which ranges from mild to severe. The type and treatment both determine if you can get term life insurance.
It can be a challenge buying term life insurance with hepatitis. Life insurance companies look at many factors, and this guide spells them out for you.
A history of alcohol addiction and treatment can have a negative impact on your term life insurance application. Here are things to look for when applying.
High PSA levels can be an indicator of prostate issues, including cancer. Life insurance companies look at PSA levels when you apply for term life insurance.
A history of colon cancer doesn’t always prevent you from getting term life insurance. It will depend on the type, treatment, and your recovery.
Heart murmurs are often harmless, but they can reveal a serious underlying problem. Our guide tells how you can get term life insurance with a heart murmur.
Kidney cancer survivors can often get term life insurance once they are cancer-free. This will depend on things like type, stage, treatment, and prognosis.
Osteoporosis affects roughly 30 million Americans. Those with a severe case may have difficulty getting term life insurance. Learn how to improve your odds.
It can be tough to get term life insurance if you’ve had lung cancer. But not impossible. See what companies look for when deciding if you qualify.
Angina can have a negative impact on your ability to qualify for term life insurance. The insurance company will look for underlying heart-related issues.
With so many factors affecting term life insurance rates, where does one even begin to save money? These lifestyle choices are a good place.
Stroke is a serious medical condition that often prevents a person from getting a term life insurance policy. See how life insurance companies view medical history of stroke.
Is your driving record sparkly and clean? Or do you take risks while driving? If it’s the latter, you may pay more for your life insurance policy.
Most people look for the lowest price when shopping for term life insurance online. And that’s okay, as long as you look closely at the life insurance company as well.
We’re all about saving money. Who isn’t? If you’re shopping for term life insurance, these three tips will help you save money on your policy — starting today.
Like most things, life insurance needs change over time. Wouldn’t it be nice if you could reduce coverage on your term life policy and save some money?
Passport? Check. Charging adapters? Check. Term life insurance? Chances are you didn’t think about that last one. If not, take these steps to secure coverage before stepping foot on foreign soil.
Need term life insurance fast? Like, today fast? No medical exam term life insurance may be the answer. Plus, you won’t have to pee in a bottle.
When you think of gambling, you likely picture Las Vegas and playing cards and poker chips. But living without life insurance may be the biggest gamble of all.
You have so many decisions to make when when buying term life insurance. And choosing your life insurance beneficiary is the most important one.
It’s true, not everything you read online is accurate. Take these myths about term life insurance, for example. Believe them at your own peril.
Looking for life insurance is likely not on your “fun things to do list.” We get it. If you follow these guidelines, however, you’ll only have to do it once.
Stick-to-itiveness. Yes, it’s a real word and can also be a real asset. Use it to help fulfill your New Year’s resolutions and save money on term life insurance.
You’ve saved your entire life, with an IRA and 401k to show for it. Don’t go and let life’s final expenses eat away your retirement savings.
It’s not enough to simply add your loved ones as life insurance beneficiaries. There’s a whole lot more they’ll need to know if you’re not around.
Buying life insurance online has become easy. Almost too easy. Before you choose a website to buy from, look for these red flags.
The holiday season is a natural time to reflect and to look ahead. Join us as we consider how to achieve peace on Earth and peace of mind.
Sometimes it feels like you need an advanced math degree to figure out term life insurance pricing. But all you really need is this explanation.
They’ve protected you from the beginning. As they age, it may be time to return the favor. One way is to add your aging parents as beneficiaries to your life insurance policy.
Best company? Check. Lowest cost? Yep. Coverage amount? Not so fast. Before you apply, find out how much term life insurance you can actually buy.
Buying term life insurance shouldn’t require an English degree or the latest Oxford Dictionary. Simply learn this life insurance lingo and you’ll be all set.
Many companies offer group life insurance to their employees. These policies can be a good way to get guaranteed, low-cost coverage. But there are limits you should know about as well.
Building cash value inside a life insurance policy is appealing to some. Retirement income, policy loans and lifetime coverage are all nice features. Just be aware of the downsides as well.
Choosing the right term length for your term life insurance policy is an important step that shouldn’t be overlooked. Getting it right can save you money and prevent a coverage gap.
Death with dignity is a controversial and emotionally-charged topic. Many states have joined in with legislation. Here’s how life insurance companies view it.
Underwhat? Yeah, we know. It’s really just a fancy word for a review or assessment. A life insurance company collects lots of information about you to determine the risk in selling you a policy. Here’s how it all goes down.
Do you vape? Many people are turning to e-cigarettes as an alternative to smoking or in an effort to quit altogether. But using these devices may result in tobacco rates on your life insurance policy.
Like any smart shopper, you’re always looking for ways to save money. From books to groceries to hotel rooms. Well, isn’t it time you save money on your term life insurance premium, too?
How often do you review your life insurance? Chances are you bought your policy, put it in a drawer somewhere and haven’t seen it since. Well, now is the perfect time to dust it off.
Evil spirits. Creepy dolls. Chainsaws. Meh. Wanna know what’s really scary? Living without term life insurance. Nothing is scarier. Except clowns.
Your iPhone is a great way to stay productive, in touch and healthy. And the staying healthy part may save you money on term life insurance.
Applying for term life insurance with a medical condition doesn’t have to be a game of chance. Preparing accordingly and knowing what to expect will give you an edge.
Wouldn’t it be nice to have a redo in case of a bad pool shot? Kinda like how term life insurance provides us with financial peace of mind.
Risk follows us everywhere. On the daily commute, a walk across the street or a day at the pool. And like a good lifeguard, term life insurance protects us.
Term or Perm? No, it’s not a hair style choice. It’s life insurance. And for as long as there’s been a choice, there’s also been a debate.
It’s easy to find advice about term life insurance online. But it’s not always easy avoiding the bad kind. This advice fails the sniff test.
Your friends, coworkers – even your brother-in-law has one. Everybody except you. No, not an iPhone 6 Plus. A term life insurance policy.
You’re young and healthy. You have your whole life ahead of you. Which is exactly why you should get term life insurance while you can.
Banks want their money back, even if you die. They’re just weird that way. Don’t leave this burden to your partners or family. Secure your business loans with term life.
September is Life Insurance Awareness Month and a perfect time to review your life insurance needs. Has anything changed since your last review?
You’ve given so much to creating and growing your small business. Business continuation planning with life insurance can help your family keep it going if you’re not around.
Imagine the birth of your first child. Now try imagining the same as the events of 9/11 unfold around you. For one mother, protecting her child takes on special meaning.
You have a business you love and a family you simply adore. A buy-sell agreement funded with term life insurance can help you protect both.
Look at you. Living life on your terms. Good for you. Just remember, mess with the bull … Thankfully there’s a term life policy for that.
Life insurance and happiness, together? Sounds odd, but having a little (or a lot) of each can make your life less stressful and more secure.
Soaring college costs may mean student loans for you and your child. Protect yourself and your credit before you cosign on the dotted line.
It’s a difficult, but critical question to ask. If the answer is no, take time now to see how key person life insurance can protect you.
Selfies reflect who we are on the outside. But what about the inside? Are we happy? Confident? Secure? Term life helps us get to ‘yes.’
You’ve made huge sacrifices building your business. Protect it with term life insurance to ensure it will be around long after you’re gone.
Life insurance can be complex. And much like a certain animated green beast, peeling back the layers often reveals something good inside.
Protecting your family with term life insurance shouldn’t be a battle. These tips will help you and your spouse make it happen peacefully.
Family. Career. Health. You have enough to keep your mind occupied. Do yourself a favor and relieve some worry with term life insurance.
The 2014 FIFA World Cup of is underway. And we know the winner — sort of.
Wow. That would have changed things, right? Perhaps the most intriguing lesson Walt left us is a lesson in the value of life insurance.
Many people think life insurance is out of reach. Only for the rich. But that’s simply wrong. See how term life insurance dispels this myth.
Living without term life insurance is akin to skydiving without a parachute. Coverage means peace of mind and maybe a more adventurous life!
Buying term life insurance isn’t at the top of many to-do lists. But it should be, because it’s really not as unpleasant as you may think.
Stress is a silent killer. And it’s everywhere. Reduce your stress today with these four simple tips and live a longer, healthier life.
Children don’t need life insurance for the same reasons you need it, They don’t have an income, business or career to protect. But you do.
You adore her. You can’t imagine life without him. Your love doesn’t end with Valentine’s Day. Insure your love with term life insurance.
Rejection stinks. And it hurts. But it’s part of life. So here’s what you can do when a life insurance company declines your application.
Heart disease is the top killer of women in the US. It’s also a big reason why some women have trouble buying term life insurance or pay more.
Buying term life insurance can be frustrating, especially with a serious medical condition. These 3 tips will save your sanity and money.
Who has time to wait for a term life insurance policy? You’re a busy person. You want it now. We all do. Here’s how you can get it faster.
You can do better. You have it in you. Take your resolutions and stuff ’em! Make 2014 the year you achieve real, lasting change.
