Umbrella Insurance for Those Rainy Days

With so many types of insurance products to concern ourselves with, it's easy to overlook something as seemingly insignificant as umbrella insurance. An umbrella insurance policy provides protection beyond the limits of other types of insurance, including your current term life and homeowners coverage. Get free umbrella insurance quotes with our free comparison tool below.

Ready to compare quick life insurance quotes?

Your life insurance quotes are always free.

 Secured with SHA-256 Encryption

Tim is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance. He writes and creates stuff for QuickQuote and other insurance and financial websites.

Full Bio →

Written by

UPDATED: Oct 28, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right life insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance company and cannot guarantee quotes from any single company.

Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.

Term life insurance… Check. Auto insurance… Check. Health insurance… Check.

Umbrella insurance… Not exactly.

With so many types of insurance products to concern ourselves with, it’s easy to overlook something as seemingly insignificant as umbrella insurance. But that may be an expensive oversight.

What is Umbrella Insurance?

Umbrella insurance provides protection beyond limits of other types of insurance.

For example, if your 16-year old son forgets to put the parking brake on the family car and it ends up in the neighbor’s living room, your auto or home insurance policies may not cover the entire amount of damages, especially if a lawsuit is involved. Enter umbrella insurance. This policy extends your limits of coverage on your other policies and protects you from paying hefty damages or judgments out of your pocket.

Umbrella insurance can provide coverage for:

  • Property damages
  • Bodily injuries
  • Legal fees

Umbrella insurance is relatively inexpensive and can be tailored to meet your specific needs. It’s a good way to protect your assets and income from extremely large claims and lawsuits that your standard insurance policies will not cover.

Ready to compare quick life insurance quotes?

Your life insurance quotes are always free.

 Secured with SHA-256 Encryption

QuickQuote is a BBB Accredited Business. QuickQuote Financial, Inc. BBB Business Review