Healthy Cooking at Home Can Help Reduce Term Life Insurance Rates

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Tim is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance. He writes and creates stuff for QuickQuote and other insurance and financial websites...

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UPDATED: Mar 26, 2020

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Term Life Insurance and Healthy CookingTime spent preparing fresh nutritious food at home is one of the best things you can do for your health. By taking control over your meal ingredients you can avoid high blood pressure, clogged arteries and unnecessary calorie intake while boosting your nutrient intake. With all these benefits it is clear to see that eating at home can help you save money on your term life insurance policy. Below are some tips to help you get the most health benefits from your time spent cooking at home.

Substitute Whole-Fat Products

If recipes call for whole milk, you can substitute low and nonfat milk. Nonfat milk has about half the calories of whole milk, but all of the nutrients. In recipes that use a lot of dairy, substitution can save you some serious calories. This goes for recipes that call for creams, cheeses and yogurts as well.

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Avoid Non-Whole Grains

When you eat products like breads and pastas made with enriched, bleached, unbleached, semolina or durum flour, your body quickly converts this carbohydrate to sugar in your bloodstream. This causes the same health problems you get from consuming too much sugar. Stick to whole grain for better health.

Pay Attention to Portion

It is a great idea to make extra food so that you have a lunch or a dinner for another time.  The only problem is that making extra food might have you going for seconds when you wouldn’t ordinarily. Wrap up future meals into pre-portioned containers before you sit down to eat. This way you know exactly how much you will be eating both for dinner and for lunch the next day.

Treat Meat as a Side

Try using meat as a side rather than the main focus of the meal. Meats are heavy in fat and protein, which many of us are getting plenty of as is. Focus on vegetables, whole grains and fruits as the main part of the plate and you will instantly make your at-home eating significantly healthier. When you purchase meat, buy choice or select grades of beef. Prime grades of beef are heavily marbled while choice or select grades will be lower in fat.  Less marbling equals less fat, which equals better heart health and few calories.

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Use Less Salt

Use various spices and seasonings to enhance flavor instead of salt. You can lower your sodium intake and experiment with different seasonings which are likely to delight just as much as salt does. If you insist on using a little bit of salt when you’re cooking, always add it at the very end. That way salt’s flavor comes through stronger and you won’t need to use as much of it.

Use Less Oil

You want those healthy mono and unsaturated fats, but you want to limit the quantity. Use a brush or spray bottle to apply olive oil to your food. This gives you the flavor and the potential health benefits of olive oil without all the fat. Better yet, use non-stick pans. That way you’ll need to use less fats and oils to keep things moving on the stove. And that means fewer calories in your meal overall.

If you are eating at home, you are more likely to be mindful of your eating. That is the first step to living a healthy lifestyle. Following the above tips will further improve your overall health and your term life insurance policy.

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