Return of Premium Term Life Insurance Calculator

This calculator helps you compare the costs of regular term life insurance and ROP term life insurance. The calculator provides the rate of return on a selected ROP term life policy and the rate of return that would be required from outside investments to match or exceed the return provided by the ROP term life policy. You can then decide if ROP term life is the best choice based on these results.

If you would like to compare two policies you know the information for, use our general return of premium calculator.

Please provide the information requested below and click 'Run Calculation' to proceed.

Compare Regular Term and Return of Premium Term Policies

Why All the Questions

Privacy Policy

State of Residence
Date of Birth
Tobacco / Nicotine Use
Rating Class
Coverage Amount
Length of Coverage
Tax Rate (state plus federal)