Obesity and Term Life Insurance

Refer to our guide to learn more about obesity and term life insurance. Your build is a critical factor in underwriting a term life insurance application. Every life insurance company considers your height and weight when determining which rating class to place you in. Be sure to ask your agent how your build will affect your application. You can also input your build when you get free term life insurance quotes from our comparison tool below.

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Schimri Yoyo is a financial advisor with active life and health insurance licenses in seven states. Born in Haiti. Reared in Brockton, MA. Matured in Philadelphia. Schimri is a proud graduate of Arcadia University, having earned both a Masters in Special Education and an MFA in Creative Writing from the castle-riddled campus in Glenside, PA. By personality and by profession, Schimri is an educator...

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UPDATED: Oct 28, 2020

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The Centers for Disease Control and Prevention (CDC) recently released the results of a government survey showing the states with the highest levels of obesity in the country. The South dominated the top ten, due mostly in part to diet habits that tend to include fatty and fried foods. Obesity is determined by an individual’s Body Mass Index (BMI).

Learn more about BMI.

Calculate your BMI.

Mississippi had the highest obesity rate once again this year, with 32 percent of residents falling into the obese category. Colorado had the lowest rate in the nation at 19 percent.

  1. Mississippi – 32%
  2. Alabama – 30.0%
  3. Tennessee – 30.1%
  4. Louisiana – 29.8%
  5. West Virginia – 29.5%
  6. Arkansas – 28.7%
  7. South Carolina – 28.4%
  8. Georgia – 28.2%
  9. Oklahoma – 28.1%
  10. Texas – 28.1%

Your build is a critical factor in the underwriting of a term life insurance application. Every life insurance company considers your height and weight when determining which rating class to place you in. Most companies will offer coverage to individuals with larger BMI’s; however, the premiums will be higher due to the increased risk is taken on by the company.

Be sure to ask your agent how your build will affect your application. You can also input your build when obtaining term life insurance quotes from our term life insurance quoting system. Be honest for the best results!

Ready to compare quick life insurance quotes?

Your life insurance quotes are always free.

 Secured with SHA-256 Encryption

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