Cancel Your Americo Financial Life & Annuity Insurance Policy Online or by Phone

You can cancel your Americo Financial Life & Annuity insurance policy online or by phone. Your Americo Financial Life & Annuity insurance company login will give you access to your policy information, contact options, and forms. The Americo Financial Life & Annuity insurance company phone number is (800) 231-0801.

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

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Benjamin Carr was a licensed insurance agent in Georgia and has two years' experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. He is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

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Reviewed by Benji Carr
Former Licensed Life Insurance Agent

UPDATED: Jul 19, 2021

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Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance company and cannot guarantee quotes from any single company.

Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

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Quick Facts

  • You can cancel your Americo Financial insurance policy by calling the Americo Financial life insurance company at (800) 231-0801
  • You may want to cancel your life insurance if your family can support themselves, you find better investments, or you can find better premiums
  • You may receive a refund from prepaid premiums or the cash value of the policy

It is relatively easy to cancel your Americo Financial Life & Annuity insurance policy. You may need to call Americo Financial customer service, fill out some forms, or write a life insurance cancellation letter.

Unsatisfied with your Americo Financial life insurance quotes? Read more about how to cancel a life insurance policy below. But do you need new insurance? After all, how much life insurance do you need, anyway? The truth is, it’s always better to have a life insurance policy. 

Before you cancel your Americo Financial Life & Annuity insurance policy, enter your ZIP code above if to find a company that works for you.

How do I cancel my Americo Financial Life & Annuity insurance policy?

The process of canceling a life insurance policy will depend on the type of life insurance you have as well as the company’s procedures. You may have to make some phone calls, fill out forms, or write a life insurance cancellation letter.

You can use your Americo Financial Life & Annuity insurance company login to access your policy online.

The website may also include contact options and the forms you will need. The Americo Financial Life & Annuity insurance company phone number is (800) 231-0801.

Ready to compare quick life insurance quotes?

Your life insurance quotes are always free.

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Your life insurance quotes are always free.

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When should I cancel my life insurance policy?

There are a few different instances in which it may be a good option to cancel your life insurance policies.

Life insurance is typically used to support your family after you pass away. Therefore, if your family has become self-sufficient (your kids and spouse are supporting themselves), you may be able to cancel your life insurance policy.

Life insurance is generally a small part of a diversified investment portfolio. If you’re able to protect your family with better investments, you may not need life insurance.

You should compare life insurance companies to make sure you’re getting the most affordable rates. You may want to consider switching companies if you can find better premiums.

Can I get money back if I cancel my life insurance?

Some states offer a free look period, which will allow you to cancel your life insurance policy for a full refund within the period.

If you have term life insurance, you may be able to cancel simply by not paying your premiums. However, you may also need to contact the company to make sure they stop charging you. Unless you’ve prepaid premiums, you will likely not receive a refund.

Permanent life insurance policies may be more difficult to cancel because of any cash value that has been built up over the life of the policy. You may receive the cash value in a lump sum payment less any fees or penalties after cancellation.

If you’re not happy with your Americo Financial life insurance rates or weren’t able to find affordable Americo Financial life insurance, compare them to other companies by entering your ZIP code into our free quote comparison tool below.

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