American Amicable vs. North American: Best Life Insurance Company in 2021

When comparing American Amicable vs. North American, North American life insurance rates are cheaper for both men and women. North American has a higher A.M. Best rating than American Amicable, but both American Amicable and North American have the same BBB rating and are accredited. Both American Amicable and North American offer various types of life insurance and annuities.

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

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Benjamin Carr was a licensed insurance agent in Georgia and has two years' experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. He is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

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Reviewed by Benji Carr
Former Licensed Life Insurance Agent

UPDATED: Jun 4, 2021

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Quick Facts

  • North American life insurance rates are cheaper than American Amicable rates for both men and women
  • North American has a higher A.M. Best rating than American Amicable
  • Both American Amicable and North American have an A+ rating with the BBB and are accredited

Choosing a life insurance company can be daunting with so many choices out there. We’ll look at American Amicable vs. North American life insurance companies side by side to see if either is the best option for you.

Both companies offer various services, such as term and permanent life insurance. Compare rates, ratings, and products before you buy American Amicable vs. North American life insurance to see who can offer you the coverage you need.

But, you don’t just have to choose American Amicable vs. North American. There are many options out there, so look around before making your decision.

Keep reading to learn more about American Amicable vs. North American. Enter your ZIP code now to compare life insurance rates from multiple companies near you for free.

American Amicable vs. North American: Which company offers more affordable rates to women?

Like with auto insurance, many different factors affect your life insurance rates. Companies look at your age, gender, medical history, and habits to calculate your rates.

This table compares average monthly American Amicable vs. North American insurance rates for women of different ages who don’t smoke.

American Amicable and North American Average Monthly Life Insurance Rates for Women

Age of Female Non-SmokerAmerican Amicable Average Monthly Rates North American Average Monthly Rates
25$11.88$8.89
30$12.15$9.06
35$13.41$9.24
40$16.20$11.00
45$21.06$14.43
50$28.08$19.18
55$38.61$28.07
60$59.40$41.27
65$100.17$66.00
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North American insurance is cheaper for women of all ages. However, rates do increase as you age. Keep in mind that your rates will be higher if you smoke or have certain health conditions.

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American Amicable vs. North American: Which company offers more affordable rates to men?

Next, we’ll look at average monthly American Amicable and North American rates for men.

American Amicable and North American Average Monthly Life Insurance Rates for Men
Age of Male Non-SmokerAmerican Amicable Average Monthly Rates North American Average Monthly Rates
25$14.67$11.26
30$14.40$11.26
35$15.57$11.26
40$19.98$13.55
45$27.99$17.25
50$39.06$23.58
55$57.51$35.38
60$88.47$57.38
65$136.80$103.75
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Once again, North American has the cheaper life insurance rates.

It might be difficult to compare American Amicable vs. North American life insurance quotes. While you can get North American quotes online, you have to speak with an agent to received American Amicable quotes.

American Amicable vs. North American: Which company is more well-reviewed?

Ratings are essential when choosing a life insurance company. If you can’t trust a company to come through for you when you need it, it’s not the right choice, even if the price is right.

That’s why it’s so important to compare North American and American Amicable life insurance reviews and ratings.

A.M. Best evaluates companies on their financial health. Ratings go from an A+++ down to a D. American Amicable received an A rating, showing an excellent ability to meet financial obligations.

North American received an A+, demonstrating a superior ability to meet financial obligations.

Better Business Bureau (BBB) ratings range from an A+ down to an F. Both American Amicable and North American received an A+ rating, and both companies are accredited.

Founded over 100 years ago, American Amicable products include term, whole, and universal life insurance.

American Amicable also offers final expense insurance and annuities. To acquire a quote or file a claim, you must speak with an agent.

North American has been in business for about 135 years, and the company offers life insurance and annuities. Claims are submitted by email or fax, but you can get an insurance quote online.

For more information, read our American Amicable life insurance review and our North American company life and health insurance review.

While it is possible to find affordable American Amicable vs. North American life insurance, compare products, rates, and ratings to decide if either company is right for you.

It’s important to remember that you don’t have to choose between American Amicable vs. North American life insurance. Many other companies have low-cost life insurance.

We hope you’ve learned everything you need to know about American Amicable vs. North American. Enter your ZIP code now to compare life insurance quotes from various companies in your area for free.

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