Included with no extra premium. The policy is convertible for the duration of the guaranteed level premium or up to age 70, whichever comes first. Policies issued at age 66 or over are convertible during the first five policy years.
Optional Term Life Product Features
Waiver of Premium Rider:
Available with extra premium. The company will waive all premiums that are due during the total disability if proof of total disability is provided and such total disability has then existed continuously for at least six months. Coverage ceases at age 59. Issue ages are 20-55 for the 10, 15 and 20 year products and ages 20-50 for the 30 year product. Please email or call for details and premium rates.
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