Term Life Insurance Process

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Tim is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance. He writes and creates stuff for QuickQuote and other insurance and financial websites...

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UPDATED: Jul 3, 2020

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Term Life Insurance Process

Getting a term life insurance quote online is quick and easy. But it’s just the start.

You’ve done your research, found a reputable website, punched in some basic information and were rewarded with a bunch of quotes from different life insurance companies.

Pick one and you’re all set, right?

Not so fast.

Buying a term life insurance policy is a hands-on process. Even though you were able to get a quote quickly and easily online, you’ll need to invest some additional time before that brand new policy is firmly in your hands.

Here’s how it works.

Step 1. Get a quote online.

Step 2. Complete an application for coverage.

Step 3. Go through underwriting.

Step 4. Put your new policy in force.

Step 5. Renew your policy at the end of the term.

Click on a step to learn more about that part of the process. Ready to move ahead? Great. Let’s take a look at some quotes.

Ready to get started?

Your quotes are always free.

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