Minnesota Life Insurance Review 2020 (Quotes Comparison & More)

Minnesota Life offers a strong range of affordable life insurance products. In fact, in this Minnesota Life insurance review, non-smokers can get a term life insurance plan for less than /month.

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Schimri Yoyo is a financial advisor with active life and health insurance licenses in seven states. Born in Haiti. Reared in Brockton, MA. Matured in Philadelphia. Schimri is a proud graduate of Arcadia University, having earned both a Masters in Special Education and an MFA in Creative Writing from the castle-riddled campus in Glenside, PA. By personality and by profession...

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UPDATED: Aug 12, 2020

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Minnesota Life Company Overview
Key InfoCompany Specifics
Year Founded1880
Current ExecutivesChairman, President & CEO – Christopher M. Hilger
CFO – Warren J. Zaccaro
Number of Employees6,400
Total Sales / Total Assets$5,495,800,000 / $51,887,800,000
HQ Address400 Robert Street North
St. Paul, MN 55101
Phone Number1-833-810-8265
Company Websitewww.securian.com
Premiums Written – Group Life / Individual Life$2,400,000,000 / $199,000,000
Financial Standing-9.4% From 2017
Best ForWomen, Whole Life Insurance, No Exam Insurance
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So, you’re ready to shop for life insurance. What’s next? This Minnesota Life insurance review will tell you everything you want to know if you’re thinking about going with this company. As you’ll see shortly, non-smokers can get a term life insurance plan for less than /month.

Minnesota Life operates under the brand Securian Financial, so you may see references in resources, websites, and social media to Securian Financial as applicable.

Throughout this comprehensive Minnesota Life insurance review, you will learn everything about different types of life insurance and anything else you need to know about this top 10 ranking life insurance company, including how to get quotes in your ZIP code.

Don’t wait — before you read this minnesota life insurance review, start comparing life insurance rates now by clicking on our FREE quote tool above.

Shopping for Minnesota Life Insurance Quotes

Shopping for life insurance can feel intimidating. There are many considerations and what may seem like endless options. And what if you commit one of the four common mistakes made when purchasing term life insurance or forget something? These can drive us to inaction despite knowing we and our families would benefit from having life insurance coverage.

According to the 2018 Insurance Barometer Study, one in five people who don’t have life insurance says they need coverage. While one in five people who have life insurance says they don’t have enough.

Additionally, 35 percent of households would feel the financial impact within one month if the primary wage earner died.

When shopping for life insurance, deciding on a coverage amount is an important consideration and can be tricky. Key things to consider are one’s present and future life circumstances.

What current financial commitment would need to be covered immediately upon death like funeral costs, mortgage, loans, and other debt? What expenses will arise after death like a spouse’s retirement and children’s education?

So what is the right time to buy or increase life insurance? Is there a right or wrong time to buy life insurance? A good rule of thumb is to consider big life changes such as marriage, the birth of a child, or even divorce as a reminder to take a look and make any updates as needed.

Average Minnesota Life Insurance Rates by Age

On average, women pay less for life insurance than men. The most basic reason is that women live on average six to eight years longer than men.

Below are average rates for smoking and non-smoking women ages 30, 40, and 50 for various coverage terms with Minnesota Life:

Average Monthly Life Insurance Rates for Females by Age & Tobacco Use
Female Age & Tobacco Use$100,000/
20-Year
Term Life
$250,000/
20-Year
Term Life
$100,000
Whole Life
$250,000
Whole Life
30-Year-Old Non-Smoker$8.21$13.91$82.60$180.69
40-Year-Old Non-Smoker$9.83$17.96$116.80$260.08
50-Year-Old Non-Smoker$17.31$36.68$171.31$386.86
30-Year-Old Smoker$19.89$43.12$105.32$237.57
40-Year-Old Smoker$29.66$67.54$152.04$347.82
50-Year-Old Smoker$63.45$152.02$232.50$537.63
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Below are average rates for smoking and non-smoking men ages 30, 40, and 50 for various coverage terms with Minnesota Life:

Average Monthly Life Insurance Rates for Males by Age & Tobacco Use
Male Age & Tobacco Use$100,000/
20-Year
Term Life
$250,000/
20-Year
Term Life
$100,000
Whole Life
$250,000
Whole Life
30-Year-Old Non-Smoker$8.81$15.43$91,72$202.03
40-Year-Old Non-Smoker$11.04$21.00$134.81$301.36
50-Year-Old Non-Smoker$22.17$48.83$201.25$455.97
30-Year-Old Smoker$22.62$47.94$115.43$261.67
40-Year-Old Smoker$35.11$81.18$171.58$393.66
50-Year-Old Smoker$84.66$205.04$262.97$609.25
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Men start out only paying a few dollars more than women, but age, smoking, and increased coverage amounts all increase the rates and further differentiate rates between men and women.

