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Tim is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance. He writes and creates stuff for QuickQuote and other insurance and financial websites.

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Benjamin Carr was a licensed insurance agent in Georgia and has two years' experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. He is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

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Reviewed by Benji Carr
Former Licensed Life Insurance Agent

UPDATED: Sep 11, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right life insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance company and cannot guarantee quotes from any single company.

Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.

Shopping for term life insurance can be fun (said no one, ever).

We get it. Shopping for term life insurance is not at the top of your “fun things to do today” list. It’s likely not anywhere on that list at all, let alone the top of it.

And chances are good it’s something you’ve put off for a while because, well, it’s just a drag. (It’s okay, most people avoid it as long as they can.)

But today, you’re luck has changed. Because we’re here to do the shopping for you. Go ahead and do a short happy dance — we’ll wait.

We work with about twenty of the nation’s best term life insurance companies. And with over 21 years experience selling term life insurance online, we have a pretty good process for helping you find the best deal. Here’s how we do it:

  1. First, we’ll collect some information from you such as age, gender, medical history, family history, etc. All the while keeping your info private.
  2. Then we’ll put that information through our quoting and underwriting systems to find the best match. Most of this is done online while you wait (don’t worry, it’s quick).
  3. If we learn that you have circumstances that require additional shopping, we’ll contact our partner life insurance companies on your behalf and ask them to review your info and provide ‘tentative quotes.’ A tentative quote is just a ballpark rate the company might give you and is subject to full underwriting.
  4. Together, we’ll review these tentative quotes and choose the best company to apply with.

After you apply and we receive the company’s decision, we can shop the rate again if you don’t like the approval. It’s usually a bit faster at this point since we have an actual offer we can compare. And in most cases, we can help you reapply without having to take another medical exam (if one is required).

The best part of having us shop for you is you don’t have to deal with multiple life insurance agents or companies. We handle it all.

So go ahead and get started with a term life quote. Then kick back and enjoy all of that free time you now have. Maybe you can even spend some of it shopping for fun stuff.

Ready to compare quick life insurance quotes?

Your life insurance quotes are always free.

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