Term Life Insurance Calculator: Calculate Your Term Life Insurance Needs [2025]
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Tim Bain
Founder & Life Insurance Agent
Tim Bain is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Founder & Life Insurance Agent
UPDATED: Sep 19, 2024
It’s all about you. We want to help you make the right life insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance company and cannot guarantee quotes from any single company.
Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.
Got 2 minutes? Then you’ve got time to figure out how much life insurance you need.
To determine how much money you’re family will need at the time of your death, you’ll need to consider (1) immediate obligations and, (2) future income.
Our calculator makes this easy to do. Let’s do this.
Life Insurance Planning Tool
Not sure if you even need life insurance? This tool should help.
Most people know when they need life insurance. Maybe they just bought a new home or welcomed a new child to the family. But it’s not always that obvious. What if you don’t know? What if you’re not like most people?
Don’t worry. We have a little tool to help you figure it all out. Give it a try, and maybe, just maybe, things will become more clear for you.