Smoking increases the cost of life insurance for both men and women. The same coverage for a man or woman of the same age who smokes will see a policy rate more than double that of a non-smoker.

A male smoker looking for long-term or whole life can expect to pay the most for life insurance. As an incentive, not only does quitting smoking improve your health, it will save you money on life insurance.

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Minnesota Life’s Insurance Policies

Choosing the type of life insurance policy best for your life and needs now and in the future is a weighty undertaking.

Life insurance is an important financial safety net that provides a tax-free death benefit to beneficiaries upon your death.

Minnesota Life wants to provide financial solutions through insurance to help provide for your family and loved ones.

Minnesota Life offers two types of life insurance: term and permanent.

Term life insurance offers coverage for a set period of time. Permanent life insurance typically covers someone’s whole life and has the potential to accumulate cash value based on the policy chosen. Minnesota Life offers two types of permanent life policies: whole and universal.

See the chart below to compare the two types of life insurance offered from Minnesota Life:

Minnesota Life Insurance Policy Comparison
Benefits & ConsiderationsTerm Life InsuranceWhole Life Insurance
Tax-advantaged death benefit for beneficiariesYesYes
Guaranteed death benefit while the policy remains in forceYesYes
Potential lifetime coverageNoYes
Simple productYesNo
Flexible premiums and death benefitNoYes
Potential to build tax-deferred cash value that can be accessed for various needsNoYes
Requires regular policy reviewNoYes
Agreements allow policy customizationYesYes
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There are advantages to both types of life insurance offered by Minnesota Life. More information about each type is below so you can decide what best meets your needs.

Term Life Insurance

Term life insurance is a policy that pays a death benefit to beneficiaries should you pass away during the term of your policy coverage. There are advantages and disadvantages of selecting term life insurance.

Term Life Insurance Advantages and Disadvantages

Key points about term life insurance from Minnesota Life:

  • Terms generally range from 10 to 20 or 30 years
  • Simple, straightforward protection
  • Less expensive than permanent life policies
  • May be able to convert to permanent protection
  • No cash value buildup

Group term life insurance is also an option offered by minnesota life insurance. U.S. Bank is the policyholder of those group policies, which you would obtain through your employer.

Depending on your employer’s specific plan offerings, you may need to add additional coverage on top of that, such as the Minnesota Life supplemental life insurance to cover either yourself or your dependents.

Although term life insurance is what most people may think of when they think of life insurance, there are other options.

Whole Life Insurance

The first type of permanent coverage offered by Minnesota Life is whole life insurance. Whole life insurance provides guaranteed protection for your entire life and fixed cash value growth over time.

Key points about whole life insurance from Minnesota Life:

  • Predictable, stable premium amounts for the duration of the policy
  • Lifetime protection for your loved ones
  • Fixed interest rates for cash value growth
  • Low-risk with predictable growth
  • More expensive than term coverage

Even though whole life insurance is more expensive than term coverage, it can be advantageous if life insurance is seen as an investment opportunity.

Universal Life Insurance

Universal life is the second kind of permanent life policy offered by Minnesota Life. Universal life offers flexibility as your life changes.

Key points about universal life from Minnesota Life:

  • Flexible premiums (fixed or adjustable)
  • Ability to adjust benefit amount
  • Ability to build and use the cash value
  • Using cash value will reduce the death benefit
  • Tax penalties may result if using the cash value as loan or withdrawal

Most importantly, the cash value of the policy changes over time.

Universal Life: How it grows and what it costs to operate

In addition to the three life insurance options above, Minnesota Life offers options for specific concerns one might have in regards to health and unexpected health expenses.

Long-Term Care & Chronic Illness Life Insurance

Life insurance policy’s death benefit is likely the main reason for purchasing a policy. However, as we age, declining health could impact finances and the ability to pay for care if needed during retirement.