We enjoy our daily coffee and even indulge occasionally on a pricey latte. But those extra dollars could add up to cover the cost of a new term life insurance policy.
Term life insurance is a great way to protect your loved ones if you pass away. Living Benefits protect them while you’re still here.
Term life insurance is an important financial tool for all families, especially those headed by single mothers. And it’s inexpensive as well.
It’s September and you know what that means: Football, Pumpkin Spice Lattes and, of course, Life Insurance Awareness Month with Boomer Esiason!
Despite your best efforts to keep your children safe, accidents happen. Learn how to better protect them from these 3 hidden home dangers.
Parents of teens know keeping them safe on the road can be challenging and stressful. These vehicles are among the safest for teen drivers.
Raising a child is expensive. Surprised? Thought so. But you may be surprised to learn how the cost varies by region and family income.
Many of us are short on time. But if you can find just fifteen minutes here and there, you’ll have enough time to buy term life insurance.
Sometimes we need things done quickly. But buying term life insurance can sometimes be a long process. These three policies can be had now.
There are many options available when shopping for term life insurance. Here are the five best ways to get your term life insurance quotes.
A term life insurance quote is based upon many factors such as gender, age, health and lifestyle choices. We explain how it works.
Summer means barbecues, baseball and roasting marshmallows. It’s also one of the best times of the year to purchase term life insurance.
With so many ‘Dumb Ways to Die’ you need term life insurance! Here’s a lighthearted PSA video for Melbourne’s metro system.
Father’s Day is a great time to review your term life insurance. Being a father means a lot of things. Protecting your family is number one.
Life insurance is a lot like ice cream. There’s term life, whole life, universal life … With so many flavors to choose from, where do you start?
Running helps lower cholesterol, improve heart function and control weight. Each of these benefits can save you money on term life insurance.
Unlike other types of insurance, term life insurance prices do not vary based upon where you live. But there are some differences to know.
You have home, auto and life insurance. Yet, your income is your most important asset. Shouldn’t you protect it with disability insurance?
Life insurance companies such as MetLife are starting to sell term life insurance in stores such as Wal-Mart and Costco. Would you buy term life this way?
Buying life insurance for children has been hotly debated for years. And with so much to consider, the debate is not about to end anytime soon.
79 million Americans are at risk of developing diabetes. Are you one of them? Take the American Diabetes Association’s Diabetes Risk Test to find out. Then learn what options you have for term life insurance.
Spring means rain, warmer weather, flowers blooming and seasonal allergies. But your allergies should not hurt your term life insurance premiums!
How much term life insurance can you buy with Pi (3.1415..)? That is, what will $3,140 get you? What would a $314,000 term life policy cost?
Today is +International Women's Day 2013! An article on CNN.com today states in 2011, for the first time in history, women held more than 10% of board seats globally. In the U.S., that number is 12.6% for women in these power positions. The top industries for women...
What do you think about the life insurance industry in general? How about term life insurance specifically? If you’re like most people, you probably don’t give it much thought at all. Perhaps you bought a term life policy at some point and only think about it when the...
Heart health is one of the most scrutinized areas of a term life insurance application. We explore some of the tests used to determine if you qualify.
Companies look at several heart-related factors when reviewing your application for term life insurance. In Part 1, we look at the basics.
Aw, Valentine’s Day. A day full of flowers, cards, chocolate and jewelry. The things we do for love, right?
Speaking of love, what better way to show your loved ones how much you care for them …
Life insurance companies put great emphasis on your heart health when you apply for term life insurance. See what factors they consider.
Does your small employer (defined as 100 or fewer employees) offer employee benefits? If so, consider yourself one of the lucky ones…
Life insurance continues to be an important financial tool for many Americans. A new report by the Medical Information Bureau (MIB) shows …
Term life insurance is a unilateral agreement between you and the life insurance company. A unilateral agreement or contract is on in which the obligation rests on only one party. In this case that party is the life insurance company.
A term life insurance policy is similar to an auto insurance policy, in that in…
It’s not every day we see a new commercial for term life insurance on television. And it’s even more unlikely we’ll see one during prime time, on network television no less. But that’s exactly what happened yesterday during the AFC Championship Game between the Baltimore Ravens and New England Patriots on CBS.
All good things must end, right. Maybe not all, but certainly term life insurance policies. We have some tips to keep your coverage going.
Flu season is in full beast mode. And to make matters worse, this season not only started early but is more widespread and severe than normal. The Centers for Disease Control and Prevention has reported that as of the end of December, 41 states have experienced widespread flu activity. The same report states that there…
It’s that time of year again. Time to reflect and look ahead to new beginnings (yes, that saying is wearing thin on us already, too). How about we think of the New Year as the perfect time to reboot and make plans for an exciting and prosperous next 12 months? In that spirit, here are 3 things to help you get a head…
Are you the proud new owner of a holiday gift you weren’t entirely thrilled to receive? Or perhaps you got a great gift that just doesn’t fit quite right (darn holiday carbs!). If so, you’re not alone. Retail analysts estimate 12 to 20 percent of all Christmas gifts are exchanged or returned. That’s a HUGE number,…
Shopping for and buying term life insurance online is so easy that — well, it’s sometimes difficult. Wait, what? You see, it’s easy in that there are many websites that offer quotes and allow you to begin an application online or by telephone. A simple web search will yield dozens of decent results. And that’s exactly…
The holiday season is upon us, and in the words of singer Andy Williams, “It’s the most wonderful time of the year!” But this most joyous of seasons is also host to potential dangers. Take heed of our holiday safety tips and your chances of outliving your term life insurance policy will multiply like gifts on a child’s…
Shopping for term life insurance online can take a small leap of faith. After all, you don't know much about the companies you're working with online. Sure, they all have an 'About Us' page on their website. But what does that tell you about the company? Are they who...
The holidays can be a challenging time for people trying to control their weight. So many treats, so little time. But keeping the weight off can save you big on term life costs.
Accidental death insurance is a great option if you cannot qualify for regular term life insurance. Nearly anyone can qualify for a policy.
Happy Thanksgiving to all of our customers and fans/followers on Facebook, Twitter, Google+, Pinterest and more! We are especially grateful to have such a wonderful community and loyal friends. Thank you for (almost) a year's worth of likes, follows, retweets,...
The zombie apocalypse is coming. Oh yes — it’s true. Just look around. The signs are everywhere. We are a nation entranced by zombies, as evidenced by the popularity of AMC’s hit series The Walking Dead.
And you think you’re golden because you have a zombie survival kit chock full of torch making materials, bottled…
Top 10 Lists are so … Letterman. A bit trite we think. So we’ve one-upped the late night comedian with our newest infographic. Our Top 10 11 List of things life insurance companies use to evaluate your term life insurance application. Exciting — we know!
Term life insurance underwriting is a complex, dynamic…
November is American Diabetes Month (ADM). The American Diabetes Association campaign is aimed at raising awareness of this disease by focusing attention on the many issues surrounding diabetes. Of course, diabetes continues to be a national epidemic. Nearly 26 million people in the U.S. have the disease. And a…
We love term life insurance. But that shouldn't come as a surprise -- after all, it's what we do! The more we help people protect their loved ones with term life insurance, the more we realize what a high value term life represents. It's the most simple form of life...
Autumn is the best time of year for a road trip. The cooler weather combined with the dazzling colors of the season make the perfect recipe for an unforgettable drive.
Buying a term life insurance policy is similiar to taking a road trip. If you plan accordingly, pick the best route and be prepared for any minor…
October usually makes one think of autumn and brilliant autumn colors such as orange, red and yellow. But since its inception over 25 years ago, National Breast Cancer Awareness Month (NBCAM) brings the color pink to the forefront, as it joins the list of colors we frequently see in October.
NBCAM is a collaborative…
Applying for term life insurance has become considerably easier over the past few years, thanks mostly to new technologies such as electronic applications and electronic signatures. And while some life insurance companies now offer non-medical term life insurance policies that do not require a paramedical exam (or…
Studies have shown that listening to music during exercise works wonders on the mind and body. Not only can music act as a motivational tool but it can help improve endurance and performance. And with increased motivation, endurance and performance come better health...
What you put into your body is going to have an impact on how your body looks and feels. If you consume foods that are healthy for you then your body is going to respond by looking and feeling healthier. This is also true of your hair. People who want strong healthy hair need to start paying attention to what types of…
Time spent preparing fresh nutritious food at home is one of the best things you can do for your health. By taking control over your meal ingredients you can avoid high blood pressure, clogged arteries and unnecessary calorie intake while boosting your nutrient...
There are so many diet plans out there it's hard to pinpoint which diet works. Some diets work for other people, and some are simply not meant for a specific lifestyle. But all good diets have several things in common. If you find the right one, you will drop the...
There are plenty of fallacies out there about nutrition. With so much information out there it can be difficult to sift out what it is true from what isn’t. Knowing the truth may help you improve your dietary choices and therefore improve your insurance premium. Below are some common nutrition myths.
