Tim is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance. He writes and creates stuff for QuickQuote and other insurance and financial websites.

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UPDATED: Oct 30, 2020

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We offer Nebraska residents life insurance from several of the best NE life insurance companies. Life insurance is very similar from state-to-state, with a few exceptions, so your Nebraska life insurance rates may vary.

However, this guide should help you understand the differences in Nebraska life insurance as well as find resources in your state. We’ll also show you how to get the best life insurance in Nebraska.

Before we dive into this guide, find affordable Nebraska life insurance rates by clicking on our FREE quote tool above. Get started now.

Table of Contents

Nebraska Life Insurance Quotes

We offer Nebraska residents life insurance from several A-rated life insurance companies. Life insurance is very similar from state to state, with a few exceptions. This guide should help you understand the differences as well as find resources in your state.

Policy Cost – The premium (cost) you pay for your life insurance policy does not vary by state. It is the same regardless of which state you live in. Premiums are set by life insurance companies then approved by the State Insurance Department.

Company Availability – Not all companies are available in every state. For example, if a life insurance company has not filed its product or rates with your State Insurance Department, that company won’t be available in your state. Company availability changes often due to new filings.

Product Availability – There are instances where life insurance companies offer only specific products or riders in a state. For example, a company may offer a child insurance rider on their policy, but the feature may not be available in all states. These exclusions can be viewed by clicking on the life insurance companies in the list below.

Nebraska life insurance also offers residents a 10-day free look period, a 31-day grace period, a guarantee of death benefits up to $300,000, and a timely payment of death benefits. 

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Life Insurance Rates in Nebraska

To give you an idea of what Nebraska life insurance rates look like, you can check out the chart below to see what the top companies charge based on age, marital status, and gender for both smokers and non-smokers. 

Keep in mind that your Nebraska life insurance quotes may be different, especially depending on which type of Nebraska life insurance policy you choose.

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In this next chart, you can also see how many Nebraska life insurance companies there are in comparison to other midwestern states.

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As you can see in the above chart, Nebraska is home to 34 life insurance companies that operate specifically in the state, which means plenty of options. Get access to the best Nebraska life insurance with our free comparison tool on this page to save money.

Nebraska Guaranty Association

State guaranty associations are committed to protecting resident policyholders and beneficiaries in the event of an insurance company insolvency. The association is made up of all insurance companies licensed to sell life insurance, health insurance and annuities in the state. If an insurance company becomes insolvent (goes out of business), the association steps in to protect policyholders by continuing coverage and paying claims, up to defined limits.

In Nebraska, a life insurance policy is protected up to $300,000. This amount is the maximum benefit provided for any one life. In other words, multiple policies on any one person are limited to this amount.

Nebraska Life Insurance Contacts

Here is a list of all the necessary state contacts for residents with Nebraska life insurance claims and other related matters.

Guaranty Association

If you need information about a Nebraska life insurance or health insurance guaranty, contact the Nebraska Life & Health Insurance Guaranty Association at 1-402-474-6900 or visit the website.

Insurance Department

For the latest updates from the Nebraska Department of Insurance, you can call 1-877-564-7323 or visit the website. You can also stop by the Nebraska Department of Insurance address, which is 1135 M St #300, Lincoln, NE 68508.

Here, you can learn about Nebraska state health insurance, including the requirements for the Nebraska life and health insurance exam.

If you already have a policy, you can access information about your providers, such as the Nebraska Department of Insurance license lookup and Nebraska Department of Insurance license renewals. You can also obtain up-to-date information about any Nebraska Department of Insurance producer licensing or Nebraska Department of Insurance title insurance status.

Legal Info

QuickQuote is licensed to sell life insurance in Nebraska under Agency License Number 224934.

The licensed company principal is Tim Bain, Agent License Number AG273424.

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Nebraska Life Insurance Companies

American General Life Insurance Company

Banner Life Insurance Company

Fidelity Life Association

Haven Life / MassMutual

John Hancock Life Insurance Company

Lincoln National Life Insurance Company

Metlife Life Insurance Company

North American Company for Life & Health Insurance

Pacific Life & Annuity Company

Principal Life Insurance Company

Protective Life Insurance Company

Pruco Life Insurance Company (Prudential)

Sagicor Life Insurance Company

The Savings Bank Life Insurance Company of Massachusetts (SBLI)

Transamerica Life Insurance Company

United of Omaha Life Insurance Company

Don’t wait — Use our free quote tool to get affordable life insurance rates in Nebraska. Get started now.