How To Cancel Your Aetna Life Insurance Policy [2024]
If you're looking to cancel your Aetna life insurance policy, you can do so easily online or by phone. You can begin by contacting Aetna customer service. The phone number can be located on your policy card or by logging in on the Aetna website.
Read moreReady to compare quick life insurance quotes?
Your life insurance quotes are always free.
Secured with SHA-256 Encryption
Joel Ohman
Certified Financial Planner
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florida. ...
Certified Financial Planner
UPDATED: Jan 29, 2024
It’s all about you. We want to help you make the right life insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance company and cannot guarantee quotes from any single company.
Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.
UPDATED: Jan 29, 2024
It’s all about you. We want to help you make the right life insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance company and cannot guarantee quotes from any single company.
Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- You can cancel your Aetna life insurance policy online or by phone
- Aetna customer service can be reached by calling 1-800-872-3862
- You will need to write an Aetna termination of coverage letter, which can easily be done
If you are looking to cancel your Aetna life insurance policy, whether because Aetna life insurance quotes are too pricey for you or for any number of reasons, you probably have a few questions about the process.
We are going to provide you with all the information you will need, as well as answer the most frequently asked questions we have received.
Make sure all your questions are answered before searching for a policy through another company. Know the different types of term life insurance, the benefits of whole life insurance, and more.
Want to see if you are paying too much for life insurance? After you cancel your Aetna life insurance policy, enter your ZIP code below to compare rates.
How do I cancel my Aetna life insurance policy?
Acquiring life insurance is easy, but what if you are ready to cancel? Now that you have gone ahead and compared your current Aetna life insurance rates with other leading providers, you may be content, or you may be looking to cancel.
Canceling your Aetna insurance coverage starts with the first step of contacting the life insurance company and informing them of your cancellation request. After going over your current coverage plan, they will ask you to confirm your cancellation and request a life insurance cancellation letter.
Your life insurance quotes are always free.
Secured with SHA-256 Encryption
How do I write a life insurance cancellation letter?
Important policy and payment information must be included in your cancellation letter, or they will not accept it. We have everything you will need to include in your Aetna termination of coverage letter below. To begin, you will need:
- Date
- Aetna insurance name and address
- Name of your insurance representative
- Name of the insured and coverage period (found on declaration policy page)
- Mailing address and phone number of the insured
- Policy number
After you have those written in the head of your letter, you will draft the body of the letter with the following information:
- The date you wish for policy cancellation to commence
- Refund request for any unused premiums (if applicable)
- If funds are automatically withdrawn from your account, you must include a statement that you are no longer authorizing the removal of such funds
- Written confirmation request of policy cancellation
Once you have your letter ready, always double-check the information (dates, policy numbers, names, etc.). Knowing these life insurance terms will help you make an informed decision.
Case Studies: How To Cancel Your Aetna Life Insurance Policy
Case Study 1: The Change in Financial Situation
Emily had recently experienced a significant change in her financial situation and wanted to review her expenses. After assessing her budget, she decided that canceling her Aetna life insurance policy would help reduce her monthly expenses. (read our “Aetna Life Insurance Review 2024” for more information).
Emily contacted Aetna customer service through the provided phone number and informed them of her decision to cancel. She followed their instructions to request a life insurance cancellation letter, which she received promptly. By taking this step, Emily was able to adjust her financial obligations to align with her current circumstances.
Case Study 2: The Policy Comparison
John had been with Aetna for several years, but he wanted to explore other life insurance options to ensure he had the most suitable coverage for his needs. He decided to cancel his Aetna life insurance policy and compare rates from multiple companies.
John contacted Aetna customer service and requested the cancellation, including the necessary information in his cancellation letter. After receiving the cancellation confirmation, John used online quote tools to compare life insurance rates from various providers. This process allowed him to find a policy that better suited his preferences and budget.
Case Study 3: The Coverage Adjustment
Sarah had a life insurance policy with Aetna but realized that her coverage needs had changed over time. She wanted to adjust her policy to better align with her current circumstances. Sarah contacted Aetna customer service to discuss her options.
Instead of canceling her policy entirely, she worked with the representative to modify her coverage to meet her new requirements. This adjustment allowed Sarah to maintain her life insurance protection while ensuring it remained in line with her evolving needs.
Readmore: Aetna Dental Insurance Review
How can I contact Aetna customer service?
To reach Aetna customer service, you will need to have your membership card handy. Call the Member Services number on your Aetna insurance card.
Alternatively, you can log in to your Aetna account on their website, and choose the ‘Contact Us’ option, where the phone number will be displayed for your area.
There are many options available when it comes to life and health insurance. If you aren’t satisfied with your current plan, it may be advisable to reach out to multiple companies to find the policy that best suits your needs.
Canceling your current life insurance plan means that there might be gaps in coverage until you find a new provider. To ensure that does not happen, make note of policy start dates and enrollment dates.
Looking for affordable life insurance coverage in your area? Now that you know more about how to cancel your Aetna life insurance policy, enter your ZIP code below to compare rates for free.
Your life insurance quotes are always free.
Secured with SHA-256 Encryption
Frequently Asked Questions
How do I cancel my Aetna life insurance policy?
Contact Aetna customer service by phone or online to request cancellation and obtain a cancellation letter.
How do I write a life insurance cancellation letter?
Include your name, policy number, effective date of cancellation, and a statement requesting the cancellation in the letter.
How can I contact Aetna customer service?
Call the Member Services number on your Aetna insurance card or use the ‘Contact Us’ option on their website.
What should I consider when cancelling my current life insurance plan?
Be aware of potential coverage gaps until you find a new provider. Keep track of policy start and enrollment dates.
How can I compare life insurance quotes from multiple companies?
Enter your ZIP code on the Aetna website or use a free quote tool to compare rates from different life insurance companies.
Your life insurance quotes are always free.
Secured with SHA-256 Encryption
Joel Ohman
Certified Financial Planner
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florida. ...
Certified Financial Planner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.