It's easy to get to the gym when you're preparing for that big beach vacation or want to look perfect for a special event. But what about the rest of the time? Vanity isn't a great long-term motivator for most people. Try and bring consistency and enthusiasm to your...
Looking for an easy way to extend your life? All you have to do is give your body fifteen minutes of physical activity a day, and you'll win yourself three extra years of life. A recent study found that just fifteen minutes of light daily activity, such as walking,...
Over the past ten years, 63% of all term life insurance policies purchased through QuickQuote have insured the lives of men. That leaves a mere 37% of policies placed on the lives of women. That is quite a gender gap! Why such a large disparity? Workforce Differences...
Ergonomics is about ensuring a good fit between people and what they interact with. This could include the objects they use or the environments they live in. Having an ergonomically correct workspace is essential to good health. Ergonomics is all about how the human...
Bringing your lunch to work is a great way to save money and get balanced nutrition. And a balanced diet means a healthier lifestyle and less expensive term life insurance premiums. Unfortunately, there are common mistakes you may be making with your brown bag lunch....
It may seem strange to think about buying term life insurance for a child. After all, beyond the emotional loss, your family likely wouldn't suffer from the loss of income, which is typically the reason people buy life insurance in the first place. Life insurance is...
Every system in your body depends on water and everything your body does it does better with a healthy supply of water. For these reasons, drinking more of it could save you money on your term life insurance. Below are several reasons why drinking water is good for...
Taking steps to reduce or manage your stress is an important part of staying healthy. Finding natural ways to relax will not only help your mood but it will also improve your overall health and save you money on your term life insurance premium. In addition to getting...
Did you know that the appearance of your fingernails can provide many valuable health tips and indicate poor health? Examining your nails can provide clues to everything from the quality of your immune system to the state of your mental and physical well-being....
Many of us spend most of our waking hours working to provide for ourselves and our families. Unfortunately, for far too many people, work produces lots of stress. Stress can carry over to home life, social life and all the other activities of everyday living. This...
Thereâ€™s no better way to prevent tooth decay than by…
It's a well-known fact women live longer than men on average. Currently, the average life expectancy for females in the United States is 80.1 years. For males, it is 74.8 years, about 7 percent shorter. This is one reason women enjoy less expensive term life insurance...
Life Insurance Awareness Month (LIAM) is in full swing, and celebrity spokesperson, Buddy Valastro (aka 'Cake Boss') has a message for you. When Buddy was just 17, his father died from lung cancer. Unfortunately, Buddy's dad had no life insurance. It was up to Buddy...
Ahh -- September. The kids are back in school, the leaves are falling, and you can find pumpkin-flavored everything just about anywhere. But did you know that it's also Life Insurance Awareness Month? The month of September is dedicated to helping people make smart...
While there are few proven health impacts from consuming trace quantities of pesticides on foods, a growing number of people take the precaution of eating organically. It is possible that eating organically may help you avoid cancers and save money on your term life...
Bumps of Bankruptcy
If you own an existing life insurance policy,…
While eating right and staying active can help contribute to longevity, your personality can also play a role. Researchers are speculating that personality could have an effect on your lifespan. The character traits below may just help those who possess them lead...
Some short term studies suggest that artificial sweeteners may help you lose weight while other research raises a concern that they may be harmful for the body. Knowing which sweeteners you should buy or avoid may improve your health and even save you money on your...
Poor nutrition can cause ill health and suppress immune function. Our immune system protects a complex defense system and what you put into your body can affect it. This is why watching what you eat can be so important to both your health and your term life insurance...
Of the many life insurance policies available in the market term life insurance is the most popular. It's called term life insurance because, as the name implies, it is available for a specified term. The term period can range from 10 to 30 years. If the insured dies...
Zinc is vital for your body to function properly. Increasing your daily intake may help you outlive your term life insurance policy. Below are many of the health benefits you may receive by making sure you are getting enough zinc in your diet. Brain Studies have shown...
While traveling the world, your body is introduced to many new bugs and bacteria, some of which are more dangerous than others. This post is not meant to scare you but rather to remind you to take proper precautions, such as making sure you have term life insurance so...
Summer is a time for enjoying the great outdoors. Unfortunately with outdoor fun also come insects and their painful, itching bites. Knowing what bit you can help you decide the best treatment for that bump or welt. Recognizing the bite and treating it properly can...
Humans have been creating and mixing chemical and herbal concoctions known as drugs for thousands of years. Currently, the United States has a multi-billion dollar pharmaceutical industry. Sometimes it seems as if our doctors have turned into walking prescription...
Cherries contain melatonin, a…
Portion sizes have increased significantly in the past 20 years, particularly if you eat out frequently. Research shows that people have a tendency to eat more when they are presented with larger portions. One of the best ways to reduce calorie intake, and ultimately...
Metabolism is the process of breaking down proteins, carbohydrates, and fats to yield the energy your body needs to maintain itself. The rate of your metabolism depends on the interaction between the number of calories you consume, the number of calories you burn...
Term life insurance protects your family from your debts after you die. A life insurance policy does this by paying a death benefit to your family. When you take out a life insurance policy, one of the things you must do is name a beneficiary. If you name your minor...
Some foods are waiting on supermarket shelves, hiding in refrigerators and, in some cases, disguising itself as good for you that you should be avoiding. These foods have no redeeming social value and can cause aging. To stay healthy, you need to look for the below...
There are specific places around the world where locals enjoy a high quality of life and old age. These locations have been deemed 'blue zones.' Below are a few changes you can make to live more like those from the blue zones live. These small changes can help you...
There are a lot of misconceptions and faulty conclusions about working out. It is important to get your facts straight to better your workout plan. And with a better workout plan comes a better term life insurance premium. Below are some myths that may be preventing...
It takes a lot of discipline to conquer your most challenging fitness, weight loss or health goals. And discipline takes a lot of practice. Below are several ways to focus on your self-discipline and accomplish your goals. Determine Goals The key to having discipline...
Ouch! You forgot your sunscreen, didn't apply enough or missed a spot. Either way, it hurts. Unfortunately, there's no fast-fix sunburn treatment. Once you have the sunburn, the damage is done. But there are ways to alleviate the pain. Use the methods below to ease...
Finding the best term life insurance policy for you is simple if you know what to look for. Focusing on these areas will put you on the right path.
Your premium is an important factor to consider while shopping for term life insurance. Be sure…
A term life insurance policy covers you for a specified period, depending on the term length you chose when you bought the policy. Most insurance companies offer 10, 15, 20 and 30-year term policy options. There may come a time in your life when you decide that a term...
It’s easy to come up with excuses for not buying term life insurance. The real challenge is finding a legitimate one. The reason? There simply isn’t one.
Millions of Americans suffer from chronic pain. These foods can help fight off the pain and are a good part of an overall health diet.
There’s a good reason your parents made you eat your vegetables as a kid. And continuing to eat them as an adult can save you money on term life insurance.
Making smart food choices is an excellent way to battle depression. And taking control of depression can save you money on term life insurance.
Nobody wants to be declined for term life insurance. But it happens. And if it happens to you, just know there are steps you can take to get covered.
If you dangerous occupation puts you at risk, you could end up with higher term life insurance costs. These jobs are some of the most hazardous to insure.
This list of healthy foods will boost your metabolism, resulting in a healthier you and lower term life insurance costs.
Your life insurance company won’t go bankrupt. And even if it did, there are several fail-safes in place to ensure your life insurance coverage continues.
Travelling often interferes with our diet, sleep, and our fitness regimen. These tips will help you keep your fitness plan on track.
July 4th means fun, family, and fireworks. It can also mean a trip to the emergency room if you’re not careful. Heed these firework safety tips this year.
Buying term life insurance can be intimidating if it’s your first time. These questions to ask before buying term life insurance will help you get through it.
Walnuts contain twice the amount of antioxidants of other nuts. Adding this nutrient-rich nut to your diet may help you outlive your term life insurance policy.
A diet full of antioxidants can help improve longevity. Add these spices to your diet and you may just outlive your term life insurance policy.
There are so many good reasons to buy term life insurance. And though we can’t list them all in one post, these are the top eight.
If you are single, you may think you do not need term life insurance. And while that may be true, here are a few reasons you may not have considered.
An estimated 45 million Americans suffer from chronic headaches. Migraine alone affects 2% of the world’s population. The good news is, even with headaches, you can get term life insurance.
Eating better can help you stay healthy and help you save money. And good health is essential to qualifying for a term life insurance policy with low rates, which means more savings.
If you’ve recently had an accident that left you disabled, you may fear you have become uninsurable, leaving your loved ones unprotected in the event of your death. Luckily, there are several types of term life insurance available and you should be able to find the right one for you. Below are several suggestions to…
Your diet is key to maintaining good health, which can save you money on term life insurance. make sure these critical nutrients are a part of your diet.
