Cancel Your Fidelity Life Insurance Policy Online or by Phone

You can learn how to cancel Fidelity Life insurance in four steps. But canceling Fidelity Life insurance takes more than a phone call. Although Fidelity Life insurance agents contact you through email, it's unlikely that you can cancel online.

Ready to compare quick life insurance quotes?

Your life insurance quotes are always free.

secured lock Secured with SHA-256 Encryption

Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

Full Bio →

Written by

Benjamin Carr was a licensed insurance agent in Georgia and has two years' experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. He is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

Full Bio →

Reviewed by Benji Carr
Former Licensed Life Insurance Agent Benji Carr

UPDATED: Apr 20, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right life insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance company and cannot guarantee quotes from any single company.

Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.

Quick Facts

  • Fidelity Life insurance can be canceled by mail
  • You can’t cancel Fidelity Life online
  • Call Fidelity to find out what stpes you need to take to cancel
  • Customers can receive a refund within the free-look period

Do you want to learn how to cancel Fidelity Life insurance? Canceling Fidelity Life insurance can be done in a few steps.

But how many steps do you need to take to cancel Fidelity Life insurance? Don’t worry — we’re here to help.

Read our guide to learn how to cancel Fidelity Life insurance policies. We’ll also explain why you should shop around for various types of term life insurance after canceling your policy.

Can you cancel Fidelity Life insurance by phone?

Fidelity Life does not specify whether you can cancel a life insurance policy by phone. You can, however, call to get the cancelation process started.

But you can call the Fidelity Life phone number at (800) 369-3990 and start the cancellation process. Fidelity Life customer service is open Monday through Friday from 8 a.m. to 5 p.m.

Can you cancel Fidelity Life insurance online?

The answer is no. Fidelity’s website does not mention how to cancel your life insurance policy online. However, you can email them at [email protected] or [email protected]

Your life insurance quotes are always free.

secured lock Secured with SHA-256 Encryption

How do you cancel Fidelity Life insurance?

The Fidelity Life Insurance Company deals with cancellations a little differently than other life insurance companies.

Here are the steps required to cancel Fidelity Life insurance policies.

  • Step #1 – Contact Fidelity Life insurance by phone or email
  • Step #2 – A Fidelity Life customer service representative will ask that you send a written letter requesting cancellation
  • Step #3 – Send the letter to 8700 W Bryn Mawr Avenue, Chicago, IL 60631
  • Step #4 – Wait for a return letter or email confirming your cancellation

Fidelity Life’s website insists that you write a signed letter to cancel your life insurance policy.

Fidelity Life requires you to return your life insurance packet or dispose of it.

Your spouse’s signature is also required if you live in Arizona, California, Indiana, Louisiana, Nevada, New Mexico, Texas, Washington, and Wisconsin.

Why should you cancel Fidelity Life insurance?

There are multiple reasons why you might want to consider canceling your Fidelity Life insurance. Here’s a list of reasons why you may wish to cancel.

  • You’re not happy with Fidelity Life insurance customer service
  • Other life insurance companies have cheaper options than Fidelity Life insurance quotes
  • Fidelity Life doesn’t have the policies you need

Several factors determine whether affordable Fidelity Life insurance is available to you. If you can’t secure lower Fidelity Life insurance rates, try comparing multiple companies.

How does Fidelity Life insurance compare to other companies?

Fidelity Life is worth over $22 billion, but it’s challenging to find public Fidelity Life insurance quotes.

According to the National Association of Insurance Commissioners (NAIC), you should compare multiple options and explore the pros and cons of life insurance companies and their policies.

But we’ve found the lowest average term life insurance rates of the best life insurance companies in the United States. Let’s look at those rates now.

Average Monthly Life Insurance Rates by The Best Life Insurance Companies
CompanyAverage Monthly Life Insurance RatesA.M. Best Rating
Banner Life$9A+
Guardian Life$10A++
Haven Life$11A++
John Hancock$11A+
Mutual of Omaha$12A+
New York Life$11A++
Northwestern MutualN/AA++
Pacific LifeN/AA+
State Farm$15A++
Get Your Rates Quote Now

Compare RatesStart Now →

You can get term life insurance for as low as $9 a month. However, your rates may vary for each company. Also, factors like age, gender, policy term, and policy type affect the cost of life insurance.

If you have a flexible budget, you should shop for permanent life insurance, too.

Your life insurance quotes are always free.

secured lock Secured with SHA-256 Encryption

Does Fidelity Life insurance have a free-look period?

Yes, it does. The free-look period lasts for 30 days at Fidelity Life. That means you can cancel your Fidelity Life insurance within 30 days without any cancellation penalties. You’ll also receive a refund.

If you’ve paid your life insurance policy in full for the year, you can receive a full refund.

When should you cancel Fidelity Life insurance?

You can cancel Fidelity Life insurance policies whenever you want. But it’s best to choose a date.

Although life insurance coverage gaps don’t increase rates at future companies, it’s a good idea to buy another life insurance policy before you cancel your current policy.

How to Cancel Fidelity Life Insurance: The Bottom Line

Fidelity Life is specific about cancellation instructions on its website. Several sources say that you can cancel over the phone or online.

You can set up your cancellation over the phone, but there’s no indication that you can cancel online.

If you want to keep life insurance but leave Fidelity Life, you’ll need to shop around. The good news is that you don’t have to rush.

Frequently Asked Questions: How to Cancel Fidelity Life Insurance

Do you want to know more about Fidelity Life insurance? Read these answers to frequently asked questions to learn more.

#1 – How do you cash out a term life insurance policy?

You can’t. Term life insurance doesn’t share the same cash value benefits as permanent life insurance. But a return-of-premium life insurance policy can provide money back.

#2 – What happens if I stop paying a term life insurance policy?

Your policy can be canceled for nonpayment. You should avoid nonpayment cancellation.

#3 – Can I get money back from my whole life insurance policy?

Yes, you can, if there is money in the cash value account. When you cancel your whole life insurance, you can use the money you get back to buy a term life insurance policy with your current company.

Ready to compare quick life insurance quotes?

Your life insurance quotes are always free.

secured lock Secured with SHA-256 Encryption

QuickQuote is a BBB Accredited Business. BBB