Oklahoma Life Insurance [2023]

We offer Oklahoma residents life insurance from several of the best life insurance companies in Oklahoma. Life insurance is very similar from state to state, with a few exceptions, so expect your Oklahoma life insurance rates to vary.

However, this guide should help you understand the differences in Oklahoma life insurance as well as find resources in your state. We’ll also show you how to get the best life insurance in Oklahoma.

Before we dive into this guide, find affordable Oklahoma life insurance rates by clicking on our FREE quote tool above. Get started now.

Oklahoma Life Insurance Quotes

We offer Oklahoma residents life insurance from several A-rated life insurance companies. Life insurance is very similar from state to state, with a few exceptions. This guide should help you understand the differences as well as find resources in your state.

Policy Cost – The premium (cost) you pay for your life insurance policy does not vary by state. It is the same regardless of which state you live in. Premiums are set by life insurance companies and then approved by the State Insurance Department.

Company Availability – Not all companies are available in every state. For example, if a life insurance company has not filed its product or rates with your State Insurance Department, that company won’t be available in your state. Company availability changes often due to new filings.

Product Availability – There are instances where life insurance companies offer only specific products or riders in a state. For example, a company may offer a child insurance rider on their policy, but the feature may not be available in all states. These exclusions can be viewed by clicking on the life insurance companies in the list below.

Oklahoma life insurance also offers residents a 31-day grace period and protection of missed death benefits up to $300,000.

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Life Insurance Oklahoma Rates

To give you an idea of what Oklahoma life insurance rates look like, you can check out the chart below to see what the top companies charge based on age, marital status, and gender for both smokers and non-smokers. 

Keep in mind that your Oklahoma life insurance quotes may be different, especially depending on which type of Oklahoma life insurance policy you choose.

In this next chart, you can also see how many Oklahoma life insurance companies there are in comparison to other southern states.

As you can see in the above chart, Oklahoma is home to 24 life insurance companies that operate specifically in the state, which means plenty of options. Get access to the best Oklahoma life insurance with our free comparison tool on this page to save money.

Oklahoma Life Insurance Guaranty Association

State guaranty associations are committed to protecting resident policyholders and beneficiaries in the event of an insurance company insolvency. The association is made up of all insurance companies licensed to sell life insurance, health insurance, and annuities in the state. If an insurance company becomes insolvent (goes out of business), the association steps in to protect policyholders by continuing coverage and paying claims, up to defined limits.

In Oklahoma, a life insurance policy is protected up to $300,000. This amount is the maximum benefit provided for any one life. In other words, multiple policies on any one person are limited to this amount.

Oklahoma Life Insurance Contacts

Here is a list of all the necessary state contacts for residents with Oklahoma life insurance claims and other related matters.

Guaranty Association

If you need information about an Oklahoma life insurance or health insurance guaranty, contact the Oklahoma Life & Health Insurance Guaranty Association at 1-405-272-9221 or visit the website.

Oklahoma Life Insurance Department

For the latest updates from the Oklahoma Insurance Department, you can call 1-800-522-0071 or visit the website. Here, you can find information about all things Oklahoma insurance, including Oklahoma health insurance and Oklahoma Insurance Commissioner.

You can also access up-to-date information about Oklahoma state health insurance, such as Oklahoma Medicaid (aka SoonerCare), and find answers to questions like “is HealthChoice Oklahoma Medicaid?” Another option is to call the Medicaid Oklahoma phone number at 1-800-987-7767 for more information about Oklahoma Medicaid.

Legal Info

QuickQuote is licensed to sell life insurance in Oklahoma under Agency License Number 14993.

The licensed company principal is Tim Bain, Agent License Number 943993.

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Life Insurance Companies in Oklahoma

American General Life Insurance Company

Banner Life Insurance Company

Fidelity Life Association

Haven Life / MassMutual

John Hancock Life Insurance Company

Lincoln National Life Insurance Company

Metlife Life Insurance Company

North American Company for Life & Health Insurance

Pacific Life & Annuity Company

Principal Life Insurance Company

Protective Life Insurance Company

Pruco Life Insurance Company (Prudential)

Sagicor Life Insurance Company

The Savings Bank Life Insurance Company of Massachusetts (SBLI)

Transamerica Life Insurance Company

United of Omaha Life Insurance Company

Don’t wait — Use our free quote tool to get affordable life insurance rates in Oklahoma. Get started now.

 

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