Term Life Insurance & Suicidal Death

Life insurance covers suicide, but most life insurance companies place a 2-year suicidal death clause in most term life insurance policies. The clause protects the company from having to pay claims for insured people who commit suicide during the first two years of their term life insurance policy, starting from the policy date. After the 2-year clause is up, companies will pay death claims for term life insurance and suicidal death. If you or someone you know is having suicidal thoughts, please visit imalive.org or call 1-800-273-8255.

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UPDATED: Jul 19, 2021

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