Accelerated Death Benefit Rider Explained

Not sure if an accelerated benefit provision is right for you and need an accelerated death benefit rider explained so you can decide whether to include it? Basically, an accelerated benefits provision is a benefit that clients can add to their life insurance policy. It gives clients cash advances if they are diagnosed with a…

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What is the waiting period for life insurance?

What is the waiting period for life insurance? Unlike auto insurance, most life insurance policies don’t go into effect immediately. The best life insurance companies want to assess how much of a risk you are to insure, so your insurer will thoroughly assess your health before calculating a rate and assigning you a policy. This…

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Life Insurance for Families [2024]

If you’re shopping for life insurance for families, you may be curious about how to filter through the countless family life insurance plans. The best way to approach family life insurance policies is to determine what you need before shopping for coverage. The nature of your family, your needs, and those of your dependents will…

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How to File a Complaint Against a Life Insurance Company [2024]

The process of filing a complaint against a life insurance company can be daunting for many people. With the increasing complexity of regulations and laws, it is important to understand exactly how to take action if you feel you have been wronged or mistreated by a life insurance company. You can file a complaint against…

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What is life insurance fraud?

Buying a life insurance policy is one of the most responsible decisions for yourself and your family. Doing so ensures that your family doesn’t have to cover your funeral and burial expenses. Sometimes, criminals can take advantage of life insurance companies or vice versa. This is called life insurance fraud, and this guide will explain…

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How to Cancel a Whole Life Insurance Policy

Whole life insurance policies can provide valuable financial security for you and your family in the event of your death. However, if circumstances change or you no longer need coverage, canceling a life insurance policy may be necessary. This guide will explain the process of how to cancel a whole life insurance policy, as well…

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