Age, gender, and health are obvious factors companies use to determine your term life insurance rate. Learning about the others can help you save money.
Misleading food labels can wreak havoc on your diet. This guide can help you shop smarter, which means better health and lower term life insurance costs.
It’s important for you to disclose all relevant information when you apply for term life insurance. But there are a few things we really don’t need to hear.
Choosing the right sunscreen can mean the difference between an enjoyable summer and a painful one. Use our guide to help save yourself from the latter.
Osteoporosis is a common bone disease that affects over 10 million Americans. Smart food choices can help prevent osteoporosis and accompanying bone loss.
Drinking plenty of water is a good way to outlive your term life insurance policy. Here are some ways to get more of the wet stuff in your diet.
Carbohydrates are an essential part of a healthy diet. But too many carbs can be detrimental to good health. Finding the right balance is crucial.
Eating healthy can save you money on term life insurance. But healthy foods can be expensive, too. These tips will help you save money while eating healthy.
When we think of a healthy diet, we often think of food. But these healthy drinks can help you outlive your term life insurance policy, too.
There are types of insurance college students need and others they can take a pass on. Find out the most important types of insurance for college students.
Adequate sleep is important for good health. And good health is important for lower term life insurance rates. Learn how much sleep you need and why.
Unhealthy foods don’t live only in restaurants. They can be found in your own refrigerator, too. These are common unhealthy foods often found at home.
Term life insurance is the most basic and inexpensive type of life insurance. But there are a few different types you should know about.
Sleep quality and quantity have a big impact on our overall health. Problems with either can lead to paying more for your term life insurance policy.
High heels may look nice, but they could also cause serious health issues. Find out if your heels are harmful to your health.
Term life insurance is easy to buy if you’re healthy. For the rest of us, well — we just have to work a littler harder is all.
It’s possible to eat healthy when eating out. These tips will help you save some calories and money on your term life insurance policy.
Some foods have nutrients that help you see more clearly. Add these foods to your diet and you could see improvements in your eyesight.
Buying term life insurance online can be intimidating. These tips will help you avoid common mistakes made when buying term life insurance.
If you have to drag yourself to exercise, you’re doing it wrong. We all know exercise is essential to our health. These tips will help you to get going.
Protein is a critical part of a healthy diet. Yet it can be hard to come by if you don’t eat meat. But these veggies are good sources of protein and tasty.
Dance is a great alternative to the gym routine and a great way to get fit. These dance options will get you moving and saving on your term life insurance.
Giving thanks is good for your relationships and can boost your health. Take time to be grateful using these tips and feel your outlook improve.
Your diet plays a major role in the health of your skin. A few small changes to your diet can leave your skin more youthful looking and healthier.
Tax day is upon us already. It has a funny way of sneaking up, doesn’t it? If you’re getting a refund, consider using it to buy a new term life policy!
Getting a good, healthy meal while at work is sometimes difficult, if not impossible. But making the effort to eat right at work can improve your health.
A power nap can help, well, power you through the day. It can also have positive long-term effects on your health. So nap today to improve your health!
A return of premium life insurance policy returns all paid premiums to you at the end of the term if you outlive the policy. See if ROP is right for you.
Minor ailments like a headache and heartburn don’t always require medications. Try some of these everyday foods to help alleviate your pain and discomfort.
Having a healthy heart is a good way to save money on term life insurance. And knowing everything you can about your heart will put you on the right path.
Swearing can be an excellent pain reliever.
Some people avoid getting term life insurance because of the dreaded medical exam. But now you can buy a no medical exam term life insurance policy.
Anxiety is a normal reaction to stress. But high anxiety levels can lead to serious medical issues and even higher term life insurance rates.
Sitting all day at work can lead to poor health. These tips can help you get up and moving, which can help you save money on your term life insurance policy.
Getting married can make you healthier and add years to your live. And a healthier you means you’ll pay less for your term life insurance policy.
Getting married can make you healthier and add years to your live. And a healthier you means you’ll pay less for your term life insurance policy.
Staying healthy is one of the best ways to save money on term life insurance. But you may sabotage your health with these so-called healthy habits.
Monday is the deadliest day of the week for heart attacks. Reduce your risk and save money on term life insurance at the same time.
Term life insurance and whole life insurance are two primary types of coverage that differ significantly. We cover the basics of each.
Living in one of these fantastic places can boost your health and may even help you outlive your term life insurance policy.
As a new parent, you’ll quickly come to realize the importance of protecting your family. And one of the best ways to do this is with term life insurance.
Becoming addicted to or dependent upon prescription medications can negatively impact your health and social relationships. Here are some warning signs.
Working out is important for maintaining a healthy body and mind. But these myths can sabotage your efforts if you’re not careful.
Sitting at a desk all day can make you stiff and sore. Stretching boosts energy, releases tension and improves circulation. Start with these simple moves.
Taking regular vacations can be good for your mind and body. The health benefits you gain can also help you outlive your term life insurance policy.
What is Daylight Saving Time and why does it mess up our sleep patterns so much?
Boosting your metabolism is a good way to control your weight and stay healthy. Boost your metabolism naturally with these simple and effective tips.
It can be challenging to consistently eat healthy while eating out. While it’s okay on occasion, your best bet is to stay healthy by eating at home.
Some people believe shopping is therapeutic. Turns out they may be right. Shopping provides benefits that can improve health, which may help you outlive your term life insurance policy!
Your overall fitness goes a long way in determining how much you’ll pay for term life insurance. This guide can help you learn how fit you are.
An upset stomach can ruin your day in a heartbeat. These foods can help ease the discomfort and nurse you back to good health quickly.
Breast cancer is the second-most common cancer in women, behind skin cancer. Learn the risks and warning signs to practice better breast cancer prevention.
You’re trying to stay healthy by exercising. Good on you. But now your body aches. These tips can help you alleviate sore muscles and get back on track.
Superstitions can be very powerful. Powerful enough to guide our beliefs and make us behave in strange ways. Learn more about the most common superstitions.
Snoring is no fun. For you and for anyone sleeping near you. But you can make it better or even stop snoring completely. These tips will help.
Americans love girl scout cookies, don’t we? They are delicious. But they are also not very healthy. Learn how you can limit them but indulge occasionally.
It’s tough to miss a workout when you are sick. You feel like you’ll fall behind. But do yourself and those around you a favor and take a rest.
Laughter is nature’s best medicine. It can calm the mind and provide minor pain relief. Add some laughter and outlive your term life insurance policy.
Stretching often takes a backseat when it comes to exercise. But it’s an important part of any workout program and can help you avoid injuries.
Chronic pain is pain that lasts longer than six months and can interfere with everyday life. These natural ways to manage chronic pain can help you recover.
Kissing is a natural need in humans and plays a big part in our mating decisions. Kissing can also provide health benefits to both parties.
If you are a smoker, the best thing you can do for your health is to quit smoking. Nicotine and tobacco use also result in the highest term life rates.
Anyone who has had a massage will tell you it helps relieve pain. But the health benefits of massage extend beyond simply soothing your aching body.
Life moves quickly and you need to keep up. Next time you find yourself reaching for another cup of coffee or an energy drink, consider these tips to boost your energy naturally.
Good oral hygiene helps improve your overall health. But can it help you outlive your term life insurance policy?
Super Bowl Sunday can be a challenge if you’re trying to eat a healthy or stick to a diet. But these tips can help you watch the game and the calories.
Remember Ned Ryerson from the movie Groundhog Day? He was the excitable life insurance salesman. While we don’t fancy his style, he does make a good point.
Certain lifestyle choices such as smoking and drinking may cause cancer. Find out if any of your choices put you at greater risk of developing cancer.
When we think of insurance, we think about everyday types like auto, home, and life. But did you know you can also insure body parts and your fantasy football team.
It’s normal to have cravings for certain foods on occasion. But some of your cravings may reveal an underlying deficiency in your diet.
Hangovers are the worst. But you have no one to blame but yourself, right? So fix it yourself with these simple home remedies.
How good is your posture? Poor posture can lead to serious health issues. Learn what proper posture looks like and how to fix yours today.
Most of us have heard about weird ways in which people have died. However, this set may be the most unusual deaths you have ever heard.
We all find ourselves in a foul mood from time-to-time. Next time you do, try these natural ways to cure your bad mood.
Not an early bird? Sometimes it’s tough to get out of bed and go. These easy tips can get you moving and put a boost into your day.
Most term life insurance policies require a brief, in-home medical exam. Learn what to expect from the exam and how to ensure you get the best results.
A sharp mind is important to overall good health. These brain exercises can help sharpen yours, which may also help you save money on term life insurance.
Brain healthy foods are important to your overall good health. And finding a place for them in your diet may be easier than you think. Here’s how.
Becoming a pet owner is one of the most gratifying things you can do. And pet ownership comes with benefits such as a healthier mind and body.
Each year the Centers for Disease Control and Prevention (CDC) releases the top causes of death for Americans. Most are expected, but some may surprise you.