Minnesota Life offers options to purchase coverage for long-term care and chronic illness. Here are some key points about long-term care insurance and chronic illness coverage from Minnesota Life:

  • Flexibility in how to use benefits (nursing home vs at home)
  • Benefits paid upon meeting eligibility requirements
  • Benefits may impact the policy’s death benefit and other features

You may be able to include optional chronic illness coverage on a new policy, or you may be able to buy a hybrid policy that includes built-in long-term care or chronic illness benefits.

Accidental & Illness Insurance

In addition to life insurance, Minnesota life offers a few additional insurance options for accidental and illness coverage.

Minnesota Life Accidental and Illness Insurance Policies
Insurance TypePolicy Details
Accidental DeathProvides payment if you or covered family member experience fatal covered accident.
AccidentLump sum cash payment if you suffer from an accident covered under the policy.
Critical IllnessLump sum cash payment if you are diagnosed with an illness covered under the policy.
Hospital IndemnityPredetermined lump sum cash payment while hospitalized as a result of serious accident or illness as defined by your policy.
Accidental Death & DismembermentCoverage for fatal and nonfatal accidents involving dismemberment or loss of eyesight or hearing.
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These additional types of insurance can help in times of crisis and need for things medical insurance may not cover. Depending on the type of coverage desired, these policies may be available on their own or from your employer.

How to Get a Quote Online With Minnesota Life

At this time, you are unable to get an insurance quote online from Minnesota Life. Their site recommends contacting a financial advisor, which you can do on their website.

Minnesota Life (Securian Financial) Website Find a Financial Advisor

You can search for one by location to get connected and begin planning for your life insurance needs.

To save time, you can always get a quote for Minnesota Life as well as comparison shop in your ZIP code, by using our FREE quote tool below.

Canceling Your Life Insurance Policy

You never know what may happen in life, and there may be a need to cancel your life insurance policy. This can be done at any time within the stipulations of your policy. Generally, there are no refunds on premiums when a life insurance policy is canceled.

How to Cancel

To cancel your policy with Minnesota Life, log into your account online and follow the instructions provided. You can also contact your financial advisor or customer service at 1-833-810-8265.

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How to Make a Claim With Minnesota Life

To make a claim with Minnesota Life you can find direct links on the Securian Financial website. You don’t have to log in to your own account to use this resource. The Minnesota Life Insurance company death claim form can be found by anyone.

Minnesota Life (Securian Financial) Website Claims Page

You can also contact your financial advisor individually or call 1-800-494-8401 to report a claim or inquire about an existing claim.

Minnesota Life’s Customer Experience

As you’re shopping for life insurance, no matter the company, it’s important to consider the customer experience. Both the NAIC Complaint Index and J.D. Power are excellent places to start in that regard.

NAIC Complaint Index

The National Association of Insurance Commissioners (NAIC) measures complaints of an insurance company against a national average. In 2019, Minnesota Life received a total of 28 complaints related to life insurance. Below is the breakdown of those complaints by type of insurance.

Minnesota Life Complaints by Policy Type (2019)
Policy TypeNumber of Complaints
Individual Life8
Group Life6
Term (Group)4
Universal (Group)4
Credit Life (all)4
Accidental Death & Dismemberment (Group)2
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The NAIC takes complaint information, compares it to the national average, and gives a complaint index score above or below the baseline of 1.00. A number higher than 1.00 indicates complaints higher than the national average, and a number lower indicates fewer than the average.

Complaint information is also reported based on the share of complaints in the U.S. marketplace for each policy type, as available, compared to its share of premiums in the marketplace. In the table below you can find Minnesota Life’s complaint index score and share of complaints for three policy types.

Minnesota Life Complaint Index for Individual, Group, and Group Accident & Health Policies
Policy TypeNumber of ComplaintsComplaint Index ScoreShare of Complaints in U.S. MarketShare of Premiums in U.S. Market
Individual Life8.220.33%1.47%
Group Life6.622.56%4.13%
Group Accident & Health1.100.01%0.20%
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Minnesota Life is below the baseline of 1.00 on all three of the policy types explored above. This indicates that Minnesota Life receives fewer complaints than most other insurance companies for each of these three types of insurance.

Another comparison that can give valuable information is the share of complaints versus the share of premiums in the U.S. marketplace.

For each of the three types, the share of complaints is lower than the share of premiums, indicating complaints are lower for Minnesota Life than what might be expected given its size in the marketplace.

