Who is considered the next of kin for life insurance?

Who is considered next of kin for life insurance companies and what are next-of-kin rights? Life insurance companies generally do not need to recognize your next of kin if you list beneficiaries. Generally, next of kin is a legal term that determines who inherits a person’s property or who makes funeral arrangements if you die…

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Limited Pay Life Insurance

There are many different options in regard to life insurance policies. No matter your budget, there is likely a life insurance policy that could work for you and benefit your loved ones. One type of permanent life insurance policy that isn’t as common as others is a limited pay life insurance policy. With a limited…

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Life Insurance for Parents [2024]

If you are worried about the financial impact after the death of your parents, you need to find out if your parents have term or permanent life insurance. Buying life insurance for parents could be an effective way of providing financial stability for their beneficiaries. Buying a life insurance policy for someone else can be…

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Do Health Insurance Companies Have Access to Medical Records?

It seems like there are new stories about data breaches every week — from credit card companies to hospital systems, no organization is invulnerable.  And besides breaches and hacks, there’s the concern that your information is legally accessible without your knowledge or explicit permission. What do your employer, doctor, and insurance provider know about you?…

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What are the benefits of buying life insurance?

Life insurance for families has several advantages that can help secure tax-free payouts to families. But what benefits of insurance are the most useful? Can you receive life insurance benefits while you’re alive? Don’t worry — we’re here to help you answer those questions. Our guide will help you discover what are the benefits of…

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Settlers Life Insurance Company Review [2024]

Buying a permanent life insurance policy requires a long-term commitment that has major financial ramifications. Settlers Life Insurance Company could be a viable option as a whole life insurance specialist. If you’ve never heard of Settlers Life, it might be hard to justify buying a policy from them. That’s why we’ll break down the company’s…

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