Lunch with coworkers? Or perhaps a Saturday night family outing? Eating healthy at restaurants is easy to do if you simply follow these tips.
Exercise and a healthy diet aren’t always enough to lose unwanted weight. If you’ve had bariatric surgery you can still get term life insurance.
Applying for term life insurance means you’ll have to answer a lot of questions. Some are more personal than others. What’s with these nosy life insurance companies, anyway?
The health benefits of meditation are endless. It’s an easy way to balance your physical, emotional and mental state. Which can help you save money on term life insurance.
One in four Americans has elevated cholesterol. If you’re one of them, lowering your cholesterol level will also lower your term life insurance rate.
Is it possible to get too much exercise? Find out if you’re getting too much and how it might impact how much you pay for your term life insurance policy.
Heart-related conditions are a common cause of high term life insurance rates. These tips can help you save money on life insurance with a healthy heart.
Listening to music can improve your mental outlook and physical health. Add music to your life and you may even outlive your term life insurance policy.
The holiday season is a time for celebration, family, and… weight gain? It’s true, but you can beat holiday weight gain and save money on term life insurance.
If the end of the world is really coming in 2012, we don’t have much time. Do you have term life insurance yet? And will it even matter if we’re all gone?
As parents, we strive to fully prepare our children for adulthood. At some point, you’ll need to decide if your teenager is ready for term life insurance.
The holidays can be a stressful time for some, and downright depressing for others. Find out how getting term life insurance is possible with depression.
Looking for some easy money for the holidays? These tips can help you bring in some extra cash and declutter your home at the same time.
Listing a child as the beneficiary on your term life insurance policy can have negative consequences. Find out how to ensure the money goes where you want it to.
Nearly 10% of Americans have diabetes. For those with good control, it is possible to get a term life insurance policy if you have diabetes. Learn how.
QuickQuote has launched its new Google+ page! Visit our page to learn more about protecting your family or business with term life insurance.
It’s a good idea to review term life insurance company ratings when you are choosing a company to buy a policy from. This guide will help you decipher them.
October is Breast Cancer Awareness Month and a good time to learn more about how you can apply for term life insurance with a history of breast cancer.
It’s important to drink a lot of water for good health. But there are hidden dangers of drinking too much water that you should be aware of.
Dietary supplements are a booming industry, with cures for any malady you can think of. But beware these claims and know what you’re really getting.
We have offered term life insurance online since 1995. During that time, we’ve worked with dozens of life insurance companies. These are your top 5 faves.
Your height and weight play a big role in the rate you will pay for term life insurance. Control your build with these tips and save yourself some money.
Life insurance companies consider cigars as tobacco and nicotine products. However, many will allow occasional cigar use and still offer non-tobacco rates.
A term life insurance quote is an estimate of what a policy may cost you. There are many factors that go into a good quote and some misconceptions as well.
With summer coming to an end soon, pumpkins and winter squashes are starting to pop up at the local grocery stores. Shop wisely using our handy guide.
Dying from flesh-eating bacteria sounds like something straight out of a movie or book. But it’s a real thing and certainly an unusual way to die.
Although the odds of dying from a natural disaster are low, it’s still a good idea to make sure you have term life insurance if you live in a dangerous area.
You don’t want to be too young or too old when you buy term life insurance for the first time. Here’s how to find the sweet spot and buy at the right time.
Companies ask for a lot of information when you apply for a term life insurance policy. They rely on the accuracy to evaluate the risk and set the cost.
Did you set up a lemonade stand when you were a child? It may even be something you’d like to do with your children. But that may be tougher than you think.
One of the easiest ways to save money on term life insurance is to backdate your policy to a younger age. Find out if you can take advantage of this trick.
Ever been scared to death? Obviously not, because you’re reading this. But it’s not just an old saying, either. You can literally be scared to death.
Life insurance jargon. It’s the worst. Can’t they use simple, plain words? We explain what life insurance underwriting is and why you should even care.
It’s nearly time for the kiddos to head back to school. While some parents may be ready to celebrate, others have a tough time seeing them off. These tips can help.
Giving or volunteering your time has a positive effect on your health. Learn how you can give more and possibly outlive your term life insurance policy.
Term life insurance companies ask for a lot of info from you. And they use it to make a judgment about the risk you pose. It’s nothing personal, though.
There are no sales in term life insurance. No discounts, Black Friday’s, or Cyber Monday’s. Life insurance rates are highly regulated by your home state.
Amusement parks can be fun. When they’re not deadly, that is. Amusement park deaths are not common and certainly qualify as an unusual way to die.
Your health and medical history play a large part in how much you’ll pay for term life insurance. But these personality traits can also affect your rate.
Understanding term life insurance rating classes can seem like learning a new language. But it’s not that bad. We’ll walk you through it.
Love is good for the mind and body. Married people live longer, healthier lives. And good health is a key factor in reducing term life insurance costs.
Talking about death is unpleasant. Talking about suicide can be worse. But it’s important to know how term life insurance policies address death by suicide.
It may sound crazy, but falling coconuts are a real hazard. The kill dozens of people each year worldwide. They certainly qualify as an unusual way to die.
High blood pressure, or hypertension, is one of the top reasons people pay more for term life insurance. These tips can help you control your blood pressure.
Americans are notoriously impatient. Which makes buying term life insurance tough as it can take a while. Here’s how to speed it up.
Thanatophobia, which is the fear of death or dying, could make you want to buy term life insurance. It’s not that unusual, but some of these other ones are.
Term life insurance companies consider your height and weight or BMI when evaluating you for a policy. Which could be unfair if you are very muscular.
Incorporating aspects of a Japanese-style diet is a good way to improve health and longevity. it may even help you outlive your term life insurance policy.
Dying in quicksand sounds like something straight out of Hollywood, right? Well, it is can happen but is very rare and certainly an unusual way to die.
Companies look at your family medical history when you apply for term life insurance. See what’s involved and how it might affect your application.
Shark attack fatalities are rare, despite the extensive media coverage they receive. But they do happen and are definitely an unusual way to die.
Avoid these five ways to sabotage your term life insurance application at all costs.
Summer means Americans hitting the road. And sometimes the road hits back in the form of tire blowouts. Reduce your risk and protect your family.
Have a term life insurance policy already? Good on you! These simple steps could have you saving money on your existing term life insurance policy.
It’s a good idea to have term life insurance if you plan any foreign travel. One look at this list of infectious diseases and we think you’ll agree.
Many companies have eliminated group term life insurance for their employees. And the ones that do offer it, often do not provide enough coverage.
Here’s a fun look at which states’ residents buy the most term life insurance. Think your state made one of our lists? You might be surprised!
Your age affects how much you will pay for term life insurance. Actually, your birthdate is a better indicator of your rate.
The list of pet ownership benefits is endless. For example, owning a dog can improve your health. Which can help you save money on term life insurance.
You will be required to provide your social security number when you apply for term life insurance. Mostly for verification, but partly for your protection.
Being a father means providing for your family. Even if you are no longer there because of a premature death. It’s an easy thing to do. Here’s how.
Most term life insurance companies provide coverage to military personnel. However, the amount of coverage and cost will vary depending on several factors.
A divorce can have a significant effect on your term life insurance policy. And if you don’t have one, the court may direct you to get one.
With Mother’s Day just around the corner, you may be scrambling. We’re here to help with the gift of term life insurance. At least she’ll be surprised!
Guidelines for non-US citizens and term life insurance are complex. Your approval and the cost will depend on your home country, time in the US, and more.
Exam companies are developing new technologies to make your in-home paramed exam a better experience. These include electronic signatures and submissions.
Finding a good term life insurance policy can be a lot like hunting for Easter eggs. Where do you start and how do you know what you’ll get in the end?
It’s possible to protect your loved ones and the planet by buying term life insurance. New application processes have eliminated the need for so much paper.
Finding term life insurance online is easy. Just use any search engine and type in term life insurance. But some people enter very different names for it.
There’s nothing better than baseball opening day. Beer, peanuts, and the sunshine. One thing that can make it better, and that’s term life insurance!
The term life insurance application process can be very slow at times. But some companies now offer electronic policies, and they are a welcomed sight!
Ahh, spring. A good time for cleaning up and starting fresh. Also a good time for a term life insurance policy review before the busy summer season hits.
When Mother Nature strikes, make sure your life is covered with term life insurance. Regardless of the disaster, your policy will protect you and your family.
Coming up with the cash to pay for term life insurance is tough for some to do. But your tax refund is a good way to buy the coverage your family needs.
Kids love St. Patrick’s Day and the promise of visits from devilish little leprechauns. These fun games can make St. Patty’s Day a real treat for your kids.
There are many ways to save money on term life insurance, like taking care of your health and shopping for the best rate. But this one is by far the easiest.
Buying term life insurance online has become the chosen way for many people. These three tips can help you find the best policy from the best life company.
Valentine’s Day is a perfect time to show your loved ones you care. And a good way to do that is to protect them with a term life insurance policy.