J.D. Power

J.D. Power conducts a yearly U.S. life insurance study. They release a Power Circle rating, which provides a rating based on feedback from a sample of customers.

Minnesota Life (Securian Financial) received a two out of five power circle rating. This puts them in the category J.D. Power calls “The Rest,” the lowest power circle rating given.

Another way Minnesota Life contributes to the community is by taking care of its employees.

Minnesota Life’s Programs

Minnesota Life also has great resources and programs available to current and prospective customers alike.

Although you can’t get an online quote for life insurance, you can use a life insurance needs calculator to determine how much coverage you need so you can begin the decision-making process before taking the next step.

There is also a retirement savings calculator that can help estimate what you should be saving now and if there is a gap in what you are currently saving and what you will need for future retirement.

The Securian Financial website has an Insights Library section on the website that offers great articles and resources about a wide range of life topics such as befits at work, investing, personal finance, and life events and milestones.

A few great examples from the library are:

  • Young families – Considerations for staying at home versus working
  • Year-end financial checklist – 9 personal finance tips for 2020
  • How to prepare for retirement with adult children living at home
  • Love that lasts – Estate planning tips for your child with special needs

The Securian Financial YouTube page is also a great resource for videos on various financial topics such as buying life insurance at work and tips for naming a beneficiary.

This video about why you need an emergency fund gives great financial insight and is only a taste of what is available for support.

Minnesota Life’s programs and resources show their commitment to support customers not only through life insurance buying but through all stages of life and financial planning.

The Minnesota Life insurance Recuperative Care Plan, for example, provides 60 days of coverage at no cost if the purchaser meets certain qualifications.

Design of Website/App

The Securian Financial website is extensive and has a lot of information. You can’t get a quote on the website, but you can access your account, file a claim, and lookup an existing claim.

Minnesota Life doesn’t have an app for mobile devices.

About Minnesota Life Insurance

Minnesota Life was founded in 1880 by Russell Dorr as the Bankers Association of Minnesota, the first insurance company in Minnesota. You’ll find the headquarters for Minnesota Life in Richmond, VA.

Is Minnesota Life a mutual company? Yes. In 1901, they became a mutual life insurance company, and the name was changed to Minnesota Mutual Life Insurance Company.

Minnesota Life has been ahead of the curve in many areas since its beginnings:

  • The first group life insurance policy was sold in 1917, catapulting Mrs. A.J. Serviss to a top sales producer in the company.
  • The first pension plan developed in 1930. It’s still serviced today.
  • They made their first investment in technology with a computer system purchased in 1956, taking up 1,000 square feet.
  • In 1971, the company introduced adjustable life, the first-ever single-policy flexible life insurance policy that can be adjusted to meet needs throughout all stages of life.

Minnesota Life adopted a mutual holding company structure in 1998. This means that the company is owned by its policyholders, not shareholders. According to Minnesota Life, “We’re not publicly traded, so we can focus on you and what you care about most.”

What is Securian life insurance? In 2005, Minnesota Life adopted Securian as its enterprise brand, which was first established as its broker-dealer (Securian Financial Services, Inc.).

The company headquarters are still located in Saint Paul, Minnesota, where the company was started.

Minnesota Life’s Ratings

Ratings of insurance companies can give insight into financial stability and its ability of the company to pay out on its policies.

As a note, the ratings below for Minnesota Life are primarily for its enterprise brand Securian Financial.

Minnesota Life Insurance Ratings
Ratings AgencyMinnesota Life Rating
A.M. BestA+
Better Business Bureau (BBB)B
Fitch's RatingsAA
J.D. Power2/5
Moody'sA3
NAIC Complaint Index0.19
Standard & Poor's (S&P)AA-
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Overall, Minnesota Life’s ratings are strong and indicate Minnesota Life is a solid investment choice for life insurance.

A.M. Best

Minnesota Life currently has an A+ or Superior rating from A.M. Best. This is the highest possible rating, which indicates strong financial standing and ability to pay future claims.

Strong financial standing is important in a life insurance company. Life insurance is a policy you will have for many years, and you want to be confident they’ll be there if you need them.

Better Business Bureau (BBB)

The Better Business Bureau gives Minnesota Life a B rating.

Minnesota Life is accredited by the BBB and has had 30 customer complaints filed against them in the past three years. Of those 30 complaints, 17 were closed in the past year.

