It’s that time of year again. Time to reflect and look ahead to new beginnings (yes, that saying is wearing thin on us already, too). How about we think of the New Year as the perfect time to reboot and make plans for an exciting and prosperous next 12 months? In that spirit, here are three things to help you get a head start on your best year ever!
Cure Your Hangover
Hopefully, you’re not in this boat. But if you wake up tomorrow feeling like your head is sewn to the carpet, try this:
Hydrate – Dehydration is the primary cause of your morning-after suffering. If it’s not too late, alternate a glass of water with your alcoholic beverage of choice. This is the best way to stave off dehydration, according to the National Institute on Alcohol Abuse and Alcoholism. If you’re long past that point, start drinking water or a sports drink right away. It’s simply a classic case of better late than never. You need to replenish your body’s fluid and electrolyte levels as quickly as possible.
Medicate – Health.com advises staying away from aspirin, which may irritate your stomach (the last thing you need right now). And Tylenol taken in conjunction with alcohol can cause liver problems. The best choice for relieving some of a headache and other pains you are feeling is ibuprofen. However, if you’re feeling nauseous or even vomiting, you likely won’t be able to keep the medication down. You might find some relief from Alka-Seltzer.
Eat – Eating a light meal may help your queasy stomach and get valuable nutrients flowing again. It’s best to stay away from greasy breakfast foods and focus on simple, easily digested ones such as toast, cereal or even crackers. Gradually work your way toward more solid foods once your body can tolerate them.
Caffeinate – Wait — not so fast! If you are a regular coffee drinker, you may find some relief from a little caffeine. You may even be able to avoid a caffeine withdrawal headache. But if java is not on your daily menu, now is not the time to try it. Caffeine narrows blood vessels in the body and may make your symptoms worse.
Sleep – According to LiveScience, a hangover can last from 8 – 24 hours, depending, of course, on how much damage you did the night before. You are going to need as much rest as you can get. “The human body has an incredible capacity to heal on its own,” says Charles Cutler, MD, the chair of the American College of Physicians’ Board of Governors.
Make Your Resolutions
According to Statistic Brain, 45 percent of Americans regularly make at least one New Year’s resolution. If you’re in that group, you’ll be happy to know that people who explicitly make resolutions are ten times more likely to reach their goals. The top traditional resolutions are:
- Self-Improvement – 47%
- Weight/Health Related – 38%
- Money/Financial Related – 34 %
Review Your Term Life Insurance Policy
A year can go by so quickly (unless you’re incarcerated). What with all the vacations, holidays, parties, children’s activities, date nights, business trips and the like. As we reminisce about the past year and ask ourselves where it went, we have a golden opportunity to remind ourselves of any major life events we experienced. Perhaps you excitedly welcomed a new child into your home, or reluctantly sent one off to college. Maybe you bought a new house, or even better yet — built the house of your dreams. And what about your career? Did a new job take you to a new city or put you in a higher tax bracket?
An annual review of your term life insurance policy can help secure your family’s financial future in the wake of these and other life changing events. And it doesn’t always have to mean you will need more coverage either. Reviews can show that you no longer have the need for as much coverage as you are carrying. And if you do need the coverage you have or even more, reviewing term life insurance costs annually may result in finding a less expensive policy. Even though you’ve aged since your policy was issued, term life insurance rates have dropped significantly over the past several years. Let us know if you need help!