Buying a life insurance policy is not a one-and-done deal. It’s important to take time every year to review your policy and make necessary adjustments.
MetLife has been named the 2010 Financial Marketer of the Year. MetLife offers term life insurance and other financial products.
A foreclosure may not directly hurt your chances of getting a term life insurance policy. But credit history, debt, income, and bankruptcy may play a role.
Banks will often ask you for a life insurance policy as collateral for a loan. A no medical exam term life insurance policy is a good fit because it’s fast.
MetLife is one of the nation’s largest and well-known life insurance companies. We’ve partnered with them to bring you innovative term life insurance policies.
It’s that time of year again, almost. This time around, try these simple resolutions and save some money on your term life insurance policy.
Term life insurance doesn’t go on ‘sale.’ It’s priced by the life insurance company and approved by the states. Agents and brokers cannot change the cost.
Umbrella insurance can help cover any holes you have in other insurances such as auto or home. It’s inexpensive and can really save you money in a pinch.
Travel health insurance can be a lifesaver. Receiving proper care while traveling in a foreign country is critical to your survival in emergency situations.
Pilots who participate in private aviation often pay more for term life insurance than commercial pilots do. Transamerica Life is trying to change that.
Women and men with a history of breast cancer can often buy term life insurance. The approval and cost depends on time, diagnosis, treatment, and more.
If you occasionally smoke cigars you may still be able to get a non-tobacco rate on your term life insurance policy. Learn the limits and guidelines.
Today is the first day that new provisions of the Patient Protection and Affordable Care Act (PPACA) go into effect, which means new health insurance rules.
Would a $75,000 salary make you happy? Researchers believe so. Which made us think… How much term life insurance could a person buy with that much money?
September means football season is finally here. But it also means Life Insurance Awareness Month is here, too! Please try to contain your excitement.
Tens of thousands of Americans lose their lives each year due to accidents. Accidental death life insurance will protect your family if it happens to you.
Life insurance companies started accepting credit card payments for the initial premium on a new term life insurance policy. Learn how you can charge yours.
Barbecues, baseball, beaches, pool parties, flip flops, and insurance. You get the picture. Term life insurance and travel health insurance go with summer.
We’ve partnered with DocuSign for electronic signature capability on term life insurance applications. That means no more paper applications or snail mail for you!
Today we welcome two new life insurance companies for you. They are Mutual of Omaha and Savings Bank Life Insurance Company of Massachusetts (SBLI).
Millions of Americans now buy life insurance online. It’s easier, faster, and safer. There are now more term life policies to choose from than ever before.
Being a stay-at-home parent is tough work. And though you may not bring home a salary for your efforts, you still need term life insurance to protect your family.
Tobacco and nicotine users pay more for term life insurance. But some life insurance companies have started reducing rates for smokers.
HTH Worldwide recently launched mPassport for iPhone and iPad users. The new app helps users find quality health care services in top destinations worldwide.
A good way to leave planet Earth in better shape would be to apply for term life insurance using a paperless process complete with an electronic signature.
Term life insurance prices are falling. Two life insurance companies from our group have announced they will reduce costs for new policies this year.
Mortgage term life insurance can help pay off your home if you die. The death benefit decreases over time to keep pace with your mortgage balance.
We recently launched a new website that makes is easier for you to shop for and buy term life insurance online.
The Highway Loss Data Institute says laws banning cell phone use by drivers in some states have not been effective in reducing auto accidents.
The in-home term life insurance medical exam is not as bad as you may think. Follow these tips for your exam and it will be easy and painless.
The in-home term life insurance medical exam is not as bad as you may think. Follow these tips for your exam and it will be easy and painless.
Anyone can follow these three easy tips and save money on term life insurance. It doesn’t matter your age, gender, or health.
You can get a free term life insurance quote from any of the hundreds of life insurance websites. Or can you? Be sure your quote is really free.
We have big changes planned for 2010. And all of them are meant to help make it easier for you to shop for an buy term life insurance online.
The Life Insurance Marketing and Research Association released some interesting findings of consumers and their preferences for life insurance advice.
Transamerica Life announced ‘relaxed’ underwriting rules for survivors of certain types of cancer. The new guidelines may make it easier for you to qualify.
American General Life recently reduced rates on term life insurance. Lower premiums are now available for most risk categories at select ages.
A Prudential Financial study indicates 93 percent of consumers surveyed consider life insurance a necessary part of a personal financial plan.
Despite the current challenging economic conditions, consumers continue to seek term life insurance over other forms of life insurance coverage.
If you are pregnant or thinking about becoming pregnant and ready to purchase a life insurance policy, these tips can help you get through the process.
A new auto insurance study from LowerMyBills.com shows most consumers believe they are paying too much for their auto insurance policy.
A story about companies involved in the practice of purchasing life insurance policies on unsuspecting employees, which they collect on when employees die.
Transient Ischemic Attack (TIA) is also known as a mini-stroke. Life insurance companies often decline applications or give higher rates for history of TIA.
A First Command Financial Services survey shows most people continue to keep their life insurance policies in force during the current economic downturn.
This list of life insurance facts comes from The LIFE Foundation, sponsors of this month’s Life Insurance Awareness Month campaign.
The Life and Health Insurance Foundation for Education (LIFE) is once again sponsoring its annual Life Insurance Awareness Month (LIAM) this September.
Prudential and Transamerica now provide electronic signatures and electronic application submission for all term life insurance policies through QuickQuote.
Life insurance companies use a series of rate bands to help calculate premiums for term life insurance policies. Knowing how they work can save you money.
Don’t let these five life insurance obstacles prevent you from protecting your family or business. Learn how to overcome them and get the coverage you need.
Tight credit markets have caused many life insurance companies to raise rates. Right now may be the best time to buy term life insurance at a lower rate.
Electronic signatures are now available for term life insurance applications. This new technology will save time and frustration when applying for coverage.
A new survey by LIMRA show over one-half of people looking for term life insurance are looking online. It makes perfect sense.
Prudential Financial, Inc. (parent company of Pruco Life Insurance Company) announced today that the company would decline funds available through the US Treasury Department’s Capital Purchase Program
We all want to make sure the life insurance company we buy a policy from is safe and will be around if needed. Rest assured your company is just that.
Term life insurance rates are on the rise this year. So far, we’ve seen four companies increase rates. See what’s behind the hikes.
A recent study by Charles Schwab show that young Americans are aware of the need to improve their financial fitness. And term life insurance is a good fit.
Prudential Insurance Company of America recently introduced a new long-term care insurance product called Prudential LTC Evolution.
AIG is seeking bids to sell its American Life Insurance Company (ALICO) unit. MetLife has made a preliminary offer of approximately $11.2 billion.
The American Recovery and Reinvestment Act (The Stimulus Act) addresses very little in the way of health insurance.
The list of states that don’t allow life insurance companies to take adverse action based solely on your past or future lawful travel is growing.
John Hancock Life Insurance Company recently qualified for inclusion in the Insurance Marketplace Standards Association (IMSA).
DALBAR, the nation’s leading financial services market research and consulting firm, recently recognized Genworth Financial, Inc. for outstanding service in its 2008 Service Awards.
We’ve added two new life insurance companies in the state of New York, bringing the total high-quality life insurance companies in the Empire State to five.
Genworth Life Insurance Company recently announced the coming of an e-Signature life insurance application process in the first quarter of this year.
Electronic signatures are now available for life insurance applications. This new technology eliminates paper and speeds up the life insurance application process.
The Better Business Bureau (BBB) has affirmed its A+ rating for QuickQuote. This is the highest rating offered by the BBB. QuickQuote has been accredited by the BBB since 2003.
The Federal Reserve cut the federal funds rate by three-quarters of a percentage point to a new all-time low of zero – 0.25 percent, the lowest level ever recorded.
Prudential Financial today announced A.M. Best, an industry leading rating agency, has affirmed the company’s financial strength rating of A+ (Superior).
Even in tough times people need life insurance. And recent studies show Americans that need coverage are not letting the economy hold them back from buying.
Genworth Life Insurance Company recently released its FAQ guide to help consumers find answers about life insurance in our current economic environment.
Life insurance companies are participating in the Troubled Asset Relief Program (TARP), having applied to receive funds under the Capital Purchase Program (CPP).
What happens if a life insurance company goes out of business? We look at the different ways consumers are protected in the unlikely event this happens.
Our new President, Barack Obama, has big plans for the country’s health insurance system. Find out what they are and how they will impact your coverage.
TARP is the government’s $700 billion financial rescue plan. Reuters says up to 1,800 financial institutions could soon apply for government funds.
In the spirit of Election Day 2008, we are asking for you to vote for us. Just kidding. Please take the time to get out and vote on this election day.
Term life insurance rates are lower for women than men. Sorry guys, but women generally live longer and take better care of themselves.
Florida law limits a life insurance company’s use of a person’s travel plans in evaluating an application. But travel to certain countries does not apply.