The BBB uses a 100-point scale to assign letter grades to companies. There are multiple factors used in calculating the rating for each company, including customer complaint history and business practices.

Moody’s

Moody’s is a rating agency similar to A. M. Best that looks at a company’s financial outlook, stability, and creditworthiness.

Minnesota Life’s (Securian Financial) rating of A3 indicates upper-medium-grade quality and low credit risk with a strong ability to repay short-term debt obligations.

Standard &Poor’s (S&P)

Standard & Poor’s (S&P) is a well-known financial credit rating agency. A few of the criteria used are country risk, industry risk, and the competitive position of the company.

S&P rates Minnesota Life (Securian Financial) AA- for both issuer credit and financial strength. This rating is the second-highest possible rating and indicates the company is stable, and their capacity to meet their financial obligations is very strong.

Fitch Ratings

Fitch releases an insurer financial strength (IFS) rating based on the operational and financial profile of a company. Minnesota Life is rated AA, indicating transparent oversight of the company, diverse product offerings, and deep and very liquid financial market development.

Minnesota Life’s Market Share

Minnesota Life is ranked 10th overall for life insurance premiums written with a 2.7 percent market share, representing over $4 billion in direct premiums written.

Top 10 Life Insurance Companies by Market Share (NAIC)
RankCompaniesDirect Premiums WrittenMarket Share
1Northwestern Mutual Life$10,517,115,4526.42%
2Metlife$9,821,445,9536%
3AARP (New York Life)$9,295,848,3005.68%
4Prudential$9,128,805,0605.57%
5Lincoln National$8,769,303,1745.36%
6Mass Mutual$6,854,713,0574.19%
7Aegon$4,809,856,6502.94%
8John Hancock$4,640,905,0172.83%
9State Farm$4,633,004,9632.83%
10Minnesota Life/Securian Financial$4,422,100,0282.7%
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Minnesota Life has remained in the top 10 writers of life insurance since 2016.

Minnesota Life Market Share (2016–2018)
YearRankingDirect Premiums WrittenMarket Share
201610$3,902,003,7082.51%
201710$4,136,007,0172.52%
201810$4,422,100,0282.7%
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Ultimately for a corporation, net revenue is the bottom line when reporting financials. Net revenue is, at its most basic, revenue minus expenses.

For 2018, Securian reported net revenue of $5.5 billion, down from $6.1 billion in 2017. Securian attributes this to lower non-recurring premiums.

Minnesota Life’s Online Presence

Minnesota Life is active online through its parent company, Securian Financial, which has a robust online presence.

Securian Financial can be found on all major social media platforms such as Facebook, Instagram, and Twitter. These sites can also be found by directly searching for the company or via links at the bottom of their homepage.

Their Facebook page had almost 68,000 followers in early 2020.
Minnesota Life (Securian Financial) Facebook Page

Customers can also follow Minnesota Life on Instagram. What you’ll find is that social media posts vary from information about the company, its employees, and services offered to customers.

Comments and messaging are open to the public on all social media pages. However, it doesn’t appear there is much interaction from customers or the company itself.

YouTube is also a great online resource with videos about the company, finances, and insurance.

Minnesota Life (Securian Financial) YouTube Channel
Another way Minnesota Life works to connect with current and potential customers is through commercials.

Minnesota Life’s Commercials

Minnesota Life can be seen represented in commercials from its enterprise brand Securian Financial. The current ad campaign focuses on the phrase Every Moment Counts. The commercials aren’t gimmicky but focus on life in the present, not the future.

The campaign offers that insurance gives you the ability to celebrate “the fleeting instants of everyday magic that turn into memories.”

Minnesota Life in the Community

Minnesota Life gives back to the community through the Securian Financial Foundation, which was founded in 1988. The foundation supports organizations that align with their focus areas of financial independence, the arts, education, and human services and special community needs.

In 2018, the foundation provided $6.6 million to more than 300 nonprofit organizations. Employees also volunteered 16,000 hours via company-sponsored initiatives, including Habitat for Humanity.

The following video tells the story of one employee and what it means for her to volunteer for Habitat for Humanity as a former recipient of a home with her family.

Minnesota Life (Securian Financial) has also served their community through environmental stewardship and a focus on sustainability.

