American Amicable vs. Nationwide: Best Life Insurance Company in 2021

When comparing American Amicable vs. Nationwide, Nationwide life insurance rates are cheaper than American Amicable quotes. While the Nationwide insurance rating from A.M. Best is slightly higher than American Amicable's rating, the companies' Better Business Bureau ratings are the same. Compare American Amicable vs. Nationwide life insurance rates, ratings, and products to determine if either company meets your needs.

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

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Benjamin Carr was a licensed insurance agent in Georgia and has two years' experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. He is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

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Reviewed by Benji Carr
Former Licensed Life Insurance Agent

UPDATED: Jun 3, 2021

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Quick Facts

  • Nationwide life insurance rates are cheaper on average than American Amicable rates
  • Nationwide has a slightly better A.M. Best rating than American Amicable
  • Both companies have an A+ rating with the Better Business Bureau (BBB) and are accredited

You have a variety of life insurance companies to choose from. Comparing them side by side can be the most effective way to make a decision. In this guide, we’ll compare the prices and ratings of American Amicable vs. Nationwide life insurance companies to see which one is best for you.

Term and permanent life insurance, as well as other products, are available from each company. However, you should shop around and compare rates, ratings, and products before you choose between whether to buy American Amicable vs. Nationwide life insurance.

Also, don’t let your comparison shopping end with American Amicable vs. Nationwide. To compare life insurance rates from different providers for free, enter your ZIP code now.

American Amicable vs. Nationwide: Which company offers more affordable rates to women?

A lot of factors go into determining your life insurance rates, such as your age, gender, medical history, and habits.

This table shows you the average monthly American Amicable vs. Nationwide life insurance rates for women of various ages who don’t smoke.

American Amicable and Nationwide Average Monthly Life Insurance Rates for Women by Age
Age of Female Non-SmokerAmerican Amicable Average Monthly Rates Nationwide Life Average Monthly Rates
25$11.88$12.99
30$12.15$12.91
35$13.41$13.97
40$16.20$14.60
45$21.06$17.18
50$28.08$24.74
55$38.61$39.07
60$59.40$62.48
65$100.17$92.56
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Nationwide insurance rates are cheaper for women no matter the age. However, rates do increase as you age. It’s also important to note that rates will be higher if you smoke or have certain medical conditions.

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American Amicable vs. Nationwide: Which company offers more affordable rates to men?

Next, we’ll take a look at average monthly rates for men from American Amicable and Nationwide.

American Amicable and Nationwide Average Monthly Life Insurance Rates for Men by Age
Age of Male Non-SmokerAmerican Amicable Average Monthly Rates Nationwide Life Average Monthly Rates
25$14.67$13.71
30$14.40$13.71
35$15.57$14.60
40$19.98$16.55
45$27.99$20.65
50$39.06$34.80
55$57.51$49.57
60$88.47$80.63
65$136.80$125.49
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American Amicable life insurance rates are more expensive than Nationwide rates for men regardless of age.

It can be tricky to compare American Amicable vs. Nationwide life insurance quotes. While you can get Nationwide quotes online, you have to speak with an agent to receive American Amicable quotes.

American Amicable vs. Nationwide: Which company is more well-reviewed?

When it comes to selecting a life insurance company, ratings are also significant. Even with the lowest prices, if you can’t trust a company to help you when you need it, it’s not the right option.

Let’s look at Nationwide and American Amicable life insurance reviews and ratings.

A.M. Best evaluates insurance companies on their financial health. Ratings go from A++ all the way down to D. American Amicable received an A rating, meaning it has an excellent ability to meet financial obligations. Nationwide received an A+, showing it has a superior ability to meet financial obligations.

Better Business Bureau (BBB) ratings range from A+ down to F. Both companies received an A+ rating and are BBB accredited.

Although American Amicable and Nationwide have similar ratings, there are some differences between these two companies.

Founded over 100 years ago, American Amicable offers a variety of products, including term, whole, and universal life insurance. American Amicable also provides final expense coverage and annuities. You do have to speak with an agent to get a quote or file a claim.

Nationwide has been offering insurance for almost 100 years and provides a variety of services. Life insurance, annuities, and mutual funds are all available, as well as Nationwide retirement services. You can even get Nationwide pet insurance.

Learn more about each company with our American Amicable life insurance review and our Nationwide life insurance review.

We’ve gone over your options for affordable American Amicable vs. Nationwide life insurance, but there are many other companies out there that offer reasonably priced coverage.

You don’t have to choose between American Amicable vs. Nationwide life insurance. Enter your ZIP code now to compare life insurance quotes from different companies near you for free.

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