Life Insurance Policyholder Resources

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How to Cancel Your Life Insurance Policy in 2024

Buying a life insurance policy is one of the most responsible things you can do for yourself and your family. However, you may need to cancel your life insurance policy for whatever reason in the future. Life insurance can help protect your family’s future and provide funds for important expenses such as medical bills and...

Buying a life insurance policy is one of the most responsibl...

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How to File a Life Insurance Claim [2024]

If you’re daunted by the life insurance claim process, don’t be. This guide covers everything you need to know about how life insurance works and what you can do to collect life insurance as a beneficiary. You need a copy of the death certificate to collect any life insurance benefits. You can’t file a life...

If you’re daunted by the life insurance claim process, don...

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Insurable Interest [2023]

Insurable interest is important when it comes to insuring property and belongings because it protects people from taking out insurance policies on things they do not own, lease, or have a claim to. Insurable interest also covers your right to ensure your property. This is because if you have a stake in the value of...

Insurable interest is important when it comes to insuring pr...

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How does life insurance work?

If your family were to lose your entire income today because you passed away in an accident, who would cover the mortgage or keep food on the table? This is where life insurance can help you protect your family and your loved ones. Is life insurance worth it? Life insurance works to protect your loved...

If your family were to lose your entire income today because...

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Can life insurance be cashed out?

If you’re one of the 52% of Americans who carries some form of life insurance, cashing out your life insurance policy might seem like a viable option for making ends meet during difficult economic times. Despite the financial benefits that can come from cashing in your life insurance, there can also be significant drawbacks that...

If you’re one of the 52% of Americans who carries some for...

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Is life insurance taxable?

The insurance market has always provided people with various choices when choosing a provider, and with choices come questions. For example, a popular question revolves around whether or not life insurance is taxable.  Taxes are frustrating enough, so we want to take the guesswork out of whether or not there are taxes on life insurance....

The insurance market has always provided people with various...

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Laddering Life Insurance Policies: What You Need To Know [2024]

Like most people, you probably think of life insurance as a one-time purchase: You buy a policy, and that’s it. But what if there was a way to save money when buying life insurance? That’s where the ladder life insurance strategy comes in. The ladder strategy is a way to save money on your life...

Like most people, you probably think of life insurance as a ...

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How To Pay For Your Term Life Insurance Policy [2024]

Like paying for your term life insurance policy? Of course not. But since you're a responsible, law-abiding citizen, you may as well save some money.

Like paying for your term life insurance policy? Of course n...

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How To Cancel Your Fidelity Life Insurance Policy [2024]

Do you want to learn how to cancel your life insurance policy”}” data-sheets-userformat=”{“2″:4224,”10″:2,”15″:”Arial”}”>how to cancel your life insurance policy with Fidelity Life? Canceling Fidelity Life insurance can be done in a few steps. But how many steps do you need to take to cancel Fidelity Life insurance? Don’t worry — we’re here to help. Read...

Do you want to learn how to cancel your life insurance polic...

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How To Cancel Your Aetna Life Insurance Policy [2024]

If you are looking to cancel your Aetna life insurance policy, whether because Aetna life insurance quotes are too pricey for you or for any number of reasons, you probably have a few questions about the process. We are going to provide you with all the information you will need, as well as answer the...

If you are looking to cancel your Aetna life insurance polic...

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How To Cancel Your Gerber Life Insurance Policy [2024]

A life insurance policy isn’t a legal requirement like carrying auto insurance, which means you can cancel Geber life insurance anytime. If you decide that Gerber life insurance is no longer for you, you can choose to cancel your Gerber life insurance policy online or by phone. We will cover how to cancel permanent life...

A life insurance policy isn’t a legal requirement like car...

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How To Negotiate a Bodily Injury Settlement [2024]

You ought to recover compensation whenever you experience personal injury due to reckless or negligent acts of another person. Unfortunately, the insurance company may sometimes provide a low offer as compensation because most injured individuals may not know how to evaluate damages and get a fair settlement. The goal of insurance adjusters, after all, is...

You ought to recover compensation whenever you experience pe...

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Life Insurance Rebating (Terms Explained)

If you’re shopping for life insurance, you are likely seeking the best deal possible. Acquiring cheap rates is important, but you should steer clear of any illegal practices. An insurance rebate is an illegal act of offering money back for selecting an insurance policy. This money usually derives from the commission promised to an insurance...

If you’re shopping for life insurance, you are likely ...

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Is a personal injury settlement taxable?

If you’ve suffered a personal injury that was the fault of another party, it can be an incredibly difficult time. You may be dealing with an injury that is preventing you from working or even carrying out your simple day-to-day tasks. On top of that, you have the financial stress of not being able to...

If you’ve suffered a personal injury that was the faul...

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Medical Information Bureau (MIB): What It Does & How It Works

What is the Medical Information Bureau’s purpose, and how can it affect your life insurance? Also, who makes up the Medical Information Bureau currently? The Medical Information Bureau is now known as MIB, and is a non-profit corporation that securely maintains consumer information. Health and life insurance companies use MIB’s database to verify applicants’ health...

What is the Medical Information Bureau’s purpose, and how ...

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How to Sell Your Life Insurance Policy [2024]

There are many reasons why someone may want to sell their life insurance policy. If you want to cash out quickly, you found the right guide for answers. Before you start, it’s essential to know the market before you sell your life insurance policy for cash. Understanding who you are selling to will help you...

There are many reasons why someone may want to sell their li...

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Does Securian Financial offer 401(k) plans?

Securian Financial Group is one of the largest group insurers and financial planners in the U.S.. Along with the Securian 401(k) plan, its suite of retirement products also includes pension plans and 403(b) and 457 plans for tax-exempt and non-profit businesses.  Securian 401(k) plans are available to employers who want to offer their teams competitive...

Securian Financial Group is one of the largest group insurer...

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Life Insurance Automatic Premium Loan Provision (Terms Explained)

Permanent life insurance policies are typically issued with multiple riders and provisions that specify the details of the policy. One such provision is the automatic premium loan provision which protects policyholders from lapsing on their policy due to nonpayment of their premiums. Read more below about how the automatic premium loan provision works with a...

Permanent life insurance policies are typically issued with ...

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How To Fill Out a Money Order [2024]

Money orders are secure and widely accepted forms of payment that you can use to send money to individuals or businesses. Even more exciting is that if you want to put money down to obtain affordable life insurance, knowing how to fill out a money order can help you buy the coverage that you need....

Money orders are secure and widely accepted forms of payment...

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How to Access the Medical Information Bureau (MIB) [2024]

When you apply for life insurance or some other type of health-related insurance, the information you put on your application is submitted to the Medical Information Bureau (MIB), which compiles all of the data into a single report. Insurance companies can access these reports to ensure accurate information on applications. Consumers can also access their...

When you apply for life insurance or some other type of heal...

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