Sustainability highlights from 2018 Community Impact Report include:

  • Switching to compostable containers and utensils in the cafeteria
  • Hosting the first season of farmers markets on the campus
  • Increasing employee participation in subsidized mass transit program by 9 percent
  • Heating and cooling campus with locally produced, renewable energy sources

Minnesota Life’s Employees

Minnesota Life employees rate the company 3.9 out of 5 on Indeed, based on 91 reviews. Additionally, 41 employees approve of the current CEO’s performance. There are also listings for 89 job openings, which direct prospective employees to apply on the company site.

Glassdoor employee reviews currently rate Minnesota Life (Securian Financial) 3.7 out of 5 stars, based on 191 reviews. Additionally, 88 percent said they would recommend working here to a friend.

Minnesota Life is active on LinkedIn, with a focus on its employees and the work environment at Securian Financial. There are currently 23 open job postings listed on LinkedIn.

According to Great Place To Work:

  • 77 percent say Minnesota Life (Securian Financial) is a great place to work.
  • 85 percent say they are proud to tell others where they work.
  • 65 percent of employees have been with the company for more than five years.

Minnesota Life (Securian Financial) employees are visible in the community not only through their volunteer work but also by serving on the boards of 125 different nonprofit organizations, including the Minnesota Region of the American Red Cross.

Diversity and inclusion are values Minnesota Life is working to live through its employee resources.

A diversity and inclusion council helps move the organization forward toward goals and initiatives in this area.

Employee-led resource groups also exist to support collaboration and foster awareness and respect. Some of those groups include young professionals, pride, service members, and women in technology.

In the video below, female employees talk about the impact of working at Securian Financial has had on their lives and careers:

In 2018, AnitaB.org recognized Minnesota Life (Securian Financial) as a top-five company for “creating an inclusive and flexible enterprise technology work environment for women.”

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Pros & Cons of Minnesota Life Insurance

When shopping for life insurance and looking for the best fit for your needs, it’s important to weigh the positives and possible drawbacks of any company. A few things to keep in mind about Minnesota Life:

Pros of Minnesota Life Insurance

  • Top ratings from multiple rating bodies
  • Long-term financial stability
  • Resources to learn about insurance and financial planning for free on the website

Cons of Minnesota Life Insurance

  • No online quote tool for prospective customers
  • Sold through financial advisors
  • No mobile app available

Each person should determine for themselves which of these factors may impact their decision about purchasing life insurance from Minnesota Life.

Minnesota Life Insurance: The Bottom Line

What is the best life insurance company? Well, Minnesota Life offers a strong range of life insurance products. The company is strong financially and in the marketplace.

Minnesota Life is dedicated to serving its customers and making an impact in the community. Minnesota Life strives to live its values of trust, strength, integrity, quality, respect, and community in all it does.

Minnesota Life can offer you great options for insurance, and you can be confident you’ll be protected should the unexpected happen.

Now that you’ve read our Minnesota Life insurance review, you’re ready to start comparing life insurance rates now by clicking on our FREE quote tool below.

Frequently Asked Questions: Minnesota Life Insurance

Below are some common life insurance questions consumers have.

#1 – Can I have more than one life insurance policy?

Yes. You can have multiple policies from multiple sources. One example may be that you automatically receive coverage from your employer, but you may decide you need more coverage. You may be able to add through your employer’s plan or choose to purchase through another source such as a financial advisor.

#2 – Is a physical exam required?

A physical exam is not always required and may depend on where you’re getting insurance from. If you’re getting insurance from your employer, a physical exam often isn’t required.

Purchasing individual policy coverage on your own may require a physical exam. However, the physical exam may be able to be done in your home by a medical professional.

#3 – Do I need life insurance while I’m young & single?

Ultimately whether or not you want to purchase life insurance is your decision. If you have debt such as student loans, having life insurance to help pay off those debts as well as funeral costs, would be a practical life choice.

It is usually less expensive to buy life insurance when you’re young, so choosing to buy earlier than you think, may save you money in the long run and protect your financial future.

#4 – Does State Farm sell life insurance?

Yes, like Minnesota Life Insurance, State Farm sells a variety of policies.

References:

  1. https://www.glassdoor.com/Overview/Working-at-Securian-Financial-EI_IE2902.11,29.htm
  2. https://www.greatplacetowork.com/certified-company/7000375
  3. https://www.health.harvard.edu/mens-health/marriage-and-mens-health

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