Cancel Your American National Life Insurance Policy Online or by Phone

You can cancel your American National life insurance policy by contacting the company's customer service. You may need to write a life insurance cancellation letter or fill out forms. You can cancel during a free look period to get a full refund. Term life insurance is easier to cancel than permanent life insurance. However, life insurance policy cancellation rules will vary by policy type and company.

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

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Benjamin Carr was a licensed insurance agent in Georgia and has two years' experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. He is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

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Reviewed by Benji Carr
Former Licensed Life Insurance Agent

UPDATED: Jul 19, 2021

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Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance company and cannot guarantee quotes from any single company.

Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

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Quick Facts

  • You may cancel your American National life insurance policy during the free look period to receive a full refund
  • Life insurance is generally easy to cancel, but you should consider what will happen to your cash values if you do
  • You may want to cancel your life insurance if you feel that there is a better way to protect your family after you pass away

If you’re looking to cancel your American National life insurance policy, it is generally an easy process. You may have to make some phone calls, write a life insurance cancellation letter, or fill out forms.

Whether it’s whole, term, or permanent life insurance, read more about how to cancel a life insurance policy below.

If you want to compare your American National life insurance quotes to other companies before you cancel your American National life insurance policy, enter your ZIP code into our free quote comparison tool above.

How do I cancel my American National life insurance policy?

Life insurance policy cancellation rules will depend on the timing of the cancellation and the type of policy that you have. If you live in a state that offers a free look period, you can cancel your life insurance during this time and receive a full refund for any premiums you have already paid.

If you have a term life insurance policy, canceling is easy. You can contact the American National life insurance company and stop paying your premiums. You may need to write a life insurance cancellation policy or fill out forms for the company.

Canceling permanent life insurance is a little trickier. You will need to speak with American National customer service or your insurance agent to understand how canceling will affect any cash values. You may receive this cash value as a lump sum less any fees or penalties for canceling.

You may also be able to cancel your American National life insurance policy online by using your customer login. This will give you access to your policy information, contact options, and more.

Ready to compare quick life insurance quotes?

Your life insurance quotes are always free.

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Your life insurance quotes are always free.

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How do I contact American National?

Life insurance customers can contact American National by calling (800) 899-6806 (or (800) 306-2959 for variable policy customers). You can also email [email protected] Their website has other contact options listed as well.

Should I cancel my life insurance?

Life insurance is typically purchased when the insured has dependents that would need the death benefit if they passed away. Therefore, if you find yourself with no dependents (your kids and spouse are supporting themselves), you may not need your life insurance anymore.

With so many options, you may also find another policy that you think would fit better in your portfolio. The investments may be better, or you may find the premiums are more affordable. 

The purpose of life insurance is to make sure your family is protected after you pass away. Therefore, if there are better ways to do that, life insurance may not be the best choice for you.

If you’re not happy with your American National life insurance rates, cancel your American National life insurance policy and enter your ZIP code into our free quote comparison tool below.

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