Fidelity Life Association

Ready to compare quick life insurance quotes?

Your life insurance quotes are always free.

 Secured with SHA-256 Encryption

Tim is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance. He writes and creates stuff for QuickQuote and other insurance and financial websites.

Full Bio →

Written by

Benjamin Carr was a licensed insurance agent in Georgia and has two years' experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. He is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

Full Bio →

Reviewed by Benji Carr
Former Licensed Life Insurance Agent

UPDATED: Jul 19, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right life insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance company and cannot guarantee quotes from any single company.

Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.

Company Description

Fidelity Life Association is a Legal Reserve Life Insurance Company. Fidelity Life was established over a century ago as a fraternal benefit society in the state of Illinois designed to provide financial security for the growing middle class of the Midwest and Northern states.

Today, Fidelity Life continues the tradition of serving the needs of Middle Americans through innovative products, consumer-friendly service and a staff of some of the most talented, dedicated and creative people in the industry. With a consumer-centric reputation built on innovation, we are dedicated to providing a customer experience unique in the industry today.

Besides life insurance that meets your needs, Fidelity Life has combined technology with underwriting innovation to create a unique, web-based underwriting process that speeds up the time needed to approve you for a policy. By utilizing the Internet and the active involvement of our underwriters, we virtually eliminate embarrassing exams, invasive tests and tedious delays so you obtain coverage from Fidelity Life in days, not months.

Currently, Fidelity Life has over 22.69 billion of life insurance in-force, over 515 million in admitted assets, and capital and surplus of over 257 million.

Your life insurance quotes are always free.

 Secured with SHA-256 Encryption

Company Contacts

8700 W. Bryn Mawr Ave.
Chicago, IL 60631


Company Website

Company Info

Year Founded:  1896

AM Best Rating:  A- (as of 2016)

S&P Rating:  Not Rated

Company Spotlight:  Fidelity Life Association

Company Goods

Rapid Decision TermSenior Term LifeAccidental Death Benefit

Your life insurance quotes are always free.

 Secured with SHA-256 Encryption

Policy Info

Optional Term Life Features

  • Dependent Child Rider: Available for an additional cost. The Dependent Child Rider provides death benefit protection for families with one or multiple children. The maximum amount is $25,000 for eligible dependents. Expires at each child’s age 23 or the Primary Insured’s age 65, whichever is earlier.
  • Accidental Death Benefit Rider: Available for an additional cost. The ADB Rider provides an additional death benefit in the event the Primary Insured dies as the result of an accident. Benefit amounts between $25,000 and $250,000 are available. It’s available for ages 20–65 and expires at age 80.

Legal Info

Fidelity Life Association is headquartered in Chicago, IL and is licensed in all states and the District of Columbia, except for WY and NY. Rapid Decision Express Form F4000 is not available in all states. Riders may be subject to underwriting approval. Certain exclusions in coverage apply. Our NAIC number is 63290.

Company Products

Rapid Decision Express Term Life

  • Simplified Issue term life insurance up to 0,000
  • Level death benefit term life insurance, renewable to age 95
  • Approvals within 24 to 48 hours

Rapid Decision Senior Life Term

  • Term Life Insurance for people ages 50-85
  • Partial coverage begins immediately
  • Cost is fixed for the life of the policy

Accidental Death Benefit

  • Accidental death insurance for people ages 20-59
  • Coverage amounts from $50,000 – $250,000
  • Approval is guaranteed, no medical questions to answer
  • Most applications are approved within 24 hours
    20-year term life insurance with rates guaranteed to remain the same for the entire 20-year term period.

Ready to compare quick life insurance quotes?

Your life insurance quotes are always free.

 Secured with SHA-256 Encryption

QuickQuote is a BBB Accredited Business. BBB