Can a lapsed insurance policy be reinstated?

Yes, it is possible to reinstate a lapsed insurance policy. Depending on the circumstances, you may need to provide proof of identity and relationship to the deceased insured in order for them to consider reinstating the policy. You may also need to provide proof of death, such as a death certificate or other forms of legal documentation.

What is normally required of an insured to reinstate a policy after a lapse?

The exact requirements will vary depending on the insurance company, but generally, they may require proof of identity and relationship to the deceased insured, as well as proof of death, such as a death certificate or other forms of legal documentation. In addition, you may need to pay any remaining premiums or fees associated with reinstating the policy.

What happens when you reinstate your life insurance policy?

When you reinstate your life insurance policy, the insurer will typically bring it back into force as if it had never lapsed. In most cases, you may be able to pick up coverage where you left off without having to reapply or start over. This means that once payments are made and any required paperwork is submitted, you may be able to begin collecting benefits from the insurance company as soon as possible.

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