Falling back one hour to Standard Time may be good for your heart. Swedish researchers believe the extra hour of sleep results in fewer heart attacks.
The Federal Reserve today cut its key fed funds rate by one-half a percentage point to 1.0 percent, the lowest the fed funds rate has ever been.
the financial difficulties experienced by AIG are limited to AIG and do not impact the financial stability of subsidiaries such as American General Life.
Much has been said of AIG, the parent company of American General Life Insurance Company. Here’s what we know and why you shouldn’t worry about your policy.
The Life and Health Insurance Foundation for Education (LIFE) recently announced the recipients of its annual reaLIFEstories Client Service Awards Program, which honors insurance professionals for their outstanding service.
It’s hard to believe Labor Day weekend is already upon us. And with that, comes September; which in the life insurance industry means Life Insurance Awareness Month (LIAM)!
Thanks to The Federal Deposit Insurance Corporation (FDIC), many of us have insurance on our bank and savings accounts and most don’t even realize it.
Life insurance remains an important part of your financial portfolio, even in slow economic times. Do everything possible to keep your policy in force.
Gas prices are outrageous. Now thanks to a recent report by Insurance.com, we know auto insurance rates are increasing right along with gas prices.
Your build is a critical factor in the underwriting of your term life insurance application. Every company considers height and weight when determining what rate you will pay.
Risk pooling is a basic component of insurance and this video does a good job of simplifying the topic.
You may soon be able to store and retrieve your medical records with the help of Google. The Internet giant recently released Google Health.
A.M. Best Company has been issuing financial strength ratings on life insurance companies since 1906. These companies have maintained an ‘A’ rating since 1907.
On July 1, California will begin fining drivers caught using cell phones while driving; unless they are using a hands-free device such as a Bluetooth headset.
The Federal Reserve Board changed course at its most recent meeting yesterday, June 25th. The Fed held its target for the federal funds rate at 2.00 percent.
Families USA, a Washington, D.C.-based health care consumer group, recently released a report claiming laws in most states benefit health insurance companies over health insurance consumers.
Life insurance companies may soon take a different view of applicants’ foreign travel history and plans when considering applications for life insurance.
Symetra Life Insurance Company recently released the Symetra Freedom Income Annuity, which the company states acts like longevity insurance.
Poor drivers on our roads? Nah, can’t be. But the results of the 2008 GMAC Insurance National Drivers Test say it is. How does your state rank?
California, Nevada, and Alaska are the states with the most seismic activity in the United States. However, earthquakes have been felt in all fifty states.
Whether you are traveling or not this holiday, simplified issue term life insurance takes as little as 15 minutes to get, with no medical exam.
American General Life Insurance Company recently announced the release of its new Return of Premium (ROP) term life insurance product. Get your money back!
The Federal Reserve Board once again cut a key interest rate at its meeting today, April 30. The Fed lowered its target for the federal funds rate by 25 basis points to 2.00 percent.
HSBC Household Life Insurance Company recently introduced its Simple Issue Term life product. It’s currently available in amounts up to $500K.
Protective Life Insurance Company recently announced the release of Electronic Policy Delivery for all of its life insurance products.
Transamerica Life Insurance Company released new rates on its Trendsetter Term Series this week. The company lowered rates for several demographics.
Pet insurance is a popular (and growing) thing for pet owners. With high costs of pet health care, people are turning to pet insurance to reduce costs.
Nippon Life Insurance Company of Japan, one of the world’s largest life insurance companies, recently announced a marketing sponsorship with the Chicago Cubs.
Aetna, Inc. and Cigna Corp, two of the nation’s largest health insurance companies, said they will begin paying for doctor visits conducted online.
California Insurance Commissioner has issued an order to Allstate in California to reduce the rates currently charged for auto insurance by nearly 16 percent.
American General Life Insurance Company recently extended the term life insurance coverage length on it’s AIG Select-a-Term product to 35 years.
American General Life Insurance Company has launched Accident Expense Plus, a health insurance product that provides accidental injury coverage.
The Federal Reserve Board once again cut a key interest rate at its meeting on Tuesday, March 18. The Fed lowered its target for the federal funds rate by 75 basis points to 2.25 percent.
The Florida Office of Insurance Regulation issued its 2008 Freedom to Travel Report. It details the Office’s efforts to implement the Freedom to Travel Act.
The American Association of Preferred Provider Organizations released results of a study that show the number of Americans enrolled in Consumer Directed Health Plans (CDHP’s) continues to grow.
The study suggests uninsured Americans and those on certain government health programs, are more likely to have advanced stages of cancer when initially diagnosed than those individuals with private health insurance.
A recent study indicates the emotional stress exhibited by fans during important sporting events could lead to an increased risk of heart attack.
The National Association of Insurance Commissioners (NAIC) recently released data that shows consumers’ insurance complaints decreased in 2007. This is the fourth consecutive year insurance complaints have dropped.
The Federal Reserve Board cut a key interest rate today. The Fed lowered its target for the federal funds rate by 50 basis points to 3.00 percent.
The U.S. House of Representatives passed the highly-publicized $146 billion economic stimulus package today.
The Blue Cross and Blue Shield Association has created a proposal it believes will reduce the number of Americans with no health insurance.
The Massachusetts House of Representatives recently passed legislation banning automobile drivers from talking on cell phones or texting while driving.
Current figures suggest there are approximately 47 million uninsured people in this country. The Foundation for Health Coverage Education plans to fix that.
Allstate customers and prospects in Florida are back in good hands. Residents are once again able to purchase new insurance policies from the company.
The Federal Reserve Board cut two key interest rates today during an unscheduled meeting. The Fed lowered its target for the federal funds rate by 75 basis points to 3.50 percent.
The 2008 presidential race has provided quite the platform for the national debate over mandated health insurance.
Insurance.com recently released it’s ‘2007 Auto Insurance Pricing Report’, which shows auto insurance rates dropped 5.2 percent from 2006 to 2007.
Federal Reserve Chairman Ben Bernanke testified before the House Budget Committee today and urged Congress to implement a fiscal stimulus package as quickly as possible to help boost consumer spending.
Florida Insurance Commissioner, Kevin McCarty, has suspended AllState’s ability to sell new insurance policies in the state.
According to a study by Countrywide Bank, the majority of Americans this year are more concerned about shoring up their finances than their bodies.
2008 has already brought us lower term life insurance premiums from several major life insurance companies.
The Consumer Federation of America says property and casualty insurance companies paid out 55 cents in benefits from each dollar of premium collected in 2007.
Federal Reserve Chairman Ben Bernanke said today the central bank is prepared to help stimulate the U.S. economy through continued interest rate cuts.
A report in BestWeek U.S./Canada, insurance industry sources have contributed a total of $5.65 million to the campaigns of presidential candidates.
What do teens want in 2008? According to a recent survey by Allstate Insurance Company, what teens want most is for friends to be safer on the roads.
More children are now covered by health insurance policies as compared to 1997. About 6.4 million today are uninsured, compared with 9.9 million in 1997.
Stranger-oriented life insurance, or STOLI, has the life insurance industry concerned about increasing insurance fraud. Learn what the fuss is all about.
The Federal Reserve Board cut its target for the federal funds rate by 25 basis points to 4.25% at its meeting today, It was the third consecutive cut.
Online retailers expect some 72 million online shoppers to visit their websites today. Those shoppers are predicted to spend an estimated $700 million.
Like Zappos, we put customers first. This year 98.8 percent of customers anonymously surveyed said they would purchase insurance through QuickQuote again.
The NAIC recently released the results of a nationwide survey that show consumers are confused about the need to purchase auto coverage on rental cars.
U.S. Congress has formally designated November 4-10, 2007 as Long Term Care Awareness Week.
A study of corporate executives shows 15 percent of companies plan to reduce group health insurance benefits within the next 12 months.
Life insurance policies pay the death benefit to the beneficiaries of the policy. But there are occasions where the benefits are paid differently.
The Federal Reserve Board cut its target for the federal funds rate by 25 basis points to 4.50% at its meeting yesterday, October 31, 2007.
The U.S. House of Representatives today failed to override a Presidential veto on the State Children’s Health Insurance Program (SCHIP) legislation.
62 percent of U.S. households own at least one pet, but only two percent of those households own pet health insurance.
President George Bush today vetoed the State Children’s Health Insurance Program (SCHIP) legislation that was sent to the White House earlier this week.
As they have each year since the inception of this event, the U.S. Senate and House of Representatives both passed resolutions recognizing September as Life Insurance Awareness Month.
The Insurance Information Institute (III) recently reported that premium rates for term life insurance are expected to decrease slightly in 2008.
The U.S. House of Representatives overwhelmingly passed legislation this week to expand an existing program that provides health insurance for children of low-income families.
A new proposal unveiled by presidential hopeful, Senator Hillary Clinton, would require health insurance coverage for all Americans.
The Progressive Group of Insurance Companies announced it would cover dogs and cats on customer auto insurance policies that include collision coverage.
