Tim is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance. He writes and creates stuff for QuickQuote and other insurance and financial websites. You can find him on Twitter.

Full Bio →

Written by

UPDATED: Sep 6, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right life insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We partner with top life insurance providers. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.

We offer Delaware residents life insurance from several of the best DE life insurance companies. Life insurance is very similar from state-to-state, with a few exceptions, so expect your Delaware life insurance rates to vary.

However, this guide should help you understand the differences in Delaware life insurance as well as find resources in your state. We’ll also show you how to get the best life insurance in Delaware.

Before we dive into this guide, find affordable Delaware life insurance rates by clicking on our FREE quote tool above. Get started now.

Delaware Life Insurance Quotes

We offer Delaware residents life insurance from several A-rated life insurance companies. Life insurance is very similar from state to state, with a few exceptions. This guide should help you understand the differences as well as find resources in your state.

Policy Cost – The premium (cost) you pay for your life insurance policy does not vary by state. It is the same regardless of which state you live in. Premiums are set by life insurance companies then approved by the State Insurance Department.

Company Availability – Not all companies are available in every state. For example, if a life insurance company has not filed its product or rates with your State Insurance Department, that company won’t be available in your state. Company availability changes often due to new filings.

Product Availability – There are instances where life insurance companies offer only specific products or riders in a state. For example, a company may offer a child insurance rider on their policy, but the feature may not be available in all states. These exclusions can be viewed by clicking on the life insurance companies in the list below.

Delaware life insurance also offers residents a 30-day grace period and a timely payment of death benefit claims. Get affordable DE life insurance quotes to protect your loved ones.

Life Insurance Rates in Delaware

To give you an idea of what Delaware life insurance rates look like, check out the chart below to see what the top companies charge based on non-smoking status, age, marital status, and gender. Keep in mind that your Delaware life insurance quotes may be different, depending on demographics, occupation, habits, and family medical history as well as which Delaware life insurance policy you choose.

View as image

In this next chart, you can also see how many Delaware life insurance companies there are in comparison to other southern states.

View as image

Note that Delaware has 25 life insurance companies that operate specifically in the state, which means plenty of affordable life insurance rates in Delaware to come by. You can access the best life insurance in Delaware with our free quote tool on this page.

Delaware Guaranty Association

State guaranty associations are committed to protecting resident policyholders and beneficiaries in the event of an insurance company insolvency. The association is made up of all insurance companies licensed to sell life insurance, health insurance and annuities in the state. If an insurance company becomes insolvent (goes out of business), the association steps in to protect policyholders by continuing coverage and paying claims, up to defined limits.

In Delaware, a life insurance policy is protected up to $300,000. This amount is the maximum benefit provided for any one life. In other words, multiple policies on any one person are limited to this amount.

Delaware Life Insurance Contacts

Here is a list of all the necessary state contacts for residents with Delaware life insurance claims and other related matters.

Guaranty Association

If you need information about a Delaware life insurance or health insurance guaranty, contact the Delaware Life & Health Insurance Guaranty Association at 1-302-456-3656 or visit the website.

Insurance Department

For the latest updates about Delaware life insurance, contact the Delaware Department of Insurance by phone at 1-302-674-7300 or visit the website. Here, you can find out who the insurance commissioner of Delaware is and access the Delaware Department of Insurance company search.

If you’re a state employee, the Delaware Department of Insurance is your source for the State of Delaware contacts, such as the State of Delaware payroll department. You can also learn about State of Delaware benefits, i.e., State of Delaware employee open enrollment, and State of Delaware life insurance here.

Legal Info

QuickQuote is licensed to sell life insurance in Delaware under Agency License Number 0155258.

The licensed company principal is Tim Bain, Agent License Number 0147972.

Delaware Life Insurance Companies

American General Life Insurance Company

Banner Life Insurance Company

Fidelity Life Association

Haven Life / MassMutual

John Hancock Life Insurance Company

Lincoln National Life Insurance Company

Metlife Life Insurance Company

North American Company for Life & Health Insurance

Pacific Life & Annuity Company

Principal Life Insurance Company

Protective Life Insurance Company

Pruco Life Insurance Company (Prudential)

Sagicor Life Insurance Company

The Savings Bank Life Insurance Company of Massachusetts (SBLI)

Transamerica Life Insurance Company

United of Omaha Life Insurance Company

Don’t wait — Use our free quote tool to get affordable life insurance rates in Delaware. Get started now.