How to Get Life Insurance Quotes Without Sharing Personal Information

Anonymous life insurance quotes provide you with the information you need without giving away your personal details. Life insurance companies shouldn't need your Social Security number to give you instant life insurance rates for comparison shopping, although personal information is required to apply for a policy. It's easy to get free anonymous term life insurance quotes from top companies right here.

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Tim is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance. He writes and creates stuff for QuickQuote and other insurance and financial websites.

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Benjamin Carr was a licensed insurance agent in Georgia and has two years' experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. He is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

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Reviewed by Benji Carr
Former Licensed Life Insurance Agent

UPDATED: Oct 8, 2021

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It’s all about you. We want to help you make the right life insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance company and cannot guarantee quotes from any single company.

Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.

Quick Facts

  • Anonymous life insurance quotes can be found, but the more information you provide the more accurate your quote will be.
  • You won’t be able to buy life insurance without divulging personal information.
  • Insurance companies use personal information to assess your risk levels and the cost of your life insurance.

Getting anonymous life insurance quotes should be quick and easy. If privacy is important to you, you’ll want to get term life insurance quotes without giving personal information like your social security number.

We know that shopping for life insurance can be daunting. That is why we will answer your questions and help you understand the benefits of life insurance, and where and how to get anonymous term life insurance quotes.

The best part – you can take advantage of our quote tool above to get anonymous life insurance quotes from life insurance companies in your area today. Just enter your ZIP code above.

Can I get anonymous term life insurance quotes?

Term life insurance remains one of the most popular life insurance options. With plenty of choices to make on term length, riders, and more, there is a lot that can impact your term life insurance rates.

There are already countless questions to ask when shopping for term life insurance. Who has the best life insurance policy? Who has the cheapest life insurance policy? Which is better, term or whole life insurance?

These are all important questions to ask while shopping for life insurance. It is a good idea to look over some term life insurance companies to choose a company that can provide you the life insurance benefits you need.

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Can you get instant term life insurance quotes without compromising your privacy?

Whether you are searching for term life insurance or anonymous quotes for life insurance without personal information, we have you covered.

We believe term life insurance quotes should be free. As in, we give them to you and ask for nothing in return. No name. No phone number. No email address.

Because the process of shopping for a life insurance company and policy that work for you should not involve signing up to be hassled by other companies and insurance agents.

We understand you want to find term life insurance quotes online without personal information getting to random life insurance agents. You should not need to dream to get whole life insurance quotes without phone calls and e-mails.

At QuickQuote, we believe in giving to you both whole and term life insurance quotes without personal information being required. We will continue to give free quotes as we have since 1996.

Just enter your ZIP code into our online tool to get instant, free life insurance quotes in your area with no hassle.

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What is the point of life insurance?

Purchasing a life insurance policy allows you to plan ahead and provide financial stability for your loved ones in case of an emergency. Choosing to invest in a life insurance policy will set them up for a secure future in the event of a worst-case scenario.

What is term life insurance?

Term life insurance is the most basic and inexpensive form of life insurance out there. Unlike permanent life insurance, term life insurance allows you to purchase 10, 15, 20, 25, or 30 years of life insurance at a time without paying extra for investment accounts, cash values, or policy loans.

Though it expires after the set term, there are options to extend it if you need to, and if you pass before the term is completed, your beneficiaries will receive a benefit from the policy.

Term life insurance policy rates depend on the length of the term and what type of policy you need. Factors such as age, gender, medical history, occupation, and daily habits will contribute to how your rates are determined.

But, as with most policies, the healthier and younger you are, the lower your monthly term life insurance rates will be.

Determining how much life insurance you need is simple: just know your needs, and plan your term life insurance policy accordingly. We recommend talking this over with your insurance agent to help get the perfect policy for you.

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Which life insurance policy is best for you?

A question you may run into when researching life insurance policies is: which is better, term life or whole life insurance? The answer depends completely on you and your loved ones’ needs.

There are many benefits of choosing term life insurance vs. whole life insurance and vice versa, but the ultimate decision comes down to what will work best for you.

Term life insurance is the cheaper option of the two – as you purchase only what you need for however long you need it. Whereas paying more for whole life insurance will guarantee you consistent rates for a lifetime.

The Insurance Information Institute lists that another unique characteristic of whole life insurance is that it accumulates cash savings over time. This accumulation happens under the cash value facet of the policy.

The cash value acts as a savings account in your whole life policy, allowing money to build up over time that you can pull from in unexpected situations.

Rates for both whole and term life insurance will vary depending on a few factors such as how much coverage you need, your health status, your age, and your gender.

To show how life insurance companies determine rates based on the factors listed above and potential risk, here are two tables using sample rates from the top 10 life insurance companies in America. They include smokers and non-smokers of varying genders and ages.

Top 10 Life Insurance Companies Sample Average Annual Rates (Non-Smoker)
Demographics (Non-Smoker)Yearly Life Insurance Average
Single Female 25-years-old$164.50
Singe Male 25-years-old$183.61
Married Female 45-years-old$247.50
Married Male 45-years-old$274.59
Single Female 65-years-old$898.76
Single Male 65-years-old$1,308.00
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What about smokers?

Top 10 Life Insurance Companies Sample Average Annual Rates (Smoker)
Demographics (Smoker)Yearly Life Insurance Average
Single Female 25-years-old$248.90
Singe Male 25-years-old$328.31
Married Female 45-years-old$494.59
Married Male 45-years-old$648.16
Single Female 65-years-old$2,267.36
Single Male 65-years-old$3,333.99
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You can see from the data above that purchasing life insurance when you are younger will save you more money than getting it later in life. This is why some people choose a whole life insurance policy or a mixed policy, their rates remain consistent for life.

Finding and purchasing a life insurance policy is already a strenuous process, which is why we are dedicated to making it easier for you by offering anonymous life insurance quotes specific to your area.

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How to shop for life insurance and compare free quotes

Once you have made a decision about what type of life insurance works best for you, you will want to start shopping for the best life insurance company.

There are so many life insurance companies out there, and each one has different specializations. For example, GEICO is more reputable because of their strong financial ratings whereas SBLI is also reputable for their low no-exam life insurance rates.

Knowing what you need out of a life insurance policy will help you tremendously when choosing your policy and company. Taking into consideration factors such as living benefits allows you to get the most out of your life insurance plan.

Additionally, the best way to find the right company for you and your needs is to comparison shop. That just means gathering and comparing information such as rates and policies from multiple life insurance companies. This will give you a good selection to choose from.

Anonymous life insurance quotes: What’s the bottom line?

Make sure to do your homework before going in to speak with an insurance agent about your life insurance policy. Knowing exactly what you are looking to get out of a life insurance plan will allow for a smooth, hassle-free application process.

This will also save you from paying for extra coverage that you do not need, saving you money over time.

We know that shopping for life insurance quotes is not a particularly fun task. Everyone wants an instant and free life insurance quote without personal info being required.

If you are honest in your basic profile, you should be able to get free life insurance quotes that you can use to simplify your life insurance search.

Ready to compare anonymous life insurance quotes? Enter your ZIP code below to see affordable anonymous life insurance quotes from companies in your area.

Ready to compare quick life insurance quotes?

Your life insurance quotes are always free.

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