If you need affordable life insurance, a $100,000 policy provides plenty of coverage at a low monthly rate. It’s enough to pay for funerary services and settle any minor debts you leave behind after your passing. You can also earn 10%-25% interest on your monthly payments if you buy a permanent policy. Life insurance rates…→ Read More
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Numerous service members have life insurance policies in effect, and those who leave the military have several alternatives for keeping their coverage in place. Veterans can choose between changing their Servicemembers’ Group Life Insurance (SGLI) policy to a Veterans’ Group Life Insurance (VGLI) policy, buying life insurance for disabled veterans from a private insurer, or…→ Read More
You probably don’t know these terms offhand, but if you’re looking to set up a last will and testament or living trust, they’ll become familiar in no time. Per stirpes and per capita don’t affect your policy while it’s in force. Rather, these common life insurance terms have everything to do with your beneficiaries and…→ Read More
Modified whole life insurance is a popular type of life insurance that offers you the security of permanent coverage with the flexibility to adjust premiums and death benefits as your needs change. With this type of policy, you can customize your coverage to suit your unique financial situation and goals. This guide will provide an…→ Read More
What happens to your pets when you die? You can leave behind instructions to help care for your animals after you pass, but why can’t you name your pet as your life insurance beneficiary? Because animals are considered property under the law, they cannot legally own possessions, making it impossible for pets to inherit life…→ Read More
As a newlywed or a person planning to get married, it’s natural to ask yourself whether you should add your significant other to your insurance. Perhaps you’ve been in a committed partnership and are now considering life insurance for newlyweds as the next step for the future you’re planning together. Answering the question “Why should…→ Read More