Former San Diego Padres player and recent National Baseball Hall of Fame inductee, Tony Gwynn, has joined forces with The Guardian Life Insurance Company to help promote life insurance awareness month.
A recent study by Allstate Insurance Company shows the majority of newlyweds are not taking steps to protect themselves financially with the purchase of life insurance.
Life Insurance Awareness Month is a life insurance industry initiative to educate consumers about the important role life insurance plays in a sound financial plan.
All term life insurance companies review applications for financial justification of the coverage amount requested using many factors.
A study by Health Services Research shows children of single fathers have fewer routine well-child doctor visits than children of single mothers and two-parent families.
Most life insurance companies offer their term life insurance products at a minimum coverage amount of $100,000. A few will go as low as $50,000.
The Los Angeles Times reported today that, to curtail skyrocketing health insurance costs, some employers are implementing programs that penalize employees for being overweight, using tobacco/nicotine products or other unhealthy conditions and habits.
Since 2005, several states have passed legislation prohibiting or restricting the use of foreign travel plans for life insurance underwriting purposes.
There are two types of term life insurance policy rates; guaranteed and non-guaranteed. You want the guaranteed kind. Here’s why.
Nearly all term life insurance policies issued today include a provision that allows the policy owner to convert the policy to a permanent type policy.
Critical illness insurance is a type of medical coverage that pays a lump-sum benefit to the insured upon the diagnosis of a critical illness such as cancer.
The supplemental term life insurance offered by your employer sounds like a good deal, right? It may be cheap, but there are valid reasons to take a pass.
American General Life Insurance Company (AIG) and Genworth Life Insurance Company both announced decreases in term life insurance premiums this week.
With ROP term life, you get your premiums back at the end of the term. Consider these factors to determine whether ROP term or regular term is the best fit for you.
These summer safety tips from The Atlantic Companies (providers of homeowners insurance) and the Red Cross can help keep your family safe this July 4th holiday.
The Insurance Marketplace Standards Association (IMSA) is the life insurance industry’s leading standards-setting organization. These companies are members.
A survey by the U.S. Centers for Disease Control and Prevention (CDC) shows an estimated 43.6 million Americans had no health insurance in 2006.
Bank of America announced a new credit card designed for clients with account balances between $100,000 and $3,000,000.
Allstate Insurance Company released the findings of its annual Allstate America’s Best Drivers Report. The safest drivers can be found in these cities
According to the GMAC Insurance National Drivers Test, approximately 36 million licensed American drivers would not pass their written DMV licensing exams if they were to take them today.
Most term life insurance policies are ‘renewable’ for a period beyond the initial term of the policy, typically to age 95 for newer policies.
AIG’s Select-a-Term life insurance gives you the option to choose a term period outside of the standard terms. Need 16-year term? You can now get it.
American General Life has released a new innovative term life insurance product that allows consumers to select a term length more specific to their needs.
According to a new LIMRA study, the average life insurance policy size increased by approximately 25 percent from 2003 to 2005.
We can now add ‘Wedding Insurance’ to the growing list of unusual types of insurance policies.
Viatical settlements are a rapidly growing business related to the life insurance industry. Viatical companies make money by buying people’s policies.
AIG Auto Insurance released its AIG Teen GPS Program which tracks driving habits such as speed and location of teen drivers.
Genworth Financial says the national average cost of care for nursing homes, assisted living facilities, and home care has steadily increased over the past four years.
A census by America’s Health Insurance Plans indicates that 4.5 million Americans are now covered by health plans that include Health Saving Accounts.
ReliaStar Life Insurance Company has entered the Return of Premium (ROP) term life insurance market with the release of its ING ROP Term product.
John Hancock Life Insurance Company was the top U.S. life insurance company in total individual life insurance sales in 2006, according to LIMRA International. The company’s sales topped out at $735 million in total annualized premium. This represented a growth rate of nearly 20% over 2005, while the industry average…
The National Association of Insurance Commissioners says 56% of Americans claim they would be unable to pay their bills if they were to become disabled.
Most term life insurance policies offer term lengths of 10 to 30 years. But what happens at the end of the term? You may have options to renew your policy.
Many auto insurance companies will now consider your education level and occupation when determining your auto insurance rates.
Critical illness insurance pays a lump sum if you suffer a covered medical condition such as a heart attack, stroke, cancer, kidney failure, etc.
The American Association for Long-Term Care Insurance says that $3.3 billion in long-term care insurance benefits was paid during 2006.
Homeowner’s and auto insurance rates both fell for Texas residents in 2006
A study at the University of Florida found that two minutes in the microwave at full power could kill a range of bacteria, viruses, and parasites on kitchen sponges.
The National Highway Traffic Safety Administration says the fatality rate for drivers aged 16 – 19 years is four times that of drivers aged 25 – 69 years.
American General Life Insurance Company and The United States Life Insurance Company (NY) recently launched a bilingual customer service call center.
Accelerated death benefits allow the payment of part of the death benefit in the event the primary insured is diagnosed as terminally ill.
Life insurance medical requirements vary by life insurance company and policy, as well as your age and the amount of coverage you are applying for.
These are the top New Year’s Resolutions for 2007. Is purchasing term life insurance on your list of resolutions this year?
The Insurance Information Institute (I.I.I.) is reporting the average auto insurance rate will drop roughly 0.5 percent in 2007.
The number of life insurance companies in the United States has fallen from a high of 2,343 in 1988 to 1,179 in 2004; roughly a 50 percent drop.
December is traditionally one of the slowest months of the year for applications at most life insurance companies, making it the perfect time to apply.
Standard & Poor’s rating service upgraded John Hancock Life Insurance Company’s financial strength rating to AAA, the highest of 21 ratings offered.
There are many factors that go into selecting the best life insurance company for you. And many of them are specific to your unique circumstances.
Most life insurance companies will issue a policy on an individual for the purpose of covering a business loan. Guidelines will vary by the company.
Buy-Sell Agreements are typically arranged between the owners of a business, and they detail what is to occur upon the death of an owner.
If your business relies heavily on the skill and experience of key individuals, key person life insurance can help protect it.
The risk of a pedestrian being fatally struck by an automobile increases by four times on Halloween, according to a report by AAA Michigan.
CNNMoney.com reported today the average cost of a four-year private college is now $30,367 annually.
In an article titled, “Disaster Proof Your Family,” CNNMoney.com recommends readers visit QuickQuote to shop for a term life insurance policy.
An Allstate survey says women realize they may spend a portion of their retirements alone, due to divorce or the likelihood they will outlive their spouses.
ESPN.com reported today that Cory Lidle’s life insurance benefits may be in jeopardy due to a clause included in MLB’s life insurance policy.
QuickQuote has partnered with Liberty Life Insurance Company to offer a simplified issue term life insurance product that does not require a medical exam.
Transamerica Life Insurance Company has announced a rate reduction on some of its Trendsetter Super term life insurance products, effective October 2, 2006.
According to a survey commissioned by SBLI USA Mutual Life Insurance Company, 47 percent of American adults have no life insurance coverage.
A LIMRA study shows of people who bought life insurance in 2003, 72 percent of married couples and 66 percent of single parents bought term life insurance.
LIMRA says 86 percent of underinsured Americans have not purchased life insurance yet because they don’t want to feel pressured to buy.
The White House recently issued a letter penned by the President, endorsing Life Insurance Awareness Month, this September of 2006.
If you have a young family and you or your spouse stays home with the children, chances are only one of you has life insurance coverage. That’s not enough.
More than 25 percent of all U.S. households said they were likely to buy life insurance in the next year. Yet annually fewer than that actually do it.
According to LIMRA International, 68 percent of American adults have some form of life insurance coverage. And there’s more where that came from.
According to Inside Consumer-Directed Care, financial firms have opened more than 1.17 million HSA’s and manage nearly $1.5 billion in assets.
Temporary coverage can be a tremendous benefit to you when applying for life insurance. Pay your first premium and you’re covered during underwriting.
There are a few important guidelines you should follow when figuring out how much life insurance coverage you need. This guide will get you on track.
Lt. Colonel George Armstrong Custer purchased a $5,000 life insurance policy from New York Life Insurance Company on June 4, 1874, two years before he died.
According to LIMRA, 44% of all US households either do not own life insurance while realizing they should or own life insurance and believe they need more.
QuickQuote has launched its new Customer Service Center. Customers can view policy details and view real-time status on their pending applications.
West Coast Life Insurance Company announced a rate reduction on its term life insurance portfolio, effective July 24, 2006.
Term life insurance rating classes are just risk categories that life insurance companies use to classify applicants. These classes determine the policy rate.
House Resolution 912 was introduced to the U.S. House of Representatives on July 12, 2006, designating September 2006 as Life Insurance Awareness Month.
Fortune magazine recently released its annual Fortune Global 500 Companies list, and some of our partner life insurance companies made the cut.
We’ve released our new life insurance blog! Our goal is to help you learn more about life and health insurance and hopefully entertain you along the way.
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