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If you work in a high-risk occupation, it may cause your life insurance rates to increase. Life insurance for firefighters is no exception. Some companies will charge firefighters slightly higher than average rates to mitigate the risks associated with the job. However, it is possible for firefighters to receive both preferred and preferred plus rates….
→ Read MoreHaving a felony conviction on your record can make applying for life insurance tricky. However, traditional whole or term life insurance for convicted felons is attainable through some companies, depending on the severity of your crime, your medical history, and how much time has passed since your conviction. Read through our complete guide to learn…
→ Read MoreApproximately 2.3 million Americans have been diagnosed with bipolar disorder, also known as manic depression. Bipolar disorder causes extreme shifts in energy levels and mood and can result in both manic and depressive episodes. Because of the associated health risks, finding affordable life insurance for bipolar people, can be a challenge, but it is not…
→ Read MoreLife insurance for an autistic child is the same as getting life insurance on any other child. However, life insurance companies may treat the conditions of your life insurance policy differently. Some life insurance companies consider special needs children as high-risk recipients. And high risk could mean higher life insurance premiums. To prepare you for…
→ Read MoreIt’s not uncommon for parents to buy life insurance for adult children. But why buy life insurance for a child that’s grown? Specific situations may call for parents to take out life insurance on adult children. A life insurance policy on children is usually cheaper than average. However, rates and coverage are determined by a…
→ Read MoreOver 250,000 Americans live with Down syndrome, a common genetic disorder that can cause developmental or cognitive delays. Securing life insurance for people with Down syndrome can be a challenge, but it is not impossible. People living with disabilities can secure their future with life insurance for people living with disabilities designed specifically for their…
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