Term Life Insurance Paramed Exam Simplified

UPDATED: Mar 26, 2020

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Applying for term life insurance has become considerably easier over the past few years, thanks mostly to new technologies such as electronic applications and electronic signatures. And while some life insurance companies now offer non-medical term life insurance, most still require you to complete a life insurance paramed exam as part of the application process.

Don’t Stress Over the Life Insurance Paramed Exam!

There are some reasons why getting a paramed exam can be beneficial:

  • Policies that require a paramed exam are usually less expensive.
  • A paramed exam can uncover medical concerns you may not have been aware of.
  • The life insurance company pays for it, so… It’s like a free physical!

The paramed exam, like the term life application process in general, has also been enhanced by technology. Many examiners now complete the required forms and transmit all information back to the life insurance company electronically. And, exam companies have more offices and examiners than ever before, making it easier to schedule the exam at a time that is convenient for you.

If you are still a bit unsure, we’ve created this graphic to illustrate how simple the process is and to help you prepare for your paramed exam!

Term Life Insurance Medical Exam Infographic


Related Topics:

A Smarter Way to Apply for Term Life Insurance

Term Life Insurance: What to Expect From Your Paramedical Exam

Tim Bain

Tim is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance. He writes and creates stuff for QuickQuote and other insurance and financial websites. You can find him on Twitter.

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