Face it. Shopping for insurance ranks right up there with watching paint dry and waiting for the kettle t boil. Insurance is almost like a tax, you have to pay it but you never think about it too much until you need it.
If you ever do decide you want to try saving money on your insurance, you ultimately spend hours on the phone getting confused trying to compare various packages.
Fret no more. Whether it's homeowners, life or auto, the web offers a variety of tools for comparison-shopping for the best rate available in the least amount of time.
The following sites can offer you comparisons of various insurance carriers along with calculators, reference material - even information on how to insure your pets!
INSWEB.COM - Offers a large number of automobile quotes. You fill out a number of extensive
Amount of information about your vehicles, your driving record and more, but the quotes that you get back are very close to what you will actually pay.
Note: With any site, the more information you give, the more the site can accurately estimate you final premiums.
INSURANCE.COM - I admit to pure unadulterated curiosity on this one. As the owner of four dogs, I wanted to know what kind of insurance I could put on the pooches as part of an over all financial planning package. The upshot on pet insurance is that you can get health coverage for neutering, spaying and other important procedures. No, you can't get $100,000.00 in whole life coverage on “Fluffy”, but you can offset your medical expenses buy up to 80%, which anyone who has ever paid a $200.00 veterinarian bill will tell you is a great thing!
ANSWERFINANCIAL.COM - This site offers a variety of tools to help you plan your overall financial and insurance positions. They offer calculators to help you plan not only our insurance purchases, but your auto and home financing as well. Their objective is to help you get the “big” picture when it comes to planning your finances, of which insurance is just a part.
QUICKQUOTE.COM - Want to leave your family financially well taken care of when you head into the great beyond? Well this makes it very easy to get and compare several different life insurance quotes. Everything is anonymous so you don't have to give your name or email and the results are displayed right in your browser's window. A great place to start if you want to get ball park figures on how much various life insurance packages will run you.
As with any type of purchase, researching insurance prices online represents an excellent way to save money and time. Just make sure you compare services across several different sites since many of them partner with different insurance companies.
The best rate on one site may not be the best rate you can find in the overall market with a little more digging.