Tim is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance. He writes and creates stuff for QuickQuote and other insurance and financial websites.

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UPDATED: Oct 30, 2020

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We offer Utah residents life insurance from several of the best UT life insurance companies. Life insurance is very similar from state-to-state, with a few exceptions, so expect your Utah life insurance rates to differ.

However, this guide should help you understand the differences in Utah life insurance as well as find resources in your state. We’ll also show you how to get the best life insurance in Utah.

Before we dive into this guide, find affordable Utah life insurance rates by clicking on our FREE quote tool above. Get started now.

Table of Contents

Utah Life Insurance Quotes

We offer Utah residents life insurance from several A-rated life insurance companies. Life insurance is very similar from state to state, with a few exceptions. This guide should help you understand the differences as well as find resources in your state.

Policy Cost – The premium (cost) you pay for your life insurance policy does not vary by state. It is the same regardless of which state you live in. Premiums are set by life insurance companies then approved by the State Insurance Department.

Company Availability – Not all companies are available in every state. For example, if a life insurance company has not filed its product or rates with your State Insurance Department, that company won’t be available in your state. Company availability changes often due to new filings.

Product Availability – There are instances where life insurance companies offer only specific products or riders in a state. For example, a company may offer a child insurance rider on their policy, but the feature may not be available in all states. These exclusions can be viewed by clicking on the life insurance companies in the list below.

Utah life insurance also offers residents a 30-day grace period. 

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Life Insurance Rates in Utah

To give you an idea of what Utah life insurance rates look like, you can check out the chart below to see what the top companies charge based on age, marital status, and gender for both smokers and non-smokers. 

Keep in mind that your Utah life insurance quotes may be different, especially depending on which type of Utah life insurance policy you choose.

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In this next chart, you can also see how many Utah life insurance companies there are in comparison to other western states.

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As you can see in the above chart, Utah is home to 17 life insurance companies that operate specifically in the state. Get access to the best Utah life insurance with our free comparison tool on this page to save money.

Utah Guaranty Association

State guaranty associations are committed to protecting resident policyholders and beneficiaries in the event of an insurance company insolvency. The association is made up of all insurance companies licensed to sell life insurance, health insurance and annuities in the state. If an insurance company becomes insolvent (goes out of business), the association steps in to protect policyholders by continuing coverage and paying claims, up to defined limits.

In Utah, a life insurance policy is protected up to $500,000. This amount is the maximum benefit provided for any one life. In other words, multiple policies on any one person are limited to this amount.

Utah Life Insurance Contacts

Here is a list of all the necessary state contacts for residents with Utah life insurance claims and other related matters.

Guaranty Association

If you need information about a Utah life insurance or health insurance guaranty, contact the Utah Life & Health Insurance Guaranty Association at 1-801-572-5067 or visit the website.

Insurance Department

For the latest updates from the Utah Department of Insurance, call 1-801-538-3077 or visit the website. Here, at the official State Department of Insurance, you can access information about all things Utah insurance, including Utah insurance regulations.

You can also find up-to-date resources with information about the Utah Department of Insurance licensing for any provider through the Utah life insurance license lookup. This Utah insurance verification tool will also provide information about the status of a Utah insurance license renewal of a producer and a link to Sircon, the Utah Producer Portal.

Legal Info

QuickQuote is licensed to sell life insurance in Utah under Agency License Number 91132.

The licensed company principal is Tim Bain, Agent License Number 134031.

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Utah Life Insurance Companies

American General Life Insurance Company

Banner Life Insurance Company

Fidelity Life Association

Haven Life / MassMutual

John Hancock Life Insurance Company

Lincoln National Life Insurance Company

Metlife Life Insurance Company

North American Company for Life & Health Insurance

Pacific Life & Annuity Company

Principal Life Insurance Company

Protective Life Insurance Company

Pruco Life Insurance Company (Prudential)

Sagicor Life Insurance Company

The Savings Bank Life Insurance Company of Massachusetts (SBLI)

Transamerica Life Insurance Company

United of Omaha Life Insurance Company

Don’t wait — Use our free quote tool to get affordable life insurance rates in Utah. Get started now.