Utah Life Insurance [2023]

Utah life insurance offers a 30-day grace period. At the UT Department of Insurance, you can learn about Utah life insurance laws and regulations. Find the cheapest life insurance companies in UT now.

UPDATED: Feb 28, 2023Fact Checked

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Tim is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance. He writes and creates stuff for QuickQuote and other insurance and financial websites.

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Written by Tim Bain
Founder & Life Insurance Agent

Benjamin Carr worked as a licensed insurance agent at State Farm and Tennant Special Risk. He sold various lines of coverage and informed his clients about their life, health, property/casualty insurance needs. Assessing risks and helping people find the best coverage to suit their needs is a passion of his. He appreciates that insurance was designed to protect people, particularly during times...

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Reviewed by Benjamin Carr
Former State Farm Insurance Agent

UPDATED: Feb 28, 2023

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It’s all about you. We want to help you make the right life insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance company and cannot guarantee quotes from any single company.

Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.

UPDATED: Feb 28, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right life insurance coverage choices.

Utah Life Insurance Quotes

We offer Utah residents life insurance from several A-rated life insurance companies. Life insurance is very similar from state to state, with a few exceptions. This guide should help you understand the differences as well as find resources in your state.

Policy Cost – The premium (cost) you pay for your life insurance policy does not vary by state. It is the same regardless of which state you live in. Premiums are set by life insurance companies and then approved by the State Insurance Department.

Company Availability – Not all companies are available in every state. For example, if a life insurance company has not filed its product or rates with your State Insurance Department, that company won’t be available in your state. Company availability changes often due to new filings.

Read More: The Cost of Life Insurance

Product Availability – There are instances where life insurance companies offer only specific products or riders in a state. For example, a company may offer a child insurance rider on their policy, but the feature may not be available in all states. These exclusions can be viewed by clicking on the life insurance companies in the list below.

Utah life insurance also offers residents a 30-day grace period.

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Life Insurance Rates in Utah

To give you an idea of what Utah life insurance rates look like, you can check out the chart below to see what the top companies charge based on age, marital status, and gender for both smokers and non-smokers.

Keep in mind that your Utah life insurance quotes may be different, especially depending on which type of Utah life insurance policy you choose.

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In this next chart, you can also see how many Utah life insurance companies there are in comparison to other western states.

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As you can see in the above chart, Utah is home to 17 life insurance companies that operate specifically in the state. Get access to the best Utah life insurance with our free comparison tool on this page to save money.

Utah Guaranty Association

State guaranty associations are committed to protecting resident policyholders and beneficiaries in the event of an insurance company insolvency. The association is made up of all insurance companies licensed to sell life insurance, health insurance, and annuities in the state. If an insurance company becomes insolvent (goes out of business), the association steps in to protect policyholders by continuing coverage and paying claims, up to defined limits.

In Utah, a life insurance policy is protected up to $500,000. This amount is the maximum benefit provided for any one life. In other words, multiple policies on any one person are limited to this amount.

Utah Life Insurance Contacts

Here is a list of all the necessary state contacts for residents with Utah life insurance claims and other related matters.

Guaranty Association

If you need information about a Utah life insurance or health insurance guaranty, contact the Utah Life & Health Insurance Guaranty Association at 1-801-572-5067 or visit the website .

Insurance Department

For the latest updates from the Utah Department of Insurance, call 1-801-538-3077 or visit the website. Here, at the official State Department of Insurance, you can access information about all things Utah insurance, including Utah insurance regulations.

You can also find up-to-date resources with information about the Utah Department of Insurance licensing for any provider through the Utah life insurance license lookup. This Utah insurance verification tool will also provide information about the status of a Utah insurance license renewal of a producer and a link to Sircon, the Utah Producer Portal.