Tim is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance. He writes and creates stuff for QuickQuote and other insurance and financial websites.

Full Bio →

Written by

UPDATED: Oct 30, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right life insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance company and cannot guarantee quotes from any single company.

Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.

We offer Nevada residents life insurance from several of the best NV life insurance companies. Life insurance is very similar from state-to-state, with a few exceptions, so your Nevada life insurance rates may vary.

However, this guide should help you understand the differences in Nevada life insurance as well as find resources in your state. We’ll also show you how to get the best life insurance in Nevada.

Before we dive into this guide, find affordable Nevada life insurance rates by clicking on our FREE quote tool above. Get started now.

Table of Contents

Nevada Life Insurance Quotes

We offer Nevada residents life insurance from several A-rated life insurance companies. Life insurance is very similar from state to state, with a few exceptions. This guide should help you understand the differences as well as find resources in your state.

Policy Cost – The premium (cost) you pay for your life insurance policy does not vary by state. It is the same regardless of which state you live in. Premiums are set by life insurance companies then approved by the State Insurance Department.

Company Availability – Not all companies are available in every state. For example, if a life insurance company has not filed its product or rates with your State Insurance Department, that company won’t be available in your state. Company availability changes often due to new filings.

Product Availability – There are instances where life insurance companies offer only specific products or riders in a state. For example, a company may offer a child insurance rider on their policy, but the feature may not be available in all states. These exclusions can be viewed by clicking on the life insurance companies in the list below.

Nevada life insurance also offers residents a 10-day free look period and protection of personal information. 

Your life insurance quotes are always free.

 Secured with SHA-256 Encryption

Life Insurance Rates in Nevada

For a ballpark figure of what Nevada life insurance rates look like, check out the chart below to see what the top companies charge based on age, marital status, and gender for both smokers and non-smokers. Your Nevada life insurance quotes may be different, especially if you smoke.

View as image

Also keep in mind that when it comes to Nevada life insurance policies, term life is generally cheaper than whole life insurance policies. So, if you want a whole life policy, you can expect to pay more. 

In this next chart, you can also see how many Nevada life insurance companies there are in comparison to other western states.

View as image

As you can see in the above chart, Nevada has zero life insurance companies that operate specifically in the state. However, that doesn’t mean fewer life insurance options for you. 

By using our free quote comparison tool on this page, you can save money and get access to the best Nevada life insurance.

Nevada Guaranty Association

State guaranty associations are committed to protecting resident policyholders and beneficiaries in the event of an insurance company insolvency. The association is made up of all insurance companies licensed to sell life insurance, health insurance and annuities in the state. If an insurance company becomes insolvent (goes out of business), the association steps in to protect policyholders by continuing coverage and paying claims, up to defined limits.

In Nevada, a life insurance policy is protected up to $300,000. This amount is the maximum benefit provided for any one life. In other words, multiple policies on any one person are limited to this amount.

Nevada Life Insurance Contacts

Here is a list of all the necessary state contacts for residents with Nevada life insurance claims and other related matters.

Guaranty Association

If you need information about a Nevada life insurance or health insurance guaranty, contact the Nevada Life & Health Insurance Guaranty Association at 1-775-329-8387 or visit the website.

Insurance Department

For the latest updates from the Nevada Division of Insurance, you can call 1-888-872-3234 or visit the website. Here, at the official Nevada Department of Insurance, is where you’ll find up-to-date information on Nevada insurance regulations, learn the most current Nevada insurance code, and find out how to schedule Nevada Department of Insurance appointments.

You can also access the Nevada Division of Insurance license lookup to view a provider’s Nevada insurance license renewal status or their current Nevada insurance license. Print or email options may be available through the Nevada insurance lookup.

Legal Info

QuickQuote is licensed to sell life insurance in Nevada under Agency License Number 7817.

The licensed company principal is Tim Bain, Agent License Number 45949.

Your life insurance quotes are always free.

 Secured with SHA-256 Encryption

Nevada Life Insurance Companies

American General Life Insurance Company

Banner Life Insurance Company

Fidelity Life Association

Haven Life / MassMutual

John Hancock Life Insurance Company

Lincoln National Life Insurance Company

Metlife Life Insurance Company

North American Company for Life & Health Insurance

Pacific Life & Annuity Company

Principal Life Insurance Company

Protective Life Insurance Company

Pruco Life Insurance Company (Prudential)

Sagicor Life Insurance Company

The Savings Bank Life Insurance Company of Massachusetts (SBLI)

Transamerica Life Insurance Company

United of Omaha Life Insurance Company

Don’t wait — Use our free quote tool to get affordable life insurance rates in Nevada. Get started now.