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Survivorship, or second-to-die life insurance, is coverage that allows two parties on the policy and only pays the benefit when both insured pass away. While survivorship life insurance benefits couples with specific financial needs, there are many factors to consider before buying a policy. Keep reading to learn if survivorship life insurance is right for…
→ Read MoreIn a post-pandemic society, many people are curious about the link between the COVID vaccine and life insurance costs. Life insurance companies do not ask about your vaccine records for the COVID vaccine or any other vaccines. Still, being vaccinated may allow you to get cheaper life insurance rates in the long run. While life…
→ Read MoreBuying the perfect life insurance policy can be difficult, and you may wonder how life insurance works. Fortunately, you can find a life insurance advisor to assist you as you filter through your options to determine which works best. You can find a life insurance advisor online, but it’s important to consider your options for how…
→ Read MoreAlthough many assume that life insurance lasts a lifetime, that’s not always the case. In fact, some of the most popular plans last a set amount of years. The amount of time your policy should last depends on your needs and budget. Buying a permanent plan means you’ll never have to worry about your insurance…
→ Read MoreAlthough many people want to buy life insurance, they often wait until they have a reason to need it. One of those life events that make getting insurance an immediate concern is a cancer diagnosis. Unfortunately, life insurance for cancer patients can be challenging to purchase after a diagnosis, especially at affordable rates. However, cancer…
→ Read MoreLife insurance dividends are a return on your annual premium payment. Unlike dividends on stock market investments, life insurance dividends are not taxable and can be used in a variety of ways. You may already receive an annual dividend check from your insurer if you have whole life insurance. Policyholders can also apply